Kansas City Credit Union

Kansas City, Missouri
Last verified: August 4, 2026
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Verified rate book

Current Kansas City Credit Union rates

34 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

18 offers
Kansas City Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month Auto Loan (2025 and Newer)auto_any_36mo4.500% APR4.500%36 moStandard
36-Month Auto Loan (2017–2024)auto_any_36mo4.750% APR4.750%36 moStandard
48-Month Auto Loan (2025 and Newer)auto_any_48mo4.750% APR4.750%48 moStandard
48-Month Auto Loan (2017–2024)auto_any_48mo5.000% APR5.000%48 moStandard
60-Month Auto Loan (2025 and Newer)auto_any_60mo5.000% APR5.000%60 moStandard
60-Month Auto Loan (2017–2024)auto_any_60mo5.250% APR5.250%60 moStandard
72-Month Auto Loan (2025 and Newer)auto_any_72mo5.250% APR5.250%72 moStandard
72-Month Auto Loan (2017–2024)auto_any_72mo5.500% APR5.500%72 moStandard
84-Month Auto Loan (2025 and Newer)auto_any_84mo5.500% APR5.500%84 moStandard
84-Month Auto Loan (2017–2024)auto_any_84mo5.750% APR5.750%84 moStandard
RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2025 & Newer Model Year (36 Months)rv_any_36mo6.490% APR6.490%36 moStandard
RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2025 & Newer Model Year (48 Months)rv_any_48mo6.990% APR6.990%48 moStandard
RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2025 & Newer Model Year (60 Months)rv_any_60mo7.490% APR7.490%60 moStandard
RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2025 & Newer Model Year (72 Months)rv_any_72mo7.990% APR7.990%72 moStandard
RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2017 - 2024 Model Year (36 Months)rv_any_36mo8.490% APR8.490%36 moStandard
RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2017 - 2024 Model Year (48 Months)rv_any_48mo8.990% APR8.990%48 moStandard
RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2017 - 2024 Model Year (60 Months)rv_any_60mo9.490% APR9.490%60 moStandard
RECREATIONAL VEHICLE LOANS Motorcycles, RVs, Boats, Campers 2017 - 2024 Model Year (72 Months)rv_any_72mo9.990% APR9.990%72 moStandard

Personal loan rates

2 offers
Kansas City Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
SHARE SECURED LOAN (Maximum 60 Months)personal_secured_60mo7.000% APR7.000%60 moStandard
UNSECURED/PERSONAL LOANS (Maximum 60 Months)personal_unsecured_60mo11.900% APR11.900%60 moStandard

Savings & CD rates

14 offers
Kansas City Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
SAVINGS/HOLIDAY CLUB/SECONDARY SAVINGS ($10,000 – 49,999)savings0.03% APY0.03%Specialty offer
SAVINGS/HOLIDAY CLUB/SECONDARY SAVINGS ($75,000 and over)savings0.05% APY0.05%Specialty offer
SAVINGS/HOLIDAY CLUB/SECONDARY SAVINGS ($50,000 – 74,999)savings0.05% APY0.05%Specialty offer
$1,000 – 49,999savings1.00% APY1.00%Standard
MONEY MARKET ACCOUNT ($1,000 – 49,999)money_market1.00% APY1.00%Standard
MONEY MARKET ACCOUNT ($50,000 – 149,999)money_market1.25% APY1.25%Standard
$50,000 – 149,999savings1.25% APY1.25%Standard
$150,000 And Oversavings1.50% APY1.50%Standard
Money Market ($150,000+)money_market1.50% APY1.50%Standard
60-Month Certificateshare_certificate_60mo3.30% APY3.30%60 moStandard
48-Month Certificateshare_certificate_48mo3.35% APY3.35%48 moStandard
36-Month Certificateshare_certificate_36mo3.40% APY3.40%36 moStandard
24-Month Certificateshare_certificate_24mo3.45% APY3.45%24 moStandard
12-Month Certificateshare_certificate_12mo3.55% APY3.55%12 moStandard

Vehicle loans available from 4.5% APR for 36 months. Personal loan rates from 7% APR. Savings and certificate yields up to 3.55% APY.

Source: RateAPI.dev, verified from Kansas City Credit Union's official website

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About Kansas City Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
5.1K
Assets
$47.7M
Founded
1940
Locations reported
3
NCUA charter
63388
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Kansas City Credit Union

Membership eligibility from Kansas City Credit Union's own published criteria. How we verify this.

Membership via employers (The City of Kansas City Missouri +4 more)

  • LocationJackson, Cass, Clay — MO
  • EmployerThe City of Kansas City Missouri, University Health, KCATA (The Metro), A.B. May Heating & AC, Prier Products Inc.

Cost to join: About $25.

Verified from Kansas City Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Kansas City Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Kansas City Credit Union ranks against Missouri peers.

Frequently Asked Questions

What rates does Kansas City Credit Union offer?

Kansas City Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Kansas City Credit Union rates updated?

RateAPI verifies Kansas City Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Kansas City Credit Union's rate data?

Rate data is collected directly from Kansas City Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Kansas City Credit Union's auto & rv loan rates?

As of August 4, 2026, Kansas City Credit Union offers vehicle loans from 4.5% APR.

What is Kansas City Credit Union's personal loan rate?

As of August 4, 2026, Kansas City Credit Union offers personal loans from 7% APR.

What is Kansas City Credit Union's best CD rate?

As of August 4, 2026, Kansas City Credit Union offers savings and certificate (CD) yields up to 3.55% APY.

Related Rate Data

Compare Kansas City Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Kansas City Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/kansas-city" \
  -H "Authorization: Bearer YOUR_API_KEY"