Educational Community Credit Union
Verified rate book
Current Educational Community Credit Union rates
18 published offers verified as of August 3, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.990% APR | 4.990% | — | Standard |
| Autos/Motorcycles/ATVs/Boatsmotorcycle_any_36mo | 5.490% APR | 5.490% | 36 mo | Standard |
| Autos/Motorcycles/ATVs/Boatsmotorcycle_any_60mo | 5.740% APR | 5.740% | 60 mo | Standard |
| Autos/Motorcycles/ATVs/Boatsmotorcycle_any_72mo | 5.990% APR | 5.990% | 72 mo | Standard |
| Autos/Motorcycles/ATVs/Boatsmotorcycle_any_84mo | 8.490% APR | 8.490% | 84 mo | Standard |
| 120-Month RV Loanrv_any_120mo | 9.200% APR | 9.200% | 120 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 6.500% APR | 6.500% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Personal Line of Creditploc_variable | 12.250% APR | 12.250% | 24 mo | Standard |
| 36-Month Signature Loanpersonal_unsecured_36mo | 12.250% APR | 12.250% | 36 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.400% APR | 9.400% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.10% APY | 0.10% | — | Standard |
| Money Marketmoney_market | 0.20% APY | 0.20% | — | Standard |
| Traditional IRAira | 0.20% APY | 0.20% | — | Standard |
| Christmas Clubsavings | 0.30% APY | 0.30% | — | Standard |
| 12-Month Certificatecd_12mo | 3.00% APY | 3.00% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.15% APY | 3.15% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.30% APY | 3.30% | 36 mo | Standard |
| 6-Month Certificatecd_6mo | 3.45% APY | 3.45% | 6 mo | Standard |
Vehicle loans available from 4.99% APR. HELOC rates from 6.5% APR. Personal loan rates from 12.25% APR. Credit card rates from 9.4% APR. Savings and certificate yields up to 3.45% APY.
Source: RateAPI.dev, verified from Educational Community Credit Union's official website
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About Educational Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.6K
- Assets
- $77.1M
- Founded
- 1938
- Locations reported
- 2
- NCUA charter
- 62589
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Educational Community Credit Union
Membership eligibility from Educational Community Credit Union's own published criteria. How we verify this.
Membership criteria are published on Educational Community Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Educational Community Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Educational Community Credit Union offer?
Educational Community Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Educational Community Credit Union rates updated?
RateAPI verifies Educational Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Educational Community Credit Union's rate data?
Rate data is collected directly from Educational Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Educational Community Credit Union's auto, rv & motorcycle loan rates?
As of August 3, 2026, Educational Community Credit Union offers vehicle loans from 4.99% APR.
What is Educational Community Credit Union's HELOC rate?
As of August 3, 2026, Educational Community Credit Union offers home equity lines of credit from 6.5% APR.
What is Educational Community Credit Union's personal loan rate?
As of August 3, 2026, Educational Community Credit Union offers personal loans from 12.25% APR.
What is Educational Community Credit Union's best CD rate?
As of August 3, 2026, Educational Community Credit Union offers savings and certificate (CD) yields up to 3.45% APY.
Related Rate Data
Compare Educational Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Educational Community Credit Union
curl "https://api.rateapi.dev/credit-unions/missouri/educational-community" \
-H "Authorization: Bearer YOUR_API_KEY"