Ecm Credit Union

Ridgeland, Mississippi
Last verified: August 4, 2026
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Verified rate book

Current Ecm Credit Union rates

13 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

11 offers
Ecm Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto 01 - 36 monthsauto_new_36mo4.990% APR4.990%36 mo · newStandard
Used Auto/ Motorcycle01 - 36 monthsmotorcycle_used_36mo4.990% APR4.990%36 mo · usedStandard
Used Auto/ Motorcycle 37 - 60 monthsmotorcycle_used_60mo5.490% APR5.490%60 mo · usedStandard
New Auto 37 - 60 monthsauto_new_60mo5.490% APR5.490%60 mo · newStandard
Used Auto/ Motorcycle 61 - 72 monthsmotorcycle_used_72mo5.990% APR5.990%72 mo · usedStandard
New Auto 61 - 72 monthsauto_new_72mo5.990% APR5.990%72 mo · newStandard
Used Auto/ Motorcycle 73 - 84 monthsmotorcycle_used_84mo6.490% APR6.490%84 mo · usedStandard
New Auto 73 - 84 monthsauto_new_84mo6.490% APR6.490%84 mo · newStandard
RV, Boat, ATV, Camper, Tractor/ Farm Equipment 0 - 60 monthsrv_any_60mo6.750% APR6.750%60 moStandard
RV, Boat, ATV, Camper, Tractor/ Farm Equipment 61 - 72 monthsrv_any_72mo7.250% APR7.250%72 moStandard
RV, Boat, ATV, Camper, Tractor/ Farm Equipment 73 - 120 monthsrv_any_120mo8.250% APR8.250%120 moStandard

Personal loan rates

1 offer
Ecm Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured 0 - 60 monthspersonal_unsecured_60mo12.000% APR12.000%60 moStandard

Other rates

1 offer
Ecm Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Revolvingother11.900% %11.900%Standard

Vehicle loans available from 4.99% APR for 36 months. Personal loan rates from 12% APR.

Source: RateAPI.dev, verified from Ecm Credit Union's official website

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About Ecm Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.3K
Assets
$29.2M
Founded
1967
Locations reported
1
NCUA charter
24883
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Ecm Credit Union

Membership eligibility from Ecm Credit Union's own published criteria. How we verify this.

Membership criteria are published on Ecm Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Ecm Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Ecm Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ecm Credit Union ranks against Mississippi peers.

Frequently Asked Questions

What rates does Ecm Credit Union offer?

Ecm Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Ecm Credit Union rates updated?

RateAPI verifies Ecm Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Ecm Credit Union's rate data?

Rate data is collected directly from Ecm Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Ecm Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Ecm Credit Union offers vehicle loans from 4.99% APR.

What is Ecm Credit Union's personal loan rate?

As of August 4, 2026, Ecm Credit Union offers personal loans from 12% APR.

Related Rate Data

Compare Ecm Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Ecm Credit Union rates

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Use it via API

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terminal
# Get rates for Ecm Credit Union
curl "https://api.rateapi.dev/credit-unions/mississippi/ecm" \
  -H "Authorization: Bearer YOUR_API_KEY"