Potlatch No. 1 Financial Credit Union

Lewiston, Idaho
Last verified: August 4, 2026
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Verified rate book

Current Potlatch No. 1 Financial Credit Union rates

63 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

7 offers
Potlatch No. 1 Financial Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Check our car loan rates (Up to 60 Month Term)auto_any_60mo4.850% APR4.850%60 moStandard
Check our car loan rates (Up to 72 Month Term)auto_any_72mo5.100% APR5.100%72 moStandard
Recreational Vehicle and Powersport Loan Rates (60 Month Term)rv_any_60mo6.990% APR6.990%60 moStandard
72-Month Powersports Loanpowersports_any_72mo6.990% APR6.990%72 moStandard
60-Month Powersports Loanpowersports_any_60mo6.990% APR6.990%60 moStandard
Recreational Vehicle and Powersport Loan Rates (180 Month Term)rv_any_180mo7.240% APR7.240%180 moStandard
Recreational Vehicle and Powersport Loan Rates (144 Month Term)rv_any_144mo7.240% APR7.240%144 moStandard

HELOC rates

4 offers
Potlatch No. 1 Financial Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable7.000% APR7.000%—Standard
10-Year Home Equity Loan (Fixed)heloc_fixed7.675% APR7.375%—Standard
5-Year Home Equity Loan (Fixed)heloc_fixed7.676% APR7.125%—Standard
15-Year Home Equity Loan (Fixed)heloc_fixed7.843% APR7.625%—Standard

Personal loan rates

2 offers
Potlatch No. 1 Financial Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured10.990% APR10.990%—Standard
60-Month Unsecured Personal Loanpersonal_unsecured_60mo10.990% APR10.990%60 moStandard

Savings & CD rates

49 offers
Potlatch No. 1 Financial Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Medical Savings (Idaho)savings0.05% APY0.05%—Standard
$35.00 - $100,000+savings0.05% APY0.05%—Standard
IRAira0.05% APY0.05%—Standard
Business Non-Profit Checkingsavings0.15% APY0.15%—Standard
Premium Business Checkingsavings0.20% APY0.20%—Standard
Savingssavings0.45% APY0.45%—Standard
Money Market Account (Non-Qualifying Rate)money_market0.45% APY0.45%—Standard
Money Market ($500–$24,999.99)money_market0.45% APY0.45%—Standard
$500.00 - $24,999.99savings0.45% APY0.45%—Standard
Business Money Market Accountmoney_market0.55% APY0.55%—Standard
Money Market ($25,000–$99,999.99)money_market0.55% APY0.55%—Standard
$25,000.00 - $99,999.99savings0.55% APY0.55%—Standard
Money Market ($100,000–$249,999.99)money_market1.25% APY1.25%—Standard
Certificatecd1.25% APY1.25%—Standard
$100,000.00 - $249,999.99savings1.25% APY1.25%—Standard
Save more on your loans, earn more on your savings. (3 Months)savings1.25% APY1.25%3 moStandard
Save more on your loans, earn more on your savings.savings1.25% APY1.25%—Standard
IRA Certificateira_cd1.25% APY1.25%—Standard
Certificateshare_certificate1.25% APY1.25%—Standard
3-Month Certificatecd_3mo1.25% APY1.25%3 moStandard
$250,000.00 - $499,999.99savings1.35% APY1.35%—Standard
Money Market ($250,000–$499,999.99)money_market1.35% APY1.35%—Standard
$500,000.000+savings1.45% APY1.45%—Standard
Money Market ($500,000+)money_market1.45% APY1.45%—Standard
Money Market Account (Qualifying Bump Rate)money_market2.47% APY2.47%—Standard
Money Marketmoney_market2.47% APY2.47%—Standard
Money Marketmoney_market2.58% APY2.58%—Standard
Money Marketmoney_market3.29% APY3.29%—Standard
Money Marketmoney_market3.39% APY3.39%—Standard
IRA Certificateira_cd3.40% APY3.40%—Standard
Save more on your loans, earn more on your savings. (6 Months)savings3.40% APY3.40%6 moStandard
6 Mo. Certificateshare_certificate_6mo3.40% APY3.40%6 moStandard
Certificate Details (6 Months)cd_6mo3.40% APY3.40%6 moStandard
$0.00 - 15,000savings3.44% APY3.44%—Standard
Certificate Details (12 Months)cd_12mo3.45% APY3.45%12 moStandard
Save more on your loans, earn more on your savings. (12 Months)savings3.45% APY3.45%12 moStandard
Money Marketmoney_market3.49% APY3.49%—Standard
$500,000.00 +savings3.49% APY3.49%—Standard
Ascend Checkingsavings3.50% APY3.44%—Standard
Save more on your loans, earn more on your savings. (18 Months)savings3.55% APY3.55%18 moStandard
Certificate Details (24 Months)cd_24mo3.55% APY3.55%24 moStandard
Certificate Details (18 Months)cd_18mo3.55% APY3.55%18 moStandard
Save more on your loans, earn more on your savings. (24 Months)savings3.55% APY3.55%24 moStandard
Save more on your loans, earn more on your savings. (48 Months)savings3.60% APY3.60%48 moStandard
Certificate Details (36 Months)cd_36mo3.60% APY3.60%36 moStandard
Certificate Details (48 Months)cd_48mo3.60% APY3.60%48 moStandard
Save more on your loans, earn more on your savings. (36 Months)savings3.60% APY3.60%36 moStandard
Save more on your loans, earn more on your savings. (60 Months)savings3.65% APY3.65%60 moStandard
Certificate Details (60 Months)cd_60mo3.65% APY3.65%60 moStandard

Other rates

1 offer
Potlatch No. 1 Financial Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Business Accountother0.150% %0.150%—Standard

Vehicle loans available from 4.85% APR for 60 months. HELOC rates from 7% APR. Personal loan rates from 10.99% APR. Savings and certificate yields up to 3.65% APY.

Source: RateAPI.dev, verified from Potlatch No. 1 Financial Credit Union's official website

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About Potlatch No. 1 Financial Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
127.8K
Assets
$2.2B
Founded
1938
Locations reported
28
NCUA charter
68700
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Cutting EdgeLewiston · Lewiston · ID · 83501-3559Branch in the same ZIPIdaho CentralLewiston · Lewiston · ID · 83501Branch in the same ZIPLewis ClarkBryden Office · Lewiston · ID · 83501Branch in the same ZIPSpokane TeachersSpokane Teachers Credit Union - Clarkston Branch · Clarkston · WA · 99403About 19.4 miles awayCottonwood CommunityCraigmont Branch · Craigmont · ID · 83523About 21.9 miles awayGesaPullman Bishop · Pullman · WA · 99163-5420About 35.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Potlatch No. 1 Financial Credit Union

Membership eligibility from Potlatch No. 1 Financial Credit Union's own published criteria. How we verify this.

Membership criteria are published on Potlatch No. 1 Financial Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Potlatch No. 1 Financial Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Potlatch No. 1 Financial Credit Union offer?

Potlatch No. 1 Financial Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Potlatch No. 1 Financial Credit Union rates updated?

RateAPI verifies Potlatch No. 1 Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Potlatch No. 1 Financial Credit Union's rate data?

Rate data is collected directly from Potlatch No. 1 Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Potlatch No. 1 Financial Credit Union's auto, rv & powersports loan rates?

As of August 4, 2026, Potlatch No. 1 Financial Credit Union offers vehicle loans from 4.85% APR.

What is Potlatch No. 1 Financial Credit Union's HELOC rate?

As of August 4, 2026, Potlatch No. 1 Financial Credit Union offers home equity lines of credit from 7% APR.

What is Potlatch No. 1 Financial Credit Union's personal loan rate?

As of August 4, 2026, Potlatch No. 1 Financial Credit Union offers personal loans from 10.99% APR.

What is Potlatch No. 1 Financial Credit Union's best CD rate?

As of August 4, 2026, Potlatch No. 1 Financial Credit Union offers savings and certificate (CD) yields up to 3.65% APY.

Related Rate Data

Compare Potlatch No. 1 Financial Credit Union's rates against national credit-union benchmarks.

More Idaho credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Potlatch No. 1 Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/idaho/potlatch-no-1-financial" \
  -H "Authorization: Bearer YOUR_API_KEY"
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