North Towns Credit Union
Verified rate book
Current North Towns Credit Union rates
10 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New and used Vehicle (Purchase or Refinance) - Model year 2011 or Newerauto_any | 4.250% APR | 4.250% | any | Standard |
| Auto Loan (2018 and Newer)auto | 5.500% APR | 5.500% | — | Standard |
| New and used boatsboat_any_120mo | 6.490% APR | 6.490% | 120 mo · any | Standard |
| New and used RV'srv_any_180mo | 6.490% APR | 6.490% | 180 mo · any | Standard |
| Auto Loan (2022 and Newer)auto | 6.500% APR | 6.500% | — | Standard |
| Snowmobiles, ATV's, Jet Ski's and Outside Equipmentpowersports_any_60mo | 7.490% APR | 7.490% | 60 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Pledgedpersonal | 3.000% APR | 3.000% | — | Standard |
| Credit Builder Loanpersonal | 6.990% APR | 6.990% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.250% APR | 9.250% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.990% APR | 8.990% | — | Standard |
Vehicle loans available from 4.25% APR. Personal loan rates from 3% APR. Credit card rates from 8.99% APR.
Source: RateAPI.dev, verified from North Towns Credit Union's official website
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About North Towns Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3K
- Assets
- $49.2M
- Founded
- 1954
- Locations reported
- 2
- NCUA charter
- 9812
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile payments
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join North Towns Credit Union
Membership eligibility from North Towns Credit Union's own published criteria. How we verify this.
Community charter: live/work in Clarence, Amherst, Akron +1 more
Verified from North Towns Credit Union's membership page. Final membership determination is always made by the credit union.
Work at North Towns Credit Union?
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Frequently Asked Questions
What rates does North Towns Credit Union offer?
North Towns Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are North Towns Credit Union rates updated?
RateAPI verifies North Towns Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get North Towns Credit Union's rate data?
Rate data is collected directly from North Towns Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are North Towns Credit Union's auto, rv, boat & powersports loan rates?
As of August 4, 2026, North Towns Credit Union offers vehicle loans from 4.25% APR.
What is North Towns Credit Union's personal loan rate?
As of August 4, 2026, North Towns Credit Union offers personal loans from 3% APR.
Related Rate Data
Compare North Towns Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for North Towns Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/north-towns" \
-H "Authorization: Bearer YOUR_API_KEY"