Good Neighbors Credit Union

Depew, New York
Last verified: August 4, 2026
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Verified rate book

Current Good Neighbors Credit Union rates

40 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
Good Neighbors Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.772% APR6.625%—Standard
VA 30-Year Fixed30 year fixed6.909% APR6.500%—Standard
USDA 30-Year Fixed30 year fixed7.037% APR6.375%—Standard
FHA 30-Year Fixed30 year fixed7.311% APR6.375%—Standard

Auto & vehicle rates

15 offers
Good Neighbors Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.500% APR4.500%—Standard
36-Month Auto Loanauto_any_36mo4.500% APR4.500%36 moStandard
48-Month Auto Loanauto_any_48mo4.600% APR4.600%48 moStandard
60-Month Auto Loanauto_any_60mo4.700% APR4.700%60 moStandard
72-Month Auto Loanauto_any_72mo5.200% APR5.200%72 moStandard
Boat & RV: (36 Months)boat_any_36mo5.300% APR5.300%36 moStandard
Boat & RV: (48 Months)boat_any_48mo5.300% APR5.300%48 moStandard
Boat & RV: (60 Months)boat_any_60mo5.800% APR5.800%60 moStandard
Boat & RV: (72 Months)boat_any_72mo6.050% APR6.050%72 moStandard
84-Month Auto Loanauto_any_84mo6.200% APR6.200%84 moStandard
Boat & RV: (84 Months)boat_any_84mo6.300% APR6.300%84 moStandard
Boat & RV: (96 Months)boat_any_96mo6.550% APR6.550%96 moStandard
Boat & RV: (120 Months)boat_any_120mo6.800% APR6.800%120 moStandard
Boat & RV: (144 Months)boat_any_144mo7.050% APR7.050%144 moStandard
Boat & RV: (180 Months)boat_any_180mo8.800% APR8.800%180 moStandard

HELOC rates

4 offers
Good Neighbors Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
5-Year Home Equity Loan (Fixed)heloc_fixed10.000% APR10.000%—Standard
8-Year Home Equity Loan (Fixed)heloc_fixed10.500% APR10.500%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed11.000% APR11.000%—Standard
15-Year Home Equity Loan (Fixed)heloc_fixed11.250% APR11.250%—Standard

Personal loan rates

7 offers
Good Neighbors Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Unsecured Personal Loanpersonal_unsecured_24mo8.750% APR8.750%24 moStandard
12-Month Unsecured Personal Loanpersonal_unsecured_12mo8.750% APR8.750%12 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo9.750% APR9.750%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo9.750% APR9.750%48 moStandard
60-Month Credit Builder Loanpersonal_unsecured_60mo9.990% APR9.990%60 moStandard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.750% APR10.750%60 moStandard
72-Month Unsecured Personal Loanpersonal_unsecured_72mo11.750% APR11.750%72 moStandard

Credit card rates

3 offers
Good Neighbors Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Rewards Credit Cardcredit_card_rewards8.490% APR8.490%—Standard
Student Credit Cardcredit_card_student13.490% APR13.490%—Standard
Secured Credit Cardcredit_card_secured13.950% APR13.950%—Standard

Savings & CD rates

7 offers
Good Neighbors Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Savings and Special Use Savings Accountsavings0.01% APY0.01%—Standard
Money Market Accounts: greater than $2,500.00money_market0.75% APY0.75%—Standard
Terms & Rates for CDs (6 Months)cd_6mo2.65% APY2.65%6 moStandard
Terms & Rates for CDs (12 Months)cd_12mo3.00% APY3.00%12 moStandard
Terms & Rates for CDs (3 Months)cd_3mo3.00% APY3.00%3 moStandard
Terms & Rates for CDs (18 Months)cd_18mo3.15% APY3.15%18 moStandard
Terms & Rates for CDs (24 Months)cd_24mo3.25% APY3.25%24 moStandard

As of August 4, 2026, Good Neighbors Credit Union offers a 30-year fixed mortgage at 6.772% APR. Vehicle loans available from 4.5% APR. HELOC rates from 10% APR. Personal loan rates from 8.75% APR. Credit card rates from 8.49% APR. Savings and certificate yields up to 3.25% APY.

Source: RateAPI.dev, verified from Good Neighbors Credit Union's official website

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About Good Neighbors Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
10.6K
Assets
$92.2M
Founded
1957
Locations reported
3
NCUA charter
11663
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CircuitMAIN OFFICE · CHEEKTOWAGA · NY · 14227-1044About 2.4 miles awayCrossroads CommunityMain - 3031 William Street · Cheektowaga · NY · 14227About 2.4 miles awayTown of CheektowagaTOWN OF CHEEKTOWAGA FCU · CHEEKTOWAGA · NY · 14227-1033About 2.4 miles awayAfgm EnterprisesMAIN Office · Cheektowaga · NY · 14225About 3.0 miles awayEmpowerCheektowaga · Cheektowaga · NY · 14225-4720About 3.0 miles awayFinancial TrustHarlem · Cheektowaga · NY · 14225About 3.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Good Neighbors Credit Union

Membership eligibility from Good Neighbors Credit Union's own published criteria. How we verify this.

Community charter: live/work in Erie County

  • LocationErie County

Verified from Good Neighbors Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Good Neighbors Credit Union offer?

Good Neighbors Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Good Neighbors Credit Union rates updated?

RateAPI verifies Good Neighbors Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Good Neighbors Credit Union's rate data?

Rate data is collected directly from Good Neighbors Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Good Neighbors Credit Union's mortgage rate?

As of August 4, 2026, Good Neighbors Credit Union offers a 30-year fixed mortgage at 6.772% APR.

What are Good Neighbors Credit Union's auto & boat loan rates?

As of August 4, 2026, Good Neighbors Credit Union offers vehicle loans from 4.5% APR.

What is Good Neighbors Credit Union's HELOC rate?

As of August 4, 2026, Good Neighbors Credit Union offers home equity lines of credit from 10% APR.

What is Good Neighbors Credit Union's personal loan rate?

As of August 4, 2026, Good Neighbors Credit Union offers personal loans from 8.75% APR.

What is Good Neighbors Credit Union's best CD rate?

As of August 4, 2026, Good Neighbors Credit Union offers savings and certificate (CD) yields up to 3.25% APY.

Related Rate Data

Compare Good Neighbors Credit Union's rates against national credit-union benchmarks.

More New York credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Good Neighbors Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/good-neighbors" \
  -H "Authorization: Bearer YOUR_API_KEY"
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