KC Unidos Credit Union

Kansas City, Missouri
Last verified: August 4, 2026
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Verified rate book

Current KC Unidos Credit Union rates

12 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
KC Unidos Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto and other collateralized Loanauto_any_72mo8.000% APR8.000%72 moStandard

Personal loan rates

3 offers
KC Unidos Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured4.750% APR4.750%Standard
Fixture Loanpersonal6.990% APR6.990%Standard
Signature Loanpersonal_unsecured11.750% APR11.750%Standard

Savings & CD rates

7 offers
KC Unidos Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
6-Month Certificatecd_6mo1.75% APY1.75%6 moStandard
12-Month Certificatecd_12mo2.50% APY2.50%12 moStandard
24-Month Certificatecd_24mo3.00% APY3.00%24 moStandard
25-Month Certificatecd_25mo3.25% APY3.25%25 moStandard
60-Month Certificatecd_60mo3.50% APY3.50%60 moStandard
36-Month Certificatecd_36mo3.50% APY3.50%36 moStandard
48-Month Certificatecd_48mo3.75% APY3.75%48 moStandard

Other rates

1 offer
KC Unidos Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Christmas or School Loanother9.750% %9.750%Standard

Auto loans available from 8% APR for 72 months. Personal loan rates from 4.75% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from KC Unidos Credit Union's official website

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About KC Unidos Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.6K
Assets
$8.5M
Founded
1941
Locations reported
1
NCUA charter
4531
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join KC Unidos Credit Union

Membership eligibility from KC Unidos Credit Union's own published criteria. How we verify this.

Community charter: live/work in Kansas City

Verified from KC Unidos Credit Union's membership page. Final membership determination is always made by the credit union.

Work at KC Unidos Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where KC Unidos Credit Union ranks against Missouri peers.

Frequently Asked Questions

What rates does KC Unidos Credit Union offer?

KC Unidos Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are KC Unidos Credit Union rates updated?

RateAPI verifies KC Unidos Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get KC Unidos Credit Union's rate data?

Rate data is collected directly from KC Unidos Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are KC Unidos Credit Union's auto loan rates?

As of August 4, 2026, KC Unidos Credit Union offers auto loans from 8% APR.

What is KC Unidos Credit Union's personal loan rate?

As of August 4, 2026, KC Unidos Credit Union offers personal loans from 4.75% APR.

What is KC Unidos Credit Union's best CD rate?

As of August 4, 2026, KC Unidos Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare KC Unidos Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track KC Unidos Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for KC Unidos Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/kc-unidos" \
  -H "Authorization: Bearer YOUR_API_KEY"