Gates Chili Credit Union
Verified rate book
Current Gates Chili Credit Union rates
24 published offers verified as of August 3, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.772% APR | 6.625% | — | Standard |
| VA 30-Year Fixed30 year fixed | 6.909% APR | 6.500% | — | Standard |
| USDA 30-Year Fixed30 year fixed | 7.037% APR | 6.375% | — | Standard |
| FHA 30-Year Fixed30 year fixed | 7.311% APR | 6.375% | — | Standard |
| 15-Year Fixed15 year fixed | 6.356% APR | 6.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.946% APR | 6.750% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.990% APR | 4.990% | — | Standard |
| Motorcycle Loanmotorcycle | 8.500% APR | 8.500% | — | Standard |
| Boat/RV Loanboat | 9.990% APR | 9.990% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Personal Loanpersonal_secured | 5.000% APR | 5.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
| Personal Loan/Linepersonal_unsecured | 11.990% APR | 11.990% | — | Standard |
| Personal Lines of Creditploc_variable | 11.990% APR | 11.990% | — | Standard |
Credit card rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa Goldcredit_card | 8.990% APR | 8.990% | — | Standard |
| Credit Cardcredit_card | 8.990% APR | 8.990% | — | Standard |
| Secured Credit Cardcredit_card_secured | 11.990% APR | 11.990% | — | Standard |
| Visa Classiccredit_card | 11.990% APR | 11.990% | — | Standard |
Savings & CD rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Club Accountsavings | 0.01% APY | 0.01% | — | Standard |
| Money Marketmoney_market | 0.05% APY | 0.05% | — | Standard |
| Money Marketmoney_market | 0.10% APY | 0.10% | — | Standard |
| Money Marketmoney_market | 0.20% APY | 0.20% | — | Standard |
| Money Marketmoney_market | 0.30% APY | 0.30% | — | Standard |
| 6-Month Certificatecd_6mo | 1.00% APY | 0.99% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 1.50% APY | 1.49% | 12 mo | Standard |
As of August 3, 2026, Gates Chili Credit Union offers a 30-year fixed mortgage at 6.772% APR. Vehicle loans available from 4.99% APR. Personal loan rates from 5% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 1.50% APY.
Source: RateAPI.dev, verified from Gates Chili Credit Union's official website
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About Gates Chili Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.2K
- Assets
- $31.4M
- Founded
- 1964
- Locations reported
- 1
- NCUA charter
- 16236
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Gates Chili Credit Union
Membership eligibility from Gates Chili Credit Union's own published criteria. How we verify this.
Membership criteria are published on Gates Chili Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationMonroe — NY
Verified from Gates Chili Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Gates Chili Credit Union offer?
Gates Chili Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Gates Chili Credit Union rates updated?
RateAPI verifies Gates Chili Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Gates Chili Credit Union's rate data?
Rate data is collected directly from Gates Chili Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Gates Chili Credit Union's mortgage rate?
As of August 3, 2026, Gates Chili Credit Union offers a 30-year fixed mortgage at 6.772% APR.
What are Gates Chili Credit Union's auto, boat & motorcycle loan rates?
As of August 3, 2026, Gates Chili Credit Union offers vehicle loans from 4.99% APR.
What is Gates Chili Credit Union's personal loan rate?
As of August 3, 2026, Gates Chili Credit Union offers personal loans from 5% APR.
What is Gates Chili Credit Union's best CD rate?
As of August 3, 2026, Gates Chili Credit Union offers savings and certificate (CD) yields up to 1.50% APY.
Related Rate Data
Compare Gates Chili Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Gates Chili Credit Union rates
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# Get rates for Gates Chili Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/gates-chili" \
-H "Authorization: Bearer YOUR_API_KEY"