Community Financial Services Credit Union
Verified rate book
Current Community Financial Services Credit Union rates
13 published offers verified as of August 4, 2026.
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Cars and Motorcycles (100% of Purchase Price)motorcycle_new | 4.750% APR | 4.750% | new | Standard |
| New Auto Loanauto_new | 5.000% APR | 5.000% | new | Standard |
| Used Cars and Motorcycles (NADA Financing Value)motorcycle_used | 5.250% APR | 5.250% | used | Standard |
| Used Auto Loanauto_used | 5.500% APR | 5.500% | used | Standard |
| New Boats, Planes, RVs, Motor Homes, Mobile Homes (under $25,000)boat_new | 9.500% APR | 9.500% | new | Standard |
| Used Boats, Planes, RVs, Motor Homes, Mobile Homes (under $25,000)boat_used | 9.500% APR | 9.500% | used | Standard |
| New Boats, Planes, RVs, Motor Homes, Mobile Homes (over $25,000)boat_new | 9.750% APR | 9.750% | new | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate Home Equity Loans ( 80% of appraisal value minus all liens)heloc_fixed | 5.500% APR | 5.500% | — | Standard |
| HELOC (15 year max, Adjustable Rate-Prime plus .50%)heloc_variable | 7.250% APR | 7.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share Secured 95% of Available Shares (Adjustable Rate-Current Share Rate plus 2.5%)personal_secured | 4.010% APR | 4.010% | — | Standard |
| Loanliner Line-of-Credit and Personal Loans (up to $10,000 for 3 years)personal_unsecured_36mo | 11.000% APR | 11.000% | 36 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 17.750% APR | 17.750% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Adjustable Interest Rates Based on Prime Rate as of January 1st and July 1stother | 17.750% % | 17.750% | — | Standard |
Vehicle loans available from 4.75% APR. HELOC rates from 5.5% APR. Personal loan rates from 4.01% APR. Credit card rates from 17.75% APR.
Source: RateAPI.dev, verified from Community Financial Services Credit Union's official website
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About Community Financial Services Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.7K
- Assets
- $31.7M
- Founded
- 1949
- Locations reported
- 1
- NCUA charter
- 6179
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Community Financial Services Credit Union
Membership eligibility from Community Financial Services Credit Union's own published criteria. How we verify this.
Community charter: live/work in Union, NJ
- LocationUnion — NJ
Verified from Community Financial Services Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Community Financial Services Credit Union?
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Frequently Asked Questions
What rates does Community Financial Services Credit Union offer?
Community Financial Services Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Community Financial Services Credit Union rates updated?
RateAPI verifies Community Financial Services Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Community Financial Services Credit Union's rate data?
Rate data is collected directly from Community Financial Services Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Community Financial Services Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, Community Financial Services Credit Union offers vehicle loans from 4.75% APR.
What is Community Financial Services Credit Union's HELOC rate?
As of August 4, 2026, Community Financial Services Credit Union offers home equity lines of credit from 5.5% APR.
What is Community Financial Services Credit Union's personal loan rate?
As of August 4, 2026, Community Financial Services Credit Union offers personal loans from 4.01% APR.
Related Rate Data
Compare Community Financial Services Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Community Financial Services Credit Union rates
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# Get rates for Community Financial Services Credit Union
curl "https://api.rateapi.dev/credit-unions/new-jersey/community-financial-services" \
-H "Authorization: Bearer YOUR_API_KEY"