Multi-States Credit Union
Verified rate book
Current Multi-States Credit Union rates
32 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| *APR is the Annual Percentage Rate. (2024 and Older)auto_used_72mo | 4.490% APR | 4.490% | 72 mo · used | Standard |
| *APR is the Annual Percentage Rate. (2024 and Older)auto_used_180mo | 4.940% APR | 4.940% | 180 mo · used | Advertised floor |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 2.500% APR | 2.500% | — | Standard |
| Personal Line of Creditploc_variable | 19.000% APR | 19.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 19.000% APR | 19.000% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Free Kasasa Cash Back®savings | 0.05% APY | 0.05% | — | Standard |
| Free Kasasa Cash Back® ($200.01 - $2,000.00)savings | 0.05% APY | 0.05% | — | Standard |
| Free Kasasa Cash Back® ($2,000.01 - $10,000.00)savings | 0.20% APY | 0.20% | — | Standard |
| Free Kasasa Cash Back® ($10,000.01 and above)savings | 0.50% APY | 0.50% | — | Standard |
| 3-Month Certificatecd_3mo | 2.00% APY | 2.00% | 3 mo | Standard |
| 6-Month Certificatecd_6mo | 2.50% APY | 2.50% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 4.00% APY | 4.00% | 18 mo | Standard |
| 9-Month Certificatecd_9mo | 4.30% APY | 4.30% | 9 mo | Standard |
Other rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2015 .)other | 3.250% % | 3.250% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2021 .)other | 3.250% % | 3.250% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2011 .)other | 3.250% % | 3.250% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2012 .)other | 3.250% % | 3.250% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2013 .)other | 3.250% % | 3.250% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2014 .)other | 3.250% % | 3.250% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2022 .)other | 3.250% % | 3.250% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2016 .)other | 3.500% % | 3.500% | — | Standard |
| Rates subject to change without notice. (Up To 7 Years)other | 3.740% % | 3.740% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2017 .)other | 3.750% % | 3.750% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2018 .)other | 4.500% % | 4.500% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2020 .)other | 4.750% % | 4.750% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2019 .)other | 5.500% % | 5.500% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2025 ..)other | 7.500% % | 7.500% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2023 .)other | 7.500% % | 7.500% | — | Standard |
| WALL STREET JOURNAL PRIME RATE INDEX TABLE (2024 .)other | 8.500% % | 8.500% | — | Standard |
| Emergency Help Loanother | 28.000% % | 28.000% | — | Standard |
Auto loans available from 4.49% APR for 72 months. HELOC rates from 6.75% APR. Personal loan rates from 2.5% APR. Savings and certificate yields up to 4.30% APY.
Source: RateAPI.dev, verified from Multi-States Credit Union's official website
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About Multi-States Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 15K
- Assets
- $89.2M
- Founded
- 1975
- Locations reported
- 4
- NCUA charter
- 63306
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Multi-States Credit Union
Membership eligibility from Multi-States Credit Union's own published criteria. How we verify this.
Membership criteria are published on Multi-States Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Multi-States Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Multi-States Credit Union?
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Frequently Asked Questions
What rates does Multi-States Credit Union offer?
Multi-States Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Multi-States Credit Union rates updated?
RateAPI verifies Multi-States Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Multi-States Credit Union's rate data?
Rate data is collected directly from Multi-States Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Multi-States Credit Union's auto loan rates?
As of August 4, 2026, Multi-States Credit Union offers auto loans from 4.49% APR.
What is Multi-States Credit Union's HELOC rate?
As of August 4, 2026, Multi-States Credit Union offers home equity lines of credit from 6.75% APR.
What is Multi-States Credit Union's personal loan rate?
As of August 4, 2026, Multi-States Credit Union offers personal loans from 2.5% APR.
What is Multi-States Credit Union's best CD rate?
As of August 4, 2026, Multi-States Credit Union offers savings and certificate (CD) yields up to 4.30% APY.
Related Rate Data
Compare Multi-States Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Multi-States Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/multi-states" \
-H "Authorization: Bearer YOUR_API_KEY"