Gowanda Area Credit Union
Verified rate book
Current Gowanda Area Credit Union rates
11 published offers verified as of August 3, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured I - 2023 or Newer Vehicles & Motorcyclesmotorcycle_any_36mo | 4.000% APR | 4.000% | 36 mo | Standard |
| Secured I - 2023 or Newer Vehicles & Motorcyclesmotorcycle_any_60mo | 4.250% APR | 4.250% | 60 mo | Standard |
| Secured I - 2023 or Newer Vehicles & Motorcyclesmotorcycle_any_84mo | 4.500% APR | 4.500% | 84 mo | Standard |
| Secured II - 2023 or Newer Campers & Boatsrv_any_48mo | 5.000% APR | 5.000% | 48 mo | Standard |
| Motorhomes, Park Model 5th Wheel Campersrv_any_120mo | 5.250% APR | 5.250% | 120 mo | Standard |
| Secured II - 2023 or Newer Campers & Boatsrv_any_72mo | 5.500% APR | 5.500% | 72 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 120-Month Share-Secured Loanpersonal_secured_120mo | 3.500% APR | 3.500% | 120 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 7.000% APR | 7.000% | 36 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA Classic Credit Cardcredit_card | 11.990% APR | 11.990% | — | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share and Club Accountsavings | 0.40% APY | 0.40% | — | Standard |
| IRAira | 2.02% APY | 2.00% | — | Standard |
Vehicle loans available from 4% APR for 36 months. Personal loan rates from 3.5% APR. Credit card rates from 11.99% APR. Savings and certificate yields up to 2.02% APY.
Source: RateAPI.dev, verified from Gowanda Area Credit Union's official website
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About Gowanda Area Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.8K
- Assets
- $32.1M
- Founded
- 1935
- Locations reported
- 1
- NCUA charter
- 818
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Gowanda Area Credit Union
Membership eligibility from Gowanda Area Credit Union's own published criteria. How we verify this.
Membership criteria are published on Gowanda Area Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Gowanda Area Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Gowanda Area Credit Union?
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Frequently Asked Questions
What rates does Gowanda Area Credit Union offer?
Gowanda Area Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Gowanda Area Credit Union rates updated?
RateAPI verifies Gowanda Area Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Gowanda Area Credit Union's rate data?
Rate data is collected directly from Gowanda Area Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Gowanda Area Credit Union's rv & motorcycle loan rates?
As of August 3, 2026, Gowanda Area Credit Union offers vehicle loans from 4% APR.
What is Gowanda Area Credit Union's personal loan rate?
As of August 3, 2026, Gowanda Area Credit Union offers personal loans from 3.5% APR.
What is Gowanda Area Credit Union's best CD rate?
As of August 3, 2026, Gowanda Area Credit Union offers savings and certificate (CD) yields up to 2.02% APY.
Related Rate Data
Compare Gowanda Area Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Gowanda Area Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/gowanda-area" \
-H "Authorization: Bearer YOUR_API_KEY"