Navigator Credit Union
Verified rate book
Current Navigator Credit Union rates
12 published offers verified as of August 4, 2026.
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto (Current and prior year)auto_new_36mo | 4.240% APR | 4.240% | 36 mo · new | Standard |
| Used Auto (2-6 Model Year)auto_used_36mo | 4.990% APR | 4.990% | 36 mo · used | Standard |
| Older Used Auto (7-14 Model Year)auto_used_36mo | 6.240% APR | 6.240% | 36 mo · used | Standard |
| Boat Loanboat | 6.990% APR | 6.990% | — | Standard |
| RV Loanrv | 6.990% APR | 6.990% | — | Standard |
| Motorcycle Loanmotorcycle | 7.490% APR | 7.490% | — | Standard |
| ATV Loanpowersports | 7.490% APR | 7.490% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Asset Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 10.990% APR | 10.990% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 10.900% APR | 10.900% | — | Standard |
| Secured Credit Cardcredit_card_secured | 12.900% APR | 12.900% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Lines of Creditother | 12.490% % | 12.490% | — | Standard |
Vehicle loans available from 4.24% APR for 36 months. Personal loan rates from 3% APR. Credit card rates from 10.9% APR.
Source: RateAPI.dev, verified from Navigator Credit Union's official website
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About Navigator Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 47.5K
- Assets
- $398.8M
- Founded
- 1939
- Locations reported
- 13
- NCUA charter
- 24954
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Bilingual services
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Navigator Credit Union
Membership eligibility from Navigator Credit Union's own published criteria. How we verify this.
Membership via employers (Ingalls Shipbuilding)
- EmployerIngalls Shipbuilding
Verified from Navigator Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Navigator Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Navigator Credit Union ranks against Mississippi peers.
Frequently Asked Questions
What rates does Navigator Credit Union offer?
Navigator Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Navigator Credit Union rates updated?
RateAPI verifies Navigator Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Navigator Credit Union's rate data?
Rate data is collected directly from Navigator Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Navigator Credit Union's auto, rv, boat, motorcycle & powersports loan rates?
As of August 4, 2026, Navigator Credit Union offers vehicle loans from 4.24% APR.
What is Navigator Credit Union's personal loan rate?
As of August 4, 2026, Navigator Credit Union offers personal loans from 3% APR.
Related Rate Data
Compare Navigator Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Navigator Credit Union rates
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# Get rates for Navigator Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi/navigator" \
-H "Authorization: Bearer YOUR_API_KEY"