Health Care Family Credit Union

Saint Louis, Missouri
Last verified: August 4, 2026
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Verified rate book

Current Health Care Family Credit Union rates

35 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

9 offers
Health Care Family Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month New Auto Loanauto_new_36mo4.750% APR4.750%36 mo · newStandard
36-Month Used Auto Loanauto_used_36mo4.750% APR4.750%36 mo · usedStandard
63 Mo. Autoauto_any_63mo4.750% APR4.750%63 moStandard
84-Month Used Auto Loanauto_used_84mo6.490% APR6.490%84 mo · usedStandard
60-Month Motorcycle Loanmotorcycle_any_60mo6.750% APR6.750%60 moStandard
72-Month Motorcycle Loanmotorcycle_any_72mo7.250% APR7.250%72 moStandard
Motor Homes, Travel Trailers, & Boatsrv_any_60mo7.500% APR7.500%60 moStandard
Misc vehicles (titles)auto_any_36mo8.990% APR8.990%36 moStandard
Misc vehicles (titles)auto_any_60mo9.490% APR9.490%60 moStandard

HELOC rates

1 offer
Health Care Family Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed7.250% APR7.250%Standard

Personal loan rates

3 offers
Health Care Family Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Line-Of-Creditpersonal10.000% APR10.000%Standard
Signature Loanpersonal_unsecured10.490% APR10.490%Standard
10.49% Signatureother3.550% APR3.550%Standard

Credit card rates

3 offers
Health Care Family Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum10.900% APR10.900%Standard
Share-Secured MasterCard®credit_card_secured12.900% APR12.900%Standard
VISA® Gold Credit Cardcredit_card12.900% APR12.900%Standard

Savings & CD rates

16 offers
Health Care Family Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Christmas Club/ Wish Clubsavings0.10% APY0.10%Specialty offer
63-Month Certificatecd_63mo0.20% APY0.20%63 moStandard
75-Month Certificatecd_75mo0.20% APY0.20%75 moStandard
IRAira0.30% APY0.30%Standard
Money Marketmoney_market1.21% APY1.21%Standard
24 Month Bump Up Certificate of Depositcd_24mo3.35% APY3.35%24 moStandard
36 Month Bump Up Certificate of Depositcd_36mo3.40% APY3.40%36 moStandard
24 Month Build a Certificate of Depositcd_24mo3.45% APY3.45%24 moStandard
60 Month Bump Up Certificate of Depositcd_60mo3.45% APY3.45%60 moStandard
6-Month Certificatecd_6mo3.45% APY3.45%6 moStandard
36 Month Build A Certificate of Depositcd_36mo3.50% APY3.50%36 moStandard
60 Month Build a Certificate of Depositcd_60mo3.55% APY3.55%60 moStandard
24-Month Certificate ($50,000+)cd_24mo3.55% APY3.55%24 moStandard
36 Month Certicicate of Deposit - $50,000 +cd_36mo3.60% APY3.60%36 moStandard
60-Month Certificate ($50,000+)cd_60mo3.66% APY3.66%60 moStandard
12 Month Build A Certificate of Depositcd_12mo3.81% APY3.81%12 moStandard

Other rates

3 offers
Health Care Family Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
7.25% Fixed HE Loanother3.450% %3.450%Standard
New/Usedother6.750% %6.750%Standard
Fixed HE Loanother7.250% %7.250%Standard

Vehicle loans available from 4.75% APR for 36 months. HELOC rates from 7.25% APR. Personal loan rates from 10% APR. Credit card rates from 10.9% APR. Savings and certificate yields up to 3.81% APY.

Source: RateAPI.dev, verified from Health Care Family Credit Union's official website

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About Health Care Family Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
5.1K
Assets
$75M
Founded
1969
Locations reported
2
NCUA charter
63249
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Health Care Family Credit Union

Membership eligibility from Health Care Family Credit Union's own published criteria. How we verify this.

Membership via occupations (Health Care Workers)

  • OccupationHealth Care Workers

Verified from Health Care Family Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Health Care Family Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Health Care Family Credit Union ranks against Missouri peers.

Frequently Asked Questions

What rates does Health Care Family Credit Union offer?

Health Care Family Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Health Care Family Credit Union rates updated?

RateAPI verifies Health Care Family Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Health Care Family Credit Union's rate data?

Rate data is collected directly from Health Care Family Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Health Care Family Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Health Care Family Credit Union offers vehicle loans from 4.75% APR.

What is Health Care Family Credit Union's HELOC rate?

As of August 4, 2026, Health Care Family Credit Union offers home equity lines of credit from 7.25% APR.

What is Health Care Family Credit Union's personal loan rate?

As of August 4, 2026, Health Care Family Credit Union offers personal loans from 10% APR.

What is Health Care Family Credit Union's best CD rate?

As of August 4, 2026, Health Care Family Credit Union offers savings and certificate (CD) yields up to 3.81% APY.

Related Rate Data

Compare Health Care Family Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Health Care Family Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/health-care-family" \
  -H "Authorization: Bearer YOUR_API_KEY"