Erie County Employees Credit Union
Verified rate book
Current Erie County Employees Credit Union rates
45 published offers verified as of August 4, 2026.
Auto & vehicle rates
29 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month New Auto Loanauto_new_24mo | 3.990% APR | 3.990% | 24 mo · new | Standard |
| 60-Month New Auto Loanauto_new_60mo | 3.990% APR | 3.990% | 60 mo · new | Standard |
| 48-Month New Auto Loanauto_new_48mo | 3.990% APR | 3.990% | 48 mo · new | Standard |
| 36-Month New Auto Loanauto_new_36mo | 3.990% APR | 3.990% | 36 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 4.500% APR | 4.500% | 72 mo · new | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 4.750% APR | 4.750% | 36 mo · used | Standard |
| 24-Month Used Auto Loanauto_used_24mo | 4.750% APR | 4.750% | 24 mo · used | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 4.750% APR | 4.750% | 60 mo · used | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 4.750% APR | 4.750% | 48 mo · used | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 5.000% APR | 5.000% | 72 mo · used | Standard |
| New Motorcycle, Boat, and RV loans (60 months)motorcycle_new_60mo | 5.250% APR | 5.250% | 60 mo · new | Standard |
| New Motorcycle, Boat, and RV loans (24 months)motorcycle_new_24mo | 5.250% APR | 5.250% | 24 mo · new | Standard |
| New Motorcycle, Boat, and RV loans (36 months)motorcycle_new_36mo | 5.250% APR | 5.250% | 36 mo · new | Standard |
| New Motorcycle, Boat, and RV loans (48 months)motorcycle_new_48mo | 5.250% APR | 5.250% | 48 mo · new | Standard |
| 84-Month New Auto Loanauto_new_84mo | 5.500% APR | 5.500% | 84 mo · new | Standard |
| Used Motorcycle, Boat, and RV loans (60 months)motorcycle_used_60mo | 5.750% APR | 5.750% | 60 mo · used | Standard |
| Used Motorcycle, Boat, and RV loans (48 months)motorcycle_used_48mo | 5.750% APR | 5.750% | 48 mo · used | Standard |
| Used Motorcycle, Boat, and RV loans (24 months)motorcycle_used_24mo | 5.750% APR | 5.750% | 24 mo · used | Standard |
| Used Motorcycle, Boat, and RV loans (36 months)motorcycle_used_36mo | 5.750% APR | 5.750% | 36 mo · used | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 6.000% APR | 6.000% | 84 mo · used | Standard |
| Used Motorcycle, Boat, and RV loans (72 months)motorcycle_used_72mo | 6.250% APR | 6.250% | 72 mo · used | Standard |
| New Motorcycle, Boat, and RV loans (72 months)motorcycle_new_72mo | 6.250% APR | 6.250% | 72 mo · new | Standard |
| 96-Month New Auto Loanauto_new_96mo | 6.500% APR | 6.500% | 96 mo · new | Standard |
| 96-Month Used Auto Loanauto_used_96mo | 7.000% APR | 7.000% | 96 mo · used | Standard |
| New Motorcycle, Boat, and RV loans (84 months)motorcycle_new_84mo | 7.990% APR | 7.990% | 84 mo · new | Standard |
| New Motorcycle, Boat, and RV loans (96 months)motorcycle_new_96mo | 8.990% APR | 8.990% | 96 mo · new | Standard |
| New Motorcycle, Boat, and RV loans (108 & 120 months)motorcycle_new_120mo | 10.990% APR | 10.990% | 120 mo · new | Standard |
| Used Motorcycle, Boat, and RV loans (84 months)motorcycle_used_84mo | 11.000% APR | 11.000% | 84 mo · used | Standard |
| Used Motorcycle, Boat, and RV loans (96 months)motorcycle_used_96mo | 12.000% APR | 12.000% | 96 mo · used | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal loans (6-12 months)personal_unsecured_12mo | 7.000% APR | 7.000% | 12 mo | Standard |
| 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 8.000% APR | 8.000% | 24 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 8.750% APR | 8.750% | 36 mo | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 9.000% APR | 9.000% | 48 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.750% APR | 9.750% | 60 mo | Standard |
Other rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Full Pledge Loan (6 months)other | 2.990% % | 2.990% | — | Standard |
| Full Pledge Loan (48 months)other | 2.990% % | 2.990% | — | Standard |
| Full Pledge Loan (36 months)other | 2.990% % | 2.990% | — | Standard |
| Full Pledge Loan (24 months)other | 2.990% % | 2.990% | — | Standard |
| Full Pledge Loan (72 months)other | 2.990% % | 2.990% | — | Standard |
| Full Pledge Loan (12 months)other | 2.990% % | 2.990% | — | Standard |
| Full Pledge Loan (60 months)other | 2.990% % | 2.990% | — | Standard |
| Dream Special (36 months)other | 5.000% % | 5.000% | — | Standard |
| Dream Special (30 months)other | 5.000% % | 5.000% | — | Standard |
| Dream Special (48 months)other | 6.000% % | 6.000% | — | Standard |
| Dream Special (60 months)other | 7.000% % | 7.000% | — | Standard |
Vehicle loans available from 3.99% APR for 24 months. Personal loan rates from 7% APR.
Source: RateAPI.dev, verified from Erie County Employees Credit Union's official website
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About Erie County Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.9K
- Assets
- $32.3M
- Founded
- 1940
- Locations reported
- 2
- NCUA charter
- 62923
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Erie County Employees Credit Union
Membership eligibility from Erie County Employees Credit Union's own published criteria. How we verify this.
Membership criteria are published on Erie County Employees Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Erie County Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Erie County Employees Credit Union?
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Frequently Asked Questions
What rates does Erie County Employees Credit Union offer?
Erie County Employees Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Erie County Employees Credit Union rates updated?
RateAPI verifies Erie County Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Erie County Employees Credit Union's rate data?
Rate data is collected directly from Erie County Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Erie County Employees Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Erie County Employees Credit Union offers vehicle loans from 3.99% APR.
What is Erie County Employees Credit Union's personal loan rate?
As of August 4, 2026, Erie County Employees Credit Union offers personal loans from 7% APR.
Related Rate Data
Compare Erie County Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Erie County Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/erie-county-employees" \
-H "Authorization: Bearer YOUR_API_KEY"