Amherst Credit Union
Verified rate book
Current Amherst Credit Union rates
10 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 2.990% APR | 2.990% | new | Standard |
| Used Auto Loanauto_used | 3.490% APR | 3.490% | used | Standard |
| Classic vehiclesauto | 5.490% APR | 5.490% | — | Standard |
| RV Loanrv | 5.490% APR | 5.490% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
| HELOC (Fixed)heloc_fixed | 7.250% APR | 7.250% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 1.000% APR | 1.000% | — | Standard |
| Mini Equity Fixed Rate Line of Creditploc_variable | 7.000% APR | 7.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 8.990% APR | 8.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa® Platinum (max $15,000.00)credit_card_platinum | 8.950% APR | 8.950% | — | Standard |
Vehicle loans available from 2.99% APR. HELOC rates from 6.75% APR. Personal loan rates from 1% APR. Credit card rates from 8.95% APR.
Source: RateAPI.dev, verified from Amherst Credit Union's official website
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About Amherst Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.9K
- Assets
- $42.5M
- Founded
- 1947
- Locations reported
- 1
- NCUA charter
- 5439
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Amherst Credit Union
Membership eligibility from Amherst Credit Union's own published criteria. How we verify this.
Membership via employers (Amherst Central School District +3 more)
- LocationNY
- EmployerAmherst Central School District, Canisius College, Daemen College, People, Inc.
Verified from Amherst Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Amherst Credit Union?
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Frequently Asked Questions
What rates does Amherst Credit Union offer?
Amherst Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Amherst Credit Union rates updated?
RateAPI verifies Amherst Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Amherst Credit Union's rate data?
Rate data is collected directly from Amherst Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Amherst Credit Union's auto & rv loan rates?
As of August 4, 2026, Amherst Credit Union offers vehicle loans from 2.99% APR.
What is Amherst Credit Union's HELOC rate?
As of August 4, 2026, Amherst Credit Union offers home equity lines of credit from 6.75% APR.
What is Amherst Credit Union's personal loan rate?
As of August 4, 2026, Amherst Credit Union offers personal loans from 1% APR.
Related Rate Data
Compare Amherst Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Amherst Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/amherst" \
-H "Authorization: Bearer YOUR_API_KEY"