Wakefern Credit Union

Elizabeth, New Jersey
Last verified: August 4, 2026
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Verified rate book

Current Wakefern Credit Union rates

25 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

19 offers
Wakefern Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month New Auto Loanauto_new_36mo3.490% APR3.490%36 mo · newStandard
48-Month New Auto Loanauto_new_48mo3.990% APR3.990%48 mo · newStandard
60-Month New Auto Loanauto_new_60mo4.490% APR4.490%60 mo · newStandard
36-Month Used Auto Loanauto_used_36mo4.490% APR4.490%36 mo · usedStandard
72 months Minimum loan amount $30,000auto_any_72mo4.990% APR4.990%72 moStandard
72-Month New Auto Loanauto_new_72mo4.990% APR4.990%72 mo · newStandard
48-Month Used Auto Loanauto_used_48mo4.990% APR4.990%48 mo · usedStandard
60-Month Used Auto Loanauto_used_60mo5.490% APR5.490%60 mo · usedStandard
72-Month Used Auto Loanauto_used_72mo5.990% APR5.990%72 mo · usedStandard
36-Month New Boat Loanboat_new_36mo6.990% APR6.990%36 mo · newStandard
48-Month New Boat Loanboat_new_48mo7.490% APR7.490%48 mo · newStandard
60-Month New Boat Loanboat_new_60mo7.990% APR7.990%60 mo · newStandard
36-Month Used Boat Loanboat_used_36mo7.990% APR7.990%36 mo · usedStandard
36-Month New Motorcycle Loanmotorcycle_new_36mo7.990% APR7.990%36 mo · newStandard
48-Month New Motorcycle Loanmotorcycle_new_48mo8.490% APR8.490%48 mo · newStandard
48-Month Used Boat Loanboat_used_48mo8.490% APR8.490%48 mo · usedStandard
60-Month New Motorcycle Loanmotorcycle_new_60mo8.990% APR8.990%60 mo · newStandard
36-Month Used Motorcycle Loanmotorcycle_used_36mo8.990% APR8.990%36 mo · usedStandard
48-Month Used Motorcycle Loanmotorcycle_used_48mo9.490% APR9.490%48 mo · usedStandard

Personal loan rates

2 offers
Wakefern Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60 months Minimum loan amount $20,000personal_unsecured_60mo8.990% APR8.990%60 moStandard
36-Month Signature Loanpersonal_unsecured_36mo9.250% APR9.250%36 moStandard

Savings & CD rates

3 offers
Wakefern Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Statement Savingssavings0.04% APY0.04%Standard
48-Month Certificatecd_48mo3.99% APY3.99%48 moStandard
60-Month Certificatecd_60mo4.49% APY4.49%60 moStandard

Other rates

1 offer
Wakefern Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60 months Minimum loan amount $20,000other7.990% %7.990%Standard

Vehicle loans available from 3.49% APR for 36 months. Personal loan rates from 8.99% APR. Savings and certificate yields up to 4.49% APY.

Source: RateAPI.dev, verified from Wakefern Credit Union's official website

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About Wakefern Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.2K
Assets
$11.8M
Founded
1962
Locations reported
1
NCUA charter
15016
Charter type
Federal credit union

Services and member support

  • Electronic statements
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Wakefern Credit Union

Membership eligibility from Wakefern Credit Union's own published criteria. How we verify this.

Membership via employers (Wakefern Food Corporation +4 more)

  • EmployerWakefern Food Corporation, Food Haulers, Inc., National Transport Services Company, PriceRite, ShopRite

Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).

Verified from Wakefern Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Wakefern Credit Union?

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Frequently Asked Questions

What rates does Wakefern Credit Union offer?

Wakefern Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Wakefern Credit Union rates updated?

RateAPI verifies Wakefern Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Wakefern Credit Union's rate data?

Rate data is collected directly from Wakefern Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Wakefern Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Wakefern Credit Union offers vehicle loans from 3.49% APR.

What is Wakefern Credit Union's personal loan rate?

As of August 4, 2026, Wakefern Credit Union offers personal loans from 8.99% APR.

What is Wakefern Credit Union's best CD rate?

As of August 4, 2026, Wakefern Credit Union offers savings and certificate (CD) yields up to 4.49% APY.

Related Rate Data

Compare Wakefern Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

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terminal
# Get rates for Wakefern Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/wakefern" \
  -H "Authorization: Bearer YOUR_API_KEY"