Buffalo Metropolitan Credit Union
Verified rate book
Current Buffalo Metropolitan Credit Union rates
24 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Newer Auto (2025 & newer) purchased or refinanced from another lenderauto | 4.700% APR | 4.700% | — | Standard |
| New Auto (2024) purchased or refinanced from another lenderauto_new | 4.740% APR | 4.740% | new | Standard |
| Used Auto (2022 & 2023) purchased or refinanced from another lenderauto_used | 4.990% APR | 4.990% | used | Standard |
| Used Auto (2021 & older) purchased or refinanced from another lenderauto_used | 5.700% APR | 5.700% | used | Standard |
| New RV, Boat & Leisure Vehicles (2025 & newer)rv_new | 5.900% APR | 5.900% | new | Standard |
| Used RV, Boat & Leisure Vehicles (2024 & older)rv_used | 6.490% APR | 6.490% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Shared Secured Loanpersonal_secured | 5.000% APR | 5.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 10.000% APR | 10.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 7.500% APR | 7.500% | — | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Market Accounts (MMAs) 1money_market | 0.50% APY | 0.50% | — | Standard |
| Money Market Accounts (MMAs) 1money_market | 0.75% APY | 0.75% | — | Standard |
| Money Market Accounts (MMAs) 1money_market | 0.85% APY | 0.85% | — | Standard |
| Money Market Accounts (MMAs) 1money_market | 1.00% APY | 1.00% | — | Standard |
| 6-Month Certificatecd_6mo | 1.51% APY | 1.50% | 6 mo | Standard |
| 12 Months (One Year)cd_12mo | 2.00% APY | 2.00% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 2.14% APY | 2.15% | 18 mo | Standard |
| 24 Months (Two Years)cd_24mo | 2.23% APY | 2.25% | 24 mo | Standard |
| 36 Months (Three Years)cd_36mo | 2.44% APY | 2.50% | 36 mo | Standard |
| IRAsira | 2.50% APY | 2.50% | — | Standard |
| 48 Months (Four Years)cd_48mo | 2.87% APY | 3.00% | 48 mo | Standard |
| 9-Month Certificatecd_9mo | 3.00% APY | 2.99% | 9 mo | Standard |
| 60 Months (Five Years)cd_60mo | 3.71% APY | 4.00% | 60 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Treat Yourself Loanother | 9.000% % | 9.000% | — | Standard |
Vehicle loans available from 4.7% APR. HELOC rates from 6.75% APR. Personal loan rates from 5% APR. Credit card rates from 7.5% APR. Savings and certificate yields up to 3.71% APY.
Source: RateAPI.dev, verified from Buffalo Metropolitan Credit Union's official website
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About Buffalo Metropolitan Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 17.3K
- Assets
- $145.2M
- Founded
- 1937
- Locations reported
- 1
- NCUA charter
- 2209
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Buffalo Metropolitan Credit Union
Membership eligibility from Buffalo Metropolitan Credit Union's own published criteria. How we verify this.
Membership criteria are published on Buffalo Metropolitan Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationErie — NY
Verified from Buffalo Metropolitan Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Buffalo Metropolitan Credit Union?
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Frequently Asked Questions
What rates does Buffalo Metropolitan Credit Union offer?
Buffalo Metropolitan Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Buffalo Metropolitan Credit Union rates updated?
RateAPI verifies Buffalo Metropolitan Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Buffalo Metropolitan Credit Union's rate data?
Rate data is collected directly from Buffalo Metropolitan Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Buffalo Metropolitan Credit Union's auto & rv loan rates?
As of August 4, 2026, Buffalo Metropolitan Credit Union offers vehicle loans from 4.7% APR.
What is Buffalo Metropolitan Credit Union's HELOC rate?
As of August 4, 2026, Buffalo Metropolitan Credit Union offers home equity lines of credit from 6.75% APR.
What is Buffalo Metropolitan Credit Union's personal loan rate?
As of August 4, 2026, Buffalo Metropolitan Credit Union offers personal loans from 5% APR.
What is Buffalo Metropolitan Credit Union's best CD rate?
As of August 4, 2026, Buffalo Metropolitan Credit Union offers savings and certificate (CD) yields up to 3.71% APY.
Related Rate Data
Compare Buffalo Metropolitan Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Buffalo Metropolitan Credit Union rates
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# Get rates for Buffalo Metropolitan Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/buffalo-metropolitan" \
-H "Authorization: Bearer YOUR_API_KEY"