Members Exchange Credit Union
Verified rate book
Current Members Exchange Credit Union rates
14 published offers verified as of August 4, 2026.
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 4.000% APR | 4.000% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Member Savings Loanpersonal_unsecured_36mo | 7.000% APR | 7.000% | 36 mo | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Invest safely in our fixed-rate Share and IRA Certificate options. (6 Months)ira_cd_6mo | 0.72% APY | 0.72% | 6 mo | Standard |
| 6-Month IRA Certificateira_cd_6mo | 0.72% APY | 0.72% | 6 mo | Standard |
| Invest safely in our fixed-rate Share and IRA Certificate options. (12 Months)ira_cd_12mo | 1.00% APY | 0.99% | 12 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 1.00% APY | 0.99% | 12 mo | Standard |
| Invest safely in our fixed-rate Share and IRA Certificate options. (24 Months)ira_cd_24mo | 1.10% APY | 1.09% | 24 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 1.10% APY | 1.09% | 24 mo | Standard |
| Invest safely in our fixed-rate Share and IRA Certificate options. (36 Months)ira_cd_36mo | 1.20% APY | 1.19% | 36 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 1.20% APY | 1.19% | 36 mo | Standard |
| 48-Month IRA Certificateira_cd_48mo | 1.30% APY | 1.29% | 48 mo | Standard |
| Invest safely in our fixed-rate Share and IRA Certificate options. (48 Months)ira_cd_48mo | 1.30% APY | 1.29% | 48 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 1.40% APY | 1.29% | 60 mo | Standard |
| Invest safely in our fixed-rate Share and IRA Certificate options. (60 Months)ira_cd_60mo | 1.40% APY | 1.29% | 60 mo | Standard |
HELOC rates from 4% APR. Personal loan rates from 7% APR. Savings and certificate yields up to 1.40% APY.
Source: RateAPI.dev, verified from Members Exchange Credit Union's official website
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About Members Exchange Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 11.6K
- Assets
- $143.5M
- Founded
- 1954
- Locations reported
- 3
- NCUA charter
- 24952
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Members Exchange Credit Union
Membership eligibility from Members Exchange Credit Union's own published criteria. How we verify this.
Community charter: live/work in Hinds, Madison, Rankin +20 more, MS
- LocationHinds, Madison, Rankin, Simpson, Copiah, Attala, Claiborne, Covington, Holmes, Jasper, Jefferson, Jefferson Davis, Jones, Lawrence, Leake, Lincoln, Neshoba, Newton, Scott, Smith, Warren, Winston, Yazoo — MS
Cost to join: About $1 (a $0 membership fee plus a $1 minimum deposit).
Verified from Members Exchange Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Members Exchange Credit Union?
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Frequently Asked Questions
What rates does Members Exchange Credit Union offer?
Members Exchange Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Members Exchange Credit Union rates updated?
RateAPI verifies Members Exchange Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Members Exchange Credit Union's rate data?
Rate data is collected directly from Members Exchange Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Members Exchange Credit Union's HELOC rate?
As of August 4, 2026, Members Exchange Credit Union offers home equity lines of credit from 4% APR.
What is Members Exchange Credit Union's personal loan rate?
As of August 4, 2026, Members Exchange Credit Union offers personal loans from 7% APR.
What is Members Exchange Credit Union's best CD rate?
As of August 4, 2026, Members Exchange Credit Union offers savings and certificate (CD) yields up to 1.40% APY.
Related Rate Data
Compare Members Exchange Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Members Exchange Credit Union rates
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# Get rates for Members Exchange Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi/members-exchange" \
-H "Authorization: Bearer YOUR_API_KEY"