Fasny Credit Union

Albany, New York
Last verified: August 4, 2026
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Verified rate book

Current Fasny Credit Union rates

53 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

10 offers
Fasny Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
(2023 & Newer Purchase or Refinance) (24 months)other3.990% APR3.990%—Standard
(2023 & Newer Purchase or Refinance) (36 months)other4.240% APR4.240%—Standard
(2019-2022 Purchase or Refinance, LTV Over 100% Add 1%) (24 months)other4.250% APR4.250%—Standard
(2023 & Newer Purchase or Refinance) (48 months)other4.490% APR4.490%—Standard
(2019-2022 Purchase or Refinance, LTV Over 100% Add 1%) (36 months)other4.500% APR4.500%—Standard
(2019-2022 Purchase or Refinance, LTV Over 100% Add 1%) (48 months)other4.750% APR4.750%—Standard
(2023 & Newer Purchase or Refinance) (60 months)other4.990% APR4.990%—Standard
(2019-2022 Purchase or Refinance, LTV Over 100% Add 1%) (60 months)other5.250% APR5.250%—Standard
(2023 & Newer Purchase or Refinance) (72 months)other5.990% APR5.990%—Standard
(2019-2022 Purchase or Refinance, LTV Over 100% Add 1%) (72 months)other6.250% APR6.250%—Standard

Auto & vehicle rates

17 offers
Fasny Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Vehicles / RV (2023 & Newer)rv_any_36mo4.240% APR4.240%36 moStandard
Vehicles / RV (2019-2022)rv_any_24mo4.250% APR4.250%24 moStandard
Vehicles / RV (2023 & Newer)rv_any_48mo4.490% APR4.490%48 moStandard
Vehicles / RV (2019-2022)rv_any_36mo4.500% APR4.500%36 moStandard
Vehicles / RV (2019-2022)rv_any_48mo4.750% APR4.750%48 moStandard
Vehicles / RV (2023 & Newer)rv_any_60mo4.990% APR4.990%60 moStandard
Vehicles / RV (2019-2022)rv_any_60mo5.250% APR5.250%60 moStandard
Vehicles / RV (2023 & Newer)rv_any_72mo5.990% APR5.990%72 moStandard
Vehicles / RV (2019-2022)rv_any_72mo6.250% APR6.250%72 moStandard
All Other Securedauto_any_24mo6.990% APR6.990%24 moStandard
(2023 & Newer Purchase or Refinance) (84 months (New RV or Boat Only))rv_new_84mo6.990% APR6.990%84 mo · newStandard
(Vehicles 2018 and Older, Off-Road, Water Crafts) (24 months)powersports_used_24mo6.990% APR6.990%24 mo · usedStandard
(Vehicles 2018 and Older, Off-Road, Water Crafts) (36 months)powersports_used_36mo7.240% APR7.240%36 mo · usedStandard
(2019-2022 Purchase or Refinance, LTV Over 100% Add 1%) (84 months (Used RV Only))rv_used_84mo7.250% APR7.250%84 mo · usedStandard
(Vehicles 2018 and Older, Off-Road, Water Crafts) (48 months)powersports_used_48mo7.490% APR7.490%48 mo · usedStandard
(Vehicles 2018 and Older, Off-Road, Water Crafts) (60 months)powersports_used_60mo7.990% APR7.990%60 mo · usedStandard
(2023 & Newer Purchase or Refinance) (120 months (New RV or Boat Only))rv_new_120mo7.990% APR7.990%120 mo · newStandard

HELOC rates

1 offer
Fasny Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard

Personal loan rates

9 offers
Fasny Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Secured (0-60 months)personal_secured_60mo4.000% APR4.000%60 moStandard
Share Secured (61-84 months)personal_secured_84mo5.000% APR5.000%84 moStandard
12-Month Signature Loanpersonal_unsecured_12mo5.740% APR5.740%12 moStandard
18-Month Signature Loanpersonal_unsecured_18mo6.240% APR6.240%18 moStandard
24-Month Signature Loanpersonal_unsecured_24mo6.740% APR6.740%24 moStandard
36-Month Signature Loanpersonal_unsecured_36mo7.240% APR7.240%36 moStandard
48-Month Signature Loanpersonal_unsecured_48mo8.240% APR8.240%48 moStandard
60-Month Signature Loanpersonal_unsecured_60mo9.240% APR9.240%60 moStandard
Share Draft LOCpersonal9.750% APR9.750%—Standard

Savings & CD rates

3 offers
Fasny Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savingsshare_savings0.10% APY0.10%—Standard
Share Certificateshare_certificate_9mo3.60% APY3.60%9 moStandard
Certificateshare_certificate3.70% APY3.70%—Standard

Other rates

13 offers
Fasny Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Advanced EMT (24 - 60 months)other5.490% %5.490%—Standard
Advanced EMTother5.490% %5.490%—Standard
( Not to Exceed $25,000.00) (12 months)other5.740% %5.740%—Standard
( Not to Exceed $25,000.00) (18 months)other6.240% %6.240%—Standard
( Not to Exceed $25,000.00) (24 months)other6.740% %6.740%—Standard
(Up to 90% LTV and Maximum of $100,000.00) (180 months)other6.750% %6.750%—Standard
(Up to 90% LTV and Maximum of $100,000.00) (60 months)other6.750% %6.750%—Standard
(Up to 90% LTV and Maximum of $100,000.00) (120 months)other6.750% %6.750%—Standard
( Not to Exceed $25,000.00) (36 months)other7.240% %7.240%—Standard
All Other Securedother7.240% %7.240%—Standard
( Not to Exceed $25,000.00) (48 months)other8.240% %8.240%—Standard
( Not to Exceed $25,000.00) (60 months (A or B Rating only))other9.240% %9.240%—Standard
Variesother9.750% %9.750%—Standard

As of August 4, 2026, Fasny Credit Union offers refinance mortgage rates from 3.99% APR. Vehicle loans available from 4.24% APR for 36 months. HELOC rates from 6.75% APR. Personal loan rates from 4% APR. Savings and certificate yields up to 3.70% APY.

Source: RateAPI.dev, verified from Fasny Credit Union's official website

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About Fasny Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.1K
Assets
$17.4M
Founded
2003
Locations reported
2
NCUA charter
24690
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

BroadviewOneCommerce Plaza · Albany · NY · 12210Branch in the same ZIPFirst New YorkAlbany Location · Albany · NY · 12206-1543About 1.9 miles awayNY Firefighters BravestMain office · albany · NY · 12206About 1.9 miles awayCommunity ResourceNorth Greenbush · Rensselaer · NY · 12144About 2.7 miles awayAdvantage FinancialALBANY MED CENTER · ALBANY · NY · 12208About 2.8 miles awaySunmarkStratton VA Medical Center Branch · Albany · NY · 12208About 2.8 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Fasny Credit Union

Membership eligibility from Fasny Credit Union's own published criteria. How we verify this.

Membership via occupations (volunteer firefighter +1 more)

  • Occupationvolunteer firefighter, EMS technician

Cost to join: About $5.

Verified from Fasny Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Fasny Credit Union?

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Frequently Asked Questions

What rates does Fasny Credit Union offer?

Fasny Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Fasny Credit Union rates updated?

RateAPI verifies Fasny Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Fasny Credit Union's rate data?

Rate data is collected directly from Fasny Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Fasny Credit Union's mortgage rate?

As of August 4, 2026, Fasny Credit Union offers refinance mortgage rates from 3.99% APR.

What are Fasny Credit Union's auto, rv & powersports loan rates?

As of August 4, 2026, Fasny Credit Union offers vehicle loans from 4.24% APR.

What is Fasny Credit Union's HELOC rate?

As of August 4, 2026, Fasny Credit Union offers home equity lines of credit from 6.75% APR.

What is Fasny Credit Union's personal loan rate?

As of August 4, 2026, Fasny Credit Union offers personal loans from 4% APR.

What is Fasny Credit Union's best CD rate?

As of August 4, 2026, Fasny Credit Union offers savings and certificate (CD) yields up to 3.70% APY.

Related Rate Data

Compare Fasny Credit Union's rates against national credit-union benchmarks.

More New York credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Fasny Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/fasny" \
  -H "Authorization: Bearer YOUR_API_KEY"
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