Public Safety Credit Union
Verified rate book
Current Public Safety Credit Union rates
29 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 7.125% APR | 7.125% | — | Standard |
| 15-Year Fixed15 year fixed | 6.625% APR | 6.625% | — | Standard |
| 20-Year Fixed20 year fixed | 7.000% APR | 7.000% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Car/Truck **auto | 4.940% APR | 4.940% | — | Standard |
| Motorcycles/Boats/RV's **motorcycle | 6.690% APR | 6.690% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share/CD Securedpersonal_secured | 2.500% APR | 2.500% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 12.140% APR | 12.140% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Credit Cardcredit_card_secured | 7.990% APR | 7.990% | — | Standard |
| Low Rate Credit Cardcredit_card_low_rate | 8.990% APR | 8.990% | — | Standard |
| Rewards Credit Cardcredit_card_rewards | 13.740% APR | 13.740% | — | Standard |
Savings & CD rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| General Shares ($100 to $9,999)savings | 0.05% APY | 0.05% | — | Standard |
| Def Comp Accountsavings | 0.20% APY | 0.20% | — | Standard |
| General Shares ($50,000 +)savings | 0.20% APY | 0.20% | — | Standard |
| IRAira | 0.30% APY | 0.30% | — | Standard |
| Balance $2,500 - $9,999savings | 0.80% APY | 0.80% | — | Standard |
| Balance $10,000 - $24,999savings | 0.85% APY | 0.85% | — | Standard |
| Balance $25,000 - $74,999savings | 0.90% APY | 0.90% | — | Standard |
| Balance > $75,000savings | 1.00% APY | 1.00% | — | Standard |
| 48-Month Certificatecd_48mo | 3.50% APY | 3.44% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.50% APY | 3.44% | 60 mo | Standard |
| 6-Month Certificatecd_6mo | 3.50% APY | 3.44% | 6 mo | Standard |
| 24-Month Certificatecd_24mo | 3.50% APY | 3.44% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.50% APY | 3.44% | 36 mo | Standard |
| 1.5 Yearcd_60mo | 3.60% APY | 3.54% | 60 mo | Standard |
| 12-Month Certificatecd_12mo | 3.90% APY | 3.83% | 12 mo | Standard |
| General Shares ($10,000 to $49,999)other | 0.10% APY | 0.10% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Gun Loans **other | 4.990% % | 4.990% | — | Standard |
| Up to 80% Loan to Valueother | 4.990% % | 4.990% | — | Standard |
| 81- 90% Loan to Valueother | 5.490% % | 5.490% | — | Standard |
As of August 4, 2026, Public Safety Credit Union offers a 30-year fixed mortgage at 7.125% APR. Vehicle loans available from 4.94% APR. Personal loan rates from 2.5% APR. Credit card rates from 7.99% APR. Savings and certificate yields up to 3.90% APY.
Source: RateAPI.dev, verified from Public Safety Credit Union's official website
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About Public Safety Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 13.5K
- Assets
- $190.6M
- Founded
- 1934
- Locations reported
- 5
- NCUA charter
- 62812
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Public Safety Credit Union
Membership eligibility from Public Safety Credit Union's own published criteria. How we verify this.
Membership via employers (First Responder Agencies +5 more) or occupations (First Responders)
- LocationKS, MO
- EmployerFirst Responder Agencies, Prosecuting Attorney offices, Private Security Agencies, Kansas City Crime Commission, Kansas City Board of Police Commissioners, KCMO Police Retirement Board
- OccupationFirst Responders
Verified from Public Safety Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Public Safety Credit Union?
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Frequently Asked Questions
What rates does Public Safety Credit Union offer?
Public Safety Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Public Safety Credit Union rates updated?
RateAPI verifies Public Safety Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Public Safety Credit Union's rate data?
Rate data is collected directly from Public Safety Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Public Safety Credit Union's mortgage rate?
As of August 4, 2026, Public Safety Credit Union offers a 30-year fixed mortgage at 7.125% APR.
What are Public Safety Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Public Safety Credit Union offers vehicle loans from 4.94% APR.
What is Public Safety Credit Union's personal loan rate?
As of August 4, 2026, Public Safety Credit Union offers personal loans from 2.5% APR.
What is Public Safety Credit Union's best CD rate?
As of August 4, 2026, Public Safety Credit Union offers savings and certificate (CD) yields up to 3.90% APY.
Related Rate Data
Compare Public Safety Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Public Safety Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/public-safety" \
-H "Authorization: Bearer YOUR_API_KEY"