Rivertrust Credit Union
Verified rate book
Current Rivertrust Credit Union rates
29 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 5.750% APR | 5.750% | — | Standard |
| 15-Year Fixed15 year fixed | 5.000% APR | 5.000% | — | Standard |
| 20-Year Fixed20 year fixed | 5.250% APR | 5.250% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.500% APR | 4.500% | new | Standard |
| New and Used Auto Loanauto_any | 4.500% APR | 4.500% | any | Standard |
| New Camper or R.V.rv_new | 4.500% APR | 4.500% | new | Standard |
| New and Used Motorcycle, ATV, and Watercraftmotorcycle_any | 4.500% APR | 4.500% | any | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loanheloc | 6.750% APR | 6.750% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Signature Loanpersonal_unsecured | 6.750% APR | 6.750% | — | Standard |
| Signature Loanpersonal_unsecured | 10.500% APR | 10.500% | — | Standard |
Savings & CD rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Deposit, Loan, and Certificate Rates (quarterly)cd | 0.05% APY | 0.05% | — | Standard |
| Deposit, Loan, and Certificate Rates (quarterly)cd | 0.10% APY | 0.10% | — | Standard |
| 91 Day Certificatecd | 0.25% APY | 0.25% | — | Standard |
| Deposit, Loan, and Certificate Rates (quarterly)cd | 0.25% APY | 0.25% | — | Standard |
| Deposit, Loan, and Certificate Rates (quarterly)cd | 0.45% APY | 0.45% | — | Standard |
| Deposit, Loan, and Certificate Rates (quarterly)cd | 0.75% APY | 0.75% | — | Standard |
| 6-Month Certificatecd_6mo | 3.00% APY | 3.00% | 6 mo | Standard |
| 18-Month IRA Certificateira_cd_18mo | 3.25% APY | 3.25% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 3.25% APY | 3.25% | 12 mo | Standard |
| 18-Month Certificatecd_18mo | 3.25% APY | 3.25% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 3.50% APY | 3.50% | 24 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 3.50% APY | 3.50% | 24 mo | Standard |
| 30-Month Certificatecd_30mo | 3.75% APY | 3.75% | 30 mo | Standard |
| 30-Month IRA Certificateira_cd_30mo | 3.75% APY | 3.75% | 30 mo | Standard |
| 60-Month Certificatecd_60mo | 4.00% APY | 4.00% | 60 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 4.00% APY | 4.00% | 60 mo | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New and Used Tractor Loanequipment | 4.500% APR | 4.500% | — | Standard |
As of August 4, 2026, Rivertrust Credit Union offers a 30-year fixed mortgage at 5.75% APR. Vehicle loans available from 4.5% APR. HELOC rates from 6.75% APR. Personal loan rates from 3% APR. Savings and certificate yields up to 4.00% APY. Equipment loans from 4.5% APR.
Source: RateAPI.dev, verified from Rivertrust Credit Union's official website
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About Rivertrust Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.6K
- Assets
- $168.2M
- Founded
- 1935
- Locations reported
- 3
- NCUA charter
- 473
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Rivertrust Credit Union
Membership eligibility from Rivertrust Credit Union's own published criteria. How we verify this.
Membership criteria are published on Rivertrust Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Rivertrust Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Rivertrust Credit Union?
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Frequently Asked Questions
What rates does Rivertrust Credit Union offer?
Rivertrust Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Rivertrust Credit Union rates updated?
RateAPI verifies Rivertrust Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Rivertrust Credit Union's rate data?
Rate data is collected directly from Rivertrust Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Rivertrust Credit Union's mortgage rate?
As of August 4, 2026, Rivertrust Credit Union offers a 30-year fixed mortgage at 5.75% APR.
What are Rivertrust Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Rivertrust Credit Union offers vehicle loans from 4.5% APR.
What is Rivertrust Credit Union's HELOC rate?
As of August 4, 2026, Rivertrust Credit Union offers home equity lines of credit from 6.75% APR.
What is Rivertrust Credit Union's personal loan rate?
As of August 4, 2026, Rivertrust Credit Union offers personal loans from 3% APR.
What is Rivertrust Credit Union's best CD rate?
As of August 4, 2026, Rivertrust Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Rivertrust Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Rivertrust Credit Union rates
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# Get rates for Rivertrust Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi/rivertrust" \
-H "Authorization: Bearer YOUR_API_KEY"