Eastern Operating Engineers Credit Union
Verified rate book
Current Eastern Operating Engineers Credit Union rates
20 published offers verified as of August 3, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.000% APR | 6.000% | — | Standard |
| 15-Year Fixed15 year fixed | 5.750% APR | 5.750% | — | Standard |
| 20-Year Fixed20 year fixed | 5.875% APR | 5.875% | — | Standard |
| Residential Mortgageother | 6.250% APR | 6.250% | — | Standard |
Auto & vehicle rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto (with Direct Deposit)auto_new_72mo | 5.750% APR | 5.750% | 72 mo · new | Standard |
| Auto Loanauto | 5.750% APR | 5.750% | — | Standard |
| New Motorcycle (with Direct Deposit)motorcycle_new_72mo | 5.750% APR | 5.750% | 72 mo · new | Standard |
| New Auto (without Direct Deposit)auto_new_72mo | 6.250% APR | 6.250% | 72 mo · new | Standard |
| New Motorcycle (without Direct Deposit)motorcycle_new_72mo | 6.250% APR | 6.250% | 72 mo · new | Standard |
| Used Auto up to 5 years old (with Direct Deposit)auto_used_60mo | 6.490% APR | 6.490% | 60 mo · used | Standard |
| Used Motorcycle up to 5 years old (with Direct Deposit)motorcycle_used_60mo | 6.490% APR | 6.490% | 60 mo · used | Standard |
| Used Auto up to 5 years old (without Direct Deposit)auto_used_60mo | 6.990% APR | 6.990% | 60 mo · used | Standard |
| Used Motorcycle up to 5 years old (without Direct Deposit)motorcycle_used_60mo | 6.990% APR | 6.990% | 60 mo · used | Standard |
| Used Motorcycle over 5 years oldmotorcycle_used_36mo | 9.500% APR | 9.500% | 36 mo · used | Standard |
| Used Auto over 5 years oldauto_used_36mo | 9.500% APR | 9.500% | 36 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 6.500% APR | 6.500% | 48 mo | Standard |
| 36-Month Personal Line of Creditploc_variable | 13.500% APR | 13.500% | 36 mo | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Individual Retirement Accountira | 0.50% APY | 0.50% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Apprentice Loanother | 6.000% % | 6.000% | — | Standard |
As of August 3, 2026, Eastern Operating Engineers Credit Union offers a 30-year fixed mortgage at 6% APR. Vehicle loans available from 5.75% APR for 72 months. HELOC rates from 6.75% APR. Personal loan rates from 6.5% APR. Savings and certificate yields up to 0.50% APY.
Source: RateAPI.dev, verified from Eastern Operating Engineers Credit Union's official website
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About Eastern Operating Engineers Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.3K
- Assets
- $94.3M
- Founded
- 1974
- Locations reported
- 3
- NCUA charter
- 21630
- Charter type
- Federal credit union
Services and member support
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Eastern Operating Engineers Credit Union
Membership eligibility from Eastern Operating Engineers Credit Union's own published criteria. How we verify this.
Membership via the IUOE Local 30 +10 more
- AssociationIUOE Local 30, IUOE Local 15, IUOE Local 14, IUOE Local 138, IUOE Local 295, IUOE Local 891, IUOE Local 94, IUOE Local 74, IUOE Local 478, SEIU Local 246, SSOBA
Cost to join: About $100.
Verified from Eastern Operating Engineers Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Eastern Operating Engineers Credit Union offer?
Eastern Operating Engineers Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Eastern Operating Engineers Credit Union rates updated?
RateAPI verifies Eastern Operating Engineers Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Eastern Operating Engineers Credit Union's rate data?
Rate data is collected directly from Eastern Operating Engineers Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Eastern Operating Engineers Credit Union's mortgage rate?
As of August 3, 2026, Eastern Operating Engineers Credit Union offers a 30-year fixed mortgage at 6% APR.
What are Eastern Operating Engineers Credit Union's auto & motorcycle loan rates?
As of August 3, 2026, Eastern Operating Engineers Credit Union offers vehicle loans from 5.75% APR.
What is Eastern Operating Engineers Credit Union's HELOC rate?
As of August 3, 2026, Eastern Operating Engineers Credit Union offers home equity lines of credit from 6.75% APR.
What is Eastern Operating Engineers Credit Union's personal loan rate?
As of August 3, 2026, Eastern Operating Engineers Credit Union offers personal loans from 6.5% APR.
What is Eastern Operating Engineers Credit Union's best CD rate?
As of August 3, 2026, Eastern Operating Engineers Credit Union offers savings and certificate (CD) yields up to 0.50% APY.
Related Rate Data
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Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Eastern Operating Engineers Credit Union
curl "https://api.rateapi.dev/credit-unions/new-york/eastern-operating-engineers" \
-H "Authorization: Bearer YOUR_API_KEY"