Alliance Credit Union

Fenton, Missouri
Last verified: August 4, 2026
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Verified rate book

Current Alliance Credit Union rates

67 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

9 offers
Alliance Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed7.124% APR6.500%—Standard
15-Year Fixed15 year fixed6.753% APR5.750%—Standard
3/1 ARM3 1 arm6.000% APR6.000%—Standard
3/3 ARM3 3 arm6.749% APR6.125%—Standard
5/1 ARM5 1 arm6.874% APR6.250%—Standard
10-Year Fixed10 year fixed6.915% APR5.500%—Standard
20-Year Fixed20 year fixed6.933% APR6.125%—Standard
7/1 ARM7 1 arm6.999% APR6.375%—Standard
10/1 ARM10 1 arm7.124% APR6.500%—Standard

Auto & vehicle rates

19 offers
Alliance Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Vehicle APR (as Low as)auto_new4.490% APR4.490%newStandard
Comparison table of Vehicle Loan Rates (1-36 Months)auto_any_36mo4.490% APR4.490%36 moStandard
Comparison table of Vehicle Loan Rates (37-48 Months)auto_any_48mo4.590% APR4.590%48 moStandard
Used Vehicle APR (as Low as)auto_used4.740% APR4.740%usedStandard
Comparison table of Vehicle Loan Rates (49-60 Months)auto_any_60mo4.890% APR4.890%60 moStandard
New Auto Loanauto_new4.890% APR4.890%newStandard
Comparison table of Vehicle Loan Rates (61-72 Months)auto_any_72mo5.190% APR5.190%72 moStandard
Comparison table of Vehicle Loan Rates (73-84 Months)auto_any_84mo5.990% APR5.990%84 moStandard
Comparison table of Classic Car Loan Rates (60 Months)auto_any_60mo7.490% APR7.490%60 moStandard
Comparison table of New RVs and Boat Loan Rates (1-60 Months)rv_new_60mo7.750% APR7.750%60 mo · newStandard
Comparison table of Classic Car Loan Rates (72 Months)auto_any_72mo7.990% APR7.990%72 moStandard
Comparison table of New Motorcycle, ATV & Jet Ski Loan Rates (1-36 Months)motorcycle_new_36mo8.000% APR8.000%36 mo · newStandard
Comparison table of New Motorcycle, ATV & Jet Ski Loan Rates (49-60 Months)motorcycle_new_60mo8.250% APR8.250%60 mo · newStandard
Comparison table of New Motorcycle, ATV & Jet Ski Loan Rates (37-48 Months)motorcycle_new_48mo8.250% APR8.250%48 mo · newStandard
Comparison table of New RVs and Boat Loan Rates (61-120 Months)rv_new_120mo8.750% APR8.750%120 mo · newStandard
Comparison table of New Motorcycle, ATV & Jet Ski Loan Rates (61-72 Months)motorcycle_new_72mo9.000% APR9.000%72 mo · newStandard
Comparison table of New RVs and Boat Loan Rates (121-144 Months)rv_new_144mo9.750% APR9.750%144 mo · newStandard
Revolving Credit Termsauto9.990% APR9.990%—Standard
Comparison table of New RVs and Boat Loan Rates (145-180 Months)rv_new_180mo10.750% APR10.750%180 mo · newStandard

HELOC rates

3 offers
Alliance Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
10-Year Home Equity Loan (Fixed)heloc_fixed6.500% APR6.500%—Standard
Adjustable-Rate HELOCheloc_variable6.750% APR6.750%—Standard
15-Year Home Equity Loan (Fixed)heloc_fixed6.750% APR6.750%—Standard

Personal loan rates

1 offer
Alliance Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Comparison table of Savings or CD Secured Loan Rates (Up to 120 Months Based upon Amount Borrowed)personal_secured_120mo3.000% APR3.000%120 moStandard

Savings & CD rates

34 offers
Alliance Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
$10,000+savings0.05% APY0.05%—Standard
$10,000 – $25,000savings0.05% APY0.05%—Standard
$2,500 – $10,000savings0.05% APY0.05%—Standard
$100 – $1,000savings0.05% APY0.05%—Standard
$1,000 – $10,000savings0.05% APY0.05%—Standard
$25,000 – $50,000savings0.10% APY0.10%—Standard
$10,001 – $100,000+savings0.10% APY0.10%—Standard
$50,000 – $75,000savings0.13% APY0.13%—Standard
$75,000 – $100,000savings0.16% APY0.16%—Standard
$100,000+savings0.20% APY0.20%—Standard
Comparison table of IRA Account ($100 – $5,000)ira0.25% APY0.25%—Standard
$100 – $5,000savings0.25% APY0.25%—Standard
$5,000 – $25,000savings0.35% APY0.35%—Standard
Comparison table of IRA Account ($5,000 – $25,000)ira0.35% APY0.35%—Standard
Comparison table of IRA Account ($25,000 – $50,000)ira0.45% APY0.45%—Standard
Comparison table of IRA Account ($50,000 – $75,000)ira0.55% APY0.55%—Standard
Comparison table of IRA Account ($75,000 – $100,000)ira0.65% APY0.65%—Standard
Comparison table of IRA Account ($100,000+)ira0.75% APY0.75%—Standard
3-Month Certificatecd_3mo2.14% APY2.14%3 moStandard
6-Month Certificatecd_6mo2.48% APY2.48%6 moStandard
7-Month Certificatecd_7mo2.51% APY2.51%7 moStandard
8-Month Certificatecd_8mo2.65% APY2.65%8 moStandard
9-Month Certificatecd_9mo2.75% APY2.75%9 moStandard
15-Month Certificatecd_15mo3.26% APY3.26%15 moStandard
48 Months Rate Bumpcd_48mo3.26% APY3.26%48 moStandard
36 Months Rate Bumpcd_36mo3.26% APY3.26%36 moStandard
60 Months Rate Bumpcd_60mo3.26% APY3.26%60 moStandard
24-Month Certificatecd_24mo3.46% APY3.46%24 moStandard
60-Month Certificatecd_60mo3.46% APY3.46%60 moStandard
36-Month Certificatecd_36mo3.46% APY3.46%36 moStandard
18-Month Certificatecd_18mo3.46% APY3.46%18 moStandard
48-Month Certificatecd_48mo3.46% APY3.46%48 moStandard
Youth Saver 12-Month CD (ages 0-19)cd_12mo3.75% APY3.75%12 moEligibility restricted
$0.00 – $10,000savings3.85% APY3.85%—Standard

Other rates

1 offer
Alliance Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
APR (as Low as)other9.990% %9.990%—Standard

As of August 4, 2026, Alliance Credit Union offers a 30-year fixed mortgage at 7.124% APR. Vehicle loans available from 4.49% APR. HELOC rates from 6.5% APR. Personal loan rates from 3% APR. Savings and certificate yields up to 3.85% APY.

Source: RateAPI.dev, verified from Alliance Credit Union's official website

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About Alliance Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
20.9K
Assets
$422M
Founded
1948
Locations reported
6
NCUA charter
63789
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

First CommunityFenton · Fenton · MO · 63026-7713Branch in the same ZIPNeighborsFenton · Fenton · MO · 63026-4137Branch in the same ZIPTogetherFenton · Fenton · MO · 63026-3907Branch in the same ZIPLutheranLutheran FCU Headquarters · Saint Louis · MO · 63127-1024About 3.1 miles awayVantageSunset Hills · Saint Louis · MO · 63127About 3.1 miles awayGateway MetroTwin Oaks · Valley Park · MO · 63088About 3.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Alliance Credit Union

Membership eligibility from Alliance Credit Union's own published criteria. How we verify this.

Membership criteria are published on Alliance Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Alliance Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Alliance Credit Union?

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Frequently Asked Questions

What rates does Alliance Credit Union offer?

Alliance Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Alliance Credit Union rates updated?

RateAPI verifies Alliance Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Alliance Credit Union's rate data?

Rate data is collected directly from Alliance Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Alliance Credit Union's mortgage rate?

As of August 4, 2026, Alliance Credit Union offers a 30-year fixed mortgage at 7.124% APR.

What are Alliance Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Alliance Credit Union offers vehicle loans from 4.49% APR.

What is Alliance Credit Union's HELOC rate?

As of August 4, 2026, Alliance Credit Union offers home equity lines of credit from 6.5% APR.

What is Alliance Credit Union's personal loan rate?

As of August 4, 2026, Alliance Credit Union offers personal loans from 3% APR.

What is Alliance Credit Union's best CD rate?

As of August 4, 2026, Alliance Credit Union offers savings and certificate (CD) yields up to 3.85% APY.

Related Rate Data

Compare Alliance Credit Union's rates against national credit-union benchmarks.

More Missouri credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Alliance Credit Union
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  -H "Authorization: Bearer YOUR_API_KEY"
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