Toro Employees Credit Union
Verified rate book
Current Toro Employees Credit Union rates
11 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 60-Month New Auto Loanauto_new_60mo | 4.990% APR | 4.990% | 60 mo · new | Standard |
| Up to 72-Month New Auto Loanauto_new_72mo | 5.190% APR | 5.190% | 72 mo · new | Standard |
| Titled Boat or Camper Loans - 5 year termboat_any_60mo | 5.190% APR | 5.190% | 60 mo | Standard |
| Up to 60-Month Used Auto Loanauto_used_60mo | 5.240% APR | 5.240% | 60 mo · used | Standard |
| Non-titled ATV, Jet ski & Snowmobile Loanpowersports | 8.990% APR | 8.990% | — | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.500% APR | 5.500% | — | Standard |
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Shared Secured Loanpersonal_secured | 2.150% APR | 2.150% | — | Standard |
| Personal Line of Creditploc_variable | 9.000% APR | 9.000% | — | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.990% APR | 9.990% | 60 mo | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Toro Equipment Loanequipment | 7.000% APR | 7.000% | — | Standard |
Vehicle loans available from 4.99% APR for 60 months. HELOC rates from 5.5% APR. Personal loan rates from 2.15% APR. Equipment loans from 7% APR.
Source: RateAPI.dev, verified from Toro Employees Credit Union's official website
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About Toro Employees Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.9K
- Assets
- $42M
- Founded
- 1974
- Locations reported
- 1
- NCUA charter
- 21644
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Toro Employees Credit Union
Membership eligibility from Toro Employees Credit Union's own published criteria. How we verify this.
Membership via employers (Toro)
- EmployerToro
Verified from Toro Employees Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Toro Employees Credit Union?
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Frequently Asked Questions
What rates does Toro Employees Credit Union offer?
Toro Employees Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Toro Employees Credit Union rates updated?
RateAPI verifies Toro Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Toro Employees Credit Union's rate data?
Rate data is collected directly from Toro Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Toro Employees Credit Union's auto, boat & powersports loan rates?
As of August 4, 2026, Toro Employees Credit Union offers vehicle loans from 4.99% APR.
What is Toro Employees Credit Union's HELOC rate?
As of August 4, 2026, Toro Employees Credit Union offers home equity lines of credit from 5.5% APR.
What is Toro Employees Credit Union's personal loan rate?
As of August 4, 2026, Toro Employees Credit Union offers personal loans from 2.15% APR.
Related Rate Data
Compare Toro Employees Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Toro Employees Credit Union rates
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# Get rates for Toro Employees Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/toro-employees" \
-H "Authorization: Bearer YOUR_API_KEY"