Southern Coastal Credit Union
Verified rate book
Current Southern Coastal Credit Union rates
27 published offers verified as of August 4, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto(Current & 2 year Models) 48 month term or lessauto_new_48mo | 5.490% APR | 5.490% | 48 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 5.990% APR | 5.990% | 72 mo · new | Standard |
| Used Auto(Models 3 to 9 year Models)auto_used_108mo | 6.490% APR | 6.490% | 108 mo · used | Standard |
| New Boat(Current & Previous Year) 72 month termboat_new_72mo | 7.990% APR | 7.990% | 72 mo · new | Standard |
| Classic Cars(Models 20 Years & Older)auto_used | 7.990% APR | 7.990% | used | Standard |
| New Motorcycle/ATV (Current & Previous Year)motorcycle_new | 7.990% APR | 7.990% | new | Standard |
| New & Used RVrv_any | 7.990% APR | 7.990% | any | Standard |
| Used Boat(2 Years & Older) 72 month termboat_used_72mo | 8.490% APR | 8.490% | 72 mo · used | Standard |
| Used Motorcycle/ATV (2 Years & Older)motorcycle_used_24mo | 8.490% APR | 8.490% | 24 mo · used | Standard |
| Older Auto(Models 10 years+)auto_used_120mo | 9.990% APR | 9.990% | 120 mo · used | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.500% APR | 3.500% | — | Standard |
| Household Goodspersonal | 8.990% APR | 8.990% | — | Standard |
| Signature Loanpersonal_unsecured | 10.950% APR | 10.950% | — | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Checking ($5.01+)savings | 0.25% APY | 0.25% | — | Standard |
| $5.01 To $2,499.99savings | 0.25% APY | 0.25% | — | Standard |
| $2,500 To $4,999.99savings | 0.40% APY | 0.40% | — | Standard |
| $5,000 And Oversavings | 0.50% APY | 0.50% | — | Standard |
| Christmas Club Savings ($5.01 and over)savings | 1.00% APY | 1.00% | — | Specialty offer |
| IRA ($5.01+)ira | 2.00% APY | 2.00% | — | Standard |
Other rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Call 228-432-0284 for more information. (6 month)other | 0.750% % | 0.750% | — | Standard |
| Call 228-432-0284 for more information. (12 month)other | 1.250% % | 1.250% | — | Standard |
| Call 228-432-0284 for more information. (18 month)other | 1.500% % | 1.500% | — | Standard |
| Call 228-432-0284 for more information. (24 month)other | 1.700% % | 1.700% | — | Standard |
| Call 228-432-0284 for more information. (36 month)other | 1.900% % | 1.900% | — | Standard |
| Call 228-432-0284 for more information. (48 month)other | 2.000% % | 2.000% | — | Standard |
| Call 228-432-0284 for more information. (60 month)other | 2.250% % | 2.250% | — | Standard |
| Title Loanother | 9.990% % | 9.990% | — | Standard |
Vehicle loans available from 5.49% APR for 48 months. Personal loan rates from 3.5% APR. Savings and certificate yields up to 2.00% APY.
Source: RateAPI.dev, verified from Southern Coastal Credit Union's official website
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About Southern Coastal Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.6K
- Assets
- $13.6M
- Founded
- 1973
- Locations reported
- 1
- NCUA charter
- 24885
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Southern Coastal Credit Union
Membership eligibility from Southern Coastal Credit Union's own published criteria. How we verify this.
Membership criteria are published on Southern Coastal Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Southern Coastal Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Southern Coastal Credit Union offer?
Southern Coastal Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Southern Coastal Credit Union rates updated?
RateAPI verifies Southern Coastal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Southern Coastal Credit Union's rate data?
Rate data is collected directly from Southern Coastal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Southern Coastal Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 4, 2026, Southern Coastal Credit Union offers vehicle loans from 5.49% APR.
What is Southern Coastal Credit Union's personal loan rate?
As of August 4, 2026, Southern Coastal Credit Union offers personal loans from 3.5% APR.
What is Southern Coastal Credit Union's best CD rate?
As of August 4, 2026, Southern Coastal Credit Union offers savings and certificate (CD) yields up to 2.00% APY.
Related Rate Data
Compare Southern Coastal Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Southern Coastal Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi/southern-coastal" \
-H "Authorization: Bearer YOUR_API_KEY"