Empire One Credit Union
Verified rate book
Current Empire One Credit Union rates
4 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.500% APR | 3.500% | — | Standard |
| Boat Loanboat | 6.000% APR | 6.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 8.490% APR | 8.490% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingssavings | 0.05% APY | 0.05% | — | Standard |
Vehicle loans available from 3.5% APR. Credit card rates from 8.49% APR. Savings and certificate yields up to 0.05% APY.
Source: RateAPI.dev, verified from Empire One Credit Union's official website
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About Empire One Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.9K
- Assets
- $77M
- Founded
- 1935
- Locations reported
- 2
- NCUA charter
- 613
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Empire One Credit Union
Membership eligibility from Empire One Credit Union's own published criteria. How we verify this.
Community charter: live/work in Erie County
- LocationErie County
Verified from Empire One Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Empire One Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Empire One Credit Union ranks against New York peers.
Frequently Asked Questions
What rates does Empire One Credit Union offer?
Empire One Credit Union currently offers vehicle loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Empire One Credit Union rates updated?
RateAPI verifies Empire One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Empire One Credit Union's rate data?
Rate data is collected directly from Empire One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Empire One Credit Union's auto & boat loan rates?
As of August 4, 2026, Empire One Credit Union offers vehicle loans from 3.5% APR.
What is Empire One Credit Union's best CD rate?
As of August 4, 2026, Empire One Credit Union offers savings and certificate (CD) yields up to 0.05% APY.
Related Rate Data
Compare Empire One Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Empire One Credit Union rates
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Access this data programmatically with our REST API
# Get rates for Empire One Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/empire-one" \
-H "Authorization: Bearer YOUR_API_KEY"