New York University Credit Union

New York, New York
Last verified: August 3, 2026
Work at New York University Credit Union? Claim this profile →

Verified rate book

Current New York University Credit Union rates

45 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

4 offers
New York University Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Down Payment Assistance Loan - 15 Year Fixed15 year fixed6.000% APR6.000%—Standard
Down Payment Assistance Loan - 10 Year Fixed10 year fixed5.875% APR5.875%—Standard
Down Payment Assistance Loan - 20 Year Fixed20 year fixed6.625% APR6.625%—Standard
Mortgage Preparedness Loanother11.000% APR11.000%—Standard

Auto & vehicle rates

18 offers
New York University Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New Electric Vehiclesauto_new_48mo3.750% APR3.750%48 mo · newStandard
48-Month New Auto Loanauto_new_48mo4.000% APR4.000%48 mo · newStandard
Used Electric Vehiclesauto_used_48mo4.750% APR4.750%48 mo · usedStandard
New Electric Vehiclesauto_new_60mo4.750% APR4.750%60 mo · newStandard
60-Month New Auto Loanauto_new_60mo5.000% APR5.000%60 mo · newStandard
48-Month Used Auto Loanauto_used_48mo5.000% APR5.000%48 mo · usedStandard
Used Electric Vehiclesauto_used_60mo5.250% APR5.250%60 mo · usedStandard
New Electric Vehiclesauto_new_72mo5.250% APR5.250%72 mo · newStandard
Used Electric Vehiclesauto_used_72mo5.750% APR5.750%72 mo · usedStandard
New Electric Vehiclesauto_new_84mo5.750% APR5.750%84 mo · newStandard
Down Payment Assistance Loan - 5 Year Fixedauto_any_60mo5.875% APR5.875%60 moStandard
72-Month New Auto Loanauto_new_72mo6.000% APR6.000%72 mo · newStandard
36-Month Motorcycle Loanmotorcycle_any_36mo6.000% APR6.000%36 moStandard
60-Month Used Auto Loanauto_used_60mo6.000% APR6.000%60 mo · usedStandard
84-Month New Auto Loanauto_new_84mo6.500% APR6.500%84 mo · newStandard
72-Month Used Auto Loanauto_used_72mo6.500% APR6.500%72 mo · usedStandard
48-Month Motorcycle Loanmotorcycle_any_48mo7.000% APR7.000%48 moStandard
60-Month Motorcycle Loanmotorcycle_any_60mo8.000% APR8.000%60 moStandard

HELOC rates

6 offers
New York University Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.000% APR6.000%—Standard
5-Year Home Equity Loan (Fixed)heloc_fixed6.500% APR6.500%—Standard
Home Equity Loan (Fixed)heloc_fixed6.500% APR6.500%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed7.250% APR7.250%—Standard
15-Year Home Equity Loan (Fixed)heloc_fixed7.500% APR7.500%—Standard
20-Year Home Equity Loan (Fixed)heloc_fixed7.750% APR7.750%—Standard

Personal loan rates

14 offers
New York University Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Share-Secured Loanpersonal_secured_12mo2.500% APR2.500%12 moStandard
36-Month Share-Secured Loanpersonal_secured_36mo2.750% APR2.750%36 moStandard
60-Month Share-Secured Loanpersonal_secured_60mo3.500% APR3.500%60 moStandard
120-Month Share-Secured Loanpersonal_secured_120mo4.000% APR4.000%120 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo7.500% APR7.500%36 moStandard
Personal Loanpersonal_unsecured_24mo8.000% APR8.000%24 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo8.500% APR8.500%48 moStandard
Vacation & Holiday Loanpersonal_unsecured_12mo9.000% APR9.000%12 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo9.500% APR9.500%60 moStandard
12-Month Credit Builder Loanpersonal_unsecured_12mo10.000% APR10.000%12 moStandard
36-Month Debt Consolidation Loanpersonal_unsecured_36mo11.000% APR11.000%36 moStandard
48-Month Debt Consolidation Loanpersonal_unsecured_48mo12.000% APR12.000%48 moStandard
60-Month Debt Consolidation Loanpersonal_unsecured_60mo13.000% APR13.000%60 moStandard
Life Happens Loanpersonal_unsecured_12mo16.000% APR16.000%12 moStandard

Savings & CD rates

3 offers
New York University Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Certificateshare_certificate_12mo3.29% APY3.25%12 moStandard
36-Month Certificateshare_certificate_36mo3.70% APY3.65%36 moStandard
6-Month Certificateshare_certificate_6mo3.80% APY3.75%6 moStandard

As of August 3, 2026, New York University Credit Union offers a 15-year fixed mortgage at 6% APR. Vehicle loans available from 3.75% APR for 48 months. HELOC rates from 6% APR. Personal loan rates from 2.5% APR. Savings and certificate yields up to 3.80% APY.

Source: RateAPI.dev, verified from New York University Credit Union's official website

Loading branch locator…

About New York University Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
10.7K
Assets
$75.9M
Founded
1982
Locations reported
2
NCUA charter
23958
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Ukrainian NationalNYC · New York · NY · 10003Branch in the same ZIPGreater MetroVA Office · New York · NY · 10010-5011About 0.6 miles awayNY Firefighters BravestMANHATTAN BRANCH · NEW YORK · NY · 10010-4628About 0.6 miles awayLower East Side People'sLESPFCU MAIN BRANCH · NEW YORK · NY · 10009About 0.7 miles awayFourleafChelsea Branch · New York · NY · 10001-6802About 1.4 miles awayPenn South CooperativePenn South Credit Union · New York · NY · 10001-4818About 1.4 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join New York University Credit Union

Membership eligibility from New York University Credit Union's own published criteria. How we verify this.

Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.

  • AssociationAmerican Consumer Council

Verified from New York University Credit Union's membership page. Final membership determination is always made by the credit union.

Work at New York University Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where New York University Credit Union ranks against New York peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does New York University Credit Union offer?

New York University Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are New York University Credit Union rates updated?

RateAPI verifies New York University Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get New York University Credit Union's rate data?

Rate data is collected directly from New York University Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is New York University Credit Union's mortgage rate?

As of August 3, 2026, New York University Credit Union offers a 15-year fixed mortgage at 6% APR.

What are New York University Credit Union's auto & motorcycle loan rates?

As of August 3, 2026, New York University Credit Union offers vehicle loans from 3.75% APR.

What is New York University Credit Union's HELOC rate?

As of August 3, 2026, New York University Credit Union offers home equity lines of credit from 6% APR.

What is New York University Credit Union's personal loan rate?

As of August 3, 2026, New York University Credit Union offers personal loans from 2.5% APR.

What is New York University Credit Union's best CD rate?

As of August 3, 2026, New York University Credit Union offers savings and certificate (CD) yields up to 3.80% APY.

Related Rate Data

Compare New York University Credit Union's rates against national credit-union benchmarks.

More New York credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track New York University Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when New York credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for New York University Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/new-york-university" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude