Hope Credit Union

Jackson, Mississippi

Last verified: August 4, 2026

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Verified rate book

Current Hope Credit Union rates

50 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

9 offers

Hope Credit Union auto & vehicle rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
60-Month New Auto Loanauto_new_60mo	7.171% APR	7.171%	60 mo · new	Standard
84-Month New Auto Loanauto_new_84mo	7.571% APR	7.571%	84 mo · new	Standard
Vehicle Loans - New (Up to 2 Years Old)auto_new_84mo	7.571% APR	7.571%	84 mo · new	Standard
60-Month Used Auto Loanauto_used_60mo	8.175% APR	8.175%	60 mo · used	Standard
72-Month Used Auto Loanauto_used_72mo	8.572% APR	8.572%	72 mo · used	Standard
Vehicle Loans - Used (More Than 2 Years Old)auto_used_72mo	8.572% APR	8.572%	72 mo · used	Standard
84-Month New Auto Loanauto_new_84mo	8.751% APR	9.571%	84 mo · new	Standard
72-Month New Auto Loanauto_new_72mo	8.751% APR	8.751%	72 mo · new	Standard
72-Month Used Auto Loanauto_used_72mo	9.572% APR	9.572%	72 mo · used	Standard

HELOC rates

1 offer

Hope Credit Union heloc rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Home Equity Loan (Fixed)heloc_fixed	10.628% APR	9.750%	—	Standard

Personal loan rates

1 offer

Hope Credit Union personal loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Unsecured / Signature 3personal_unsecured_48mo	7.500% APR	7.500%	48 mo	Standard

Credit card rates

1 offer

Hope Credit Union credit card rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Credit Cardcredit_card	13.250% APR	13.250%	—	Standard

Savings & CD rates

33 offers

Hope Credit Union savings & cd rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
When Qualifications not metsavings	0.10% APY	0.10%	—	Standard
Savingsshare_savings	0.25% APY	0.25%	—	Standard
On balances of at least $100 up to $100,000cd_60mo	0.25% APY	0.25%	60 mo	Standard
Money Marketmoney_market	0.25% APY	0.25%	—	Standard
IRAira	0.25% APY	0.25%	—	Standard
On balances over $100,000cd_60mo	0.25% APY	0.25%	60 mo	Standard
On balances over $10,000 4savings	0.50% APY	0.50%	—	Standard
HOPE Rewards Checking and Checking Plus Accountsavings	0.50% APY	0.50%	—	Standard
Jumbo 6-Month Certificateshare_certificate_6mo	0.75% APY	0.75%	6 mo	Standard
6-Month Certificateshare_certificate_6mo	0.75% APY	0.75%	6 mo	Standard
HOPE Rewards Saving Plus Accountsavings	1.00% APY	1.00%	—	Standard
Balances of $50,000.01 or greater 4savings	1.50% APY	1.50%	—	Standard
Balances of $10,000.01 – $50,000 4savings	1.50% APY	1.50%	—	Standard
Nonprofit Bonus Rate Savings Account 3savings	1.94% APY	1.94%	—	Standard
Nonprofit Bonus Rate Savings Accountsavings	1.96% APY	1.94%	—	Standard
Over $100,000savings	2.10% APY	2.10%	—	Standard
24-Month Certificateshare_certificate_24mo	2.45% APY	2.45%	24 mo	Standard
18-Month IRA Certificateira_cd_18mo	2.45% APY	2.45%	18 mo	Standard
36-Month Certificateshare_certificate_36mo	2.47% APY	2.47%	36 mo	Standard
24-Month Certificateshare_certificate_24mo	2.48% APY	2.45%	24 mo	Standard
36-Month Certificateshare_certificate_36mo	2.50% APY	2.47%	36 mo	Standard
60-Month Certificateshare_certificate_60mo	2.53% APY	2.53%	60 mo	Standard
60-Month IRA Certificateira_cd_60mo	2.53% APY	2.53%	60 mo	Standard
60-Month Certificateshare_certificate_60mo	2.56% APY	2.53%	60 mo	Standard
12-Month Certificateshare_certificate_12mo	3.00% APY	3.00%	12 mo	Standard
12-Month Certificateshare_certificate_12mo	3.04% APY	3.00%	12 mo	Standard
Jumbo 12-Month Certificateshare_certificate_12mo	3.86% APY	3.86%	12 mo	Standard
12-Month Certificatecd_12mo	3.94% APY	3.94%	12 mo	Standard
Jumbo 24-Month Certificateshare_certificate_24mo	4.09% APY	4.09%	24 mo	Standard
Jumbo 36-Month Certificateshare_certificate_36mo	4.12% APY	4.12%	36 mo	Standard
Jumbo 60-Month Certificateshare_certificate_60mo	4.21% APY	4.21%	60 mo	Standard
On balances up to $10,000 4savings	5.00% APY	5.00%	—	Standard
Rewards Checkingsavings	5.12% APY	5.12%	—	Standard

Other rates

5 offers

Hope Credit Union other rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Transformational Deposits (Not available on 6-month term.)other	0.250% %	0.250%	—	Standard
Transformational Depositsother	0.250% %	0.250%	—	Standard
On balances up to $10,000 When Qualifications are Met 4other	1.000% %	1.000%	—	Standard
84 Months 3other	7.571% %	7.571%	—	Standard
Borrow and Save Loanother	8.500% %	8.500%	—	Standard

Auto loans available from 7.171% APR for 60 months. HELOC rates from 10.628% APR. Personal loan rates from 7.5% APR. Credit card rates from 13.25% APR. Savings and certificate yields up to 5.12% APY.
Source: RateAPI.dev, verified from Hope Credit Union's official website

Branch locator

Hope Credit Union locations

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About Hope Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members: 48.5K
Assets: $867.3M
Founded: 1995
Locations reported: 26
NCUA charter: 24829
Charter type: Federal credit union

Services and member support

Online membership application
Online loan application
Open an account online
Electronic statements
Mobile check deposit
Mobile payments
Financial counseling
Financial education
First-time homebuyer program
Bilingual services
Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

BrightviewBaptist Hospital · Jackson · MS · 39202Branch in the same ZIP Mississippi DHSMS DHS FCU · JACKSON · MS · 39202Branch in the same ZIP Treasury EmployeesTreasury Emp Fed C U · JACKSON · MS · 39269About 1.3 miles away Eagle ExpressMain Office · Jackson · MS · 39201About 1.7 miles away KeeslerJackson - MDOT · Jackson · MS · 39201-1010About 1.7 miles away Mississippi Public EmployeesMississippi Public Employees Federal Credit Union · Jackson · MS · 39201-5506About 1.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Hope Credit Union

Membership eligibility from Hope Credit Union's own published criteria. How we verify this.

Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.

LocationAL, AR, GA, LA, MS, TN
AssociationHope Enterprise Corporation

Cost to join: About $10.

Verified from Hope Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Hope Credit Union?

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Frequently Asked Questions

What rates does Hope Credit Union offer?

Hope Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Hope Credit Union rates updated?

RateAPI verifies Hope Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Hope Credit Union's rate data?

Rate data is collected directly from Hope Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Hope Credit Union's auto loan rates?

As of August 4, 2026, Hope Credit Union offers auto loans from 7.171% APR.

What is Hope Credit Union's HELOC rate?

As of August 4, 2026, Hope Credit Union offers home equity lines of credit from 10.628% APR.

What is Hope Credit Union's personal loan rate?

As of August 4, 2026, Hope Credit Union offers personal loans from 7.5% APR.

What is Hope Credit Union's best CD rate?

As of August 4, 2026, Hope Credit Union offers savings and certificate (CD) yields up to 5.12% APY.

Related Rate Data

Compare Hope Credit Union's rates against national credit-union benchmarks.

More Mississippi credit unions Auto loan rate benchmark HELOC rates Personal loan rates Credit card rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Hope Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi/hope" \
  -H "Authorization: Bearer YOUR_API_KEY"

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