Pearl Municipal Credit Union
Verified rate book
Current Pearl Municipal Credit Union rates
3 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.000% APR | 4.000% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vacation Loanpersonal | 7.500% APR | 7.500% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 7.500% APR | 7.500% | — | Standard |
Auto loans available from 4% APR. Personal loan rates from 7.5% APR.
Source: RateAPI.dev, verified from Pearl Municipal Credit Union's official website
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About Pearl Municipal Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 711
- Assets
- $2M
- Founded
- 1981
- Locations reported
- 2
- NCUA charter
- 24880
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Pearl Municipal Credit Union
Membership eligibility from Pearl Municipal Credit Union's own published criteria. How we verify this.
Membership via employers (City of Pearl +1 more)
- EmployerCity of Pearl, Pearl Schools
Verified from Pearl Municipal Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Pearl Municipal Credit Union?
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Frequently Asked Questions
What rates does Pearl Municipal Credit Union offer?
Pearl Municipal Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Pearl Municipal Credit Union rates updated?
RateAPI verifies Pearl Municipal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Pearl Municipal Credit Union's rate data?
Rate data is collected directly from Pearl Municipal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Pearl Municipal Credit Union's auto loan rates?
As of August 4, 2026, Pearl Municipal Credit Union offers auto loans from 4% APR.
What is Pearl Municipal Credit Union's personal loan rate?
As of August 4, 2026, Pearl Municipal Credit Union offers personal loans from 7.5% APR.
Related Rate Data
Compare Pearl Municipal Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Pearl Municipal Credit Union rates
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Use it via API
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# Get rates for Pearl Municipal Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi/pearl-municipal" \
-H "Authorization: Bearer YOUR_API_KEY"