Share Advantage Credit Union

Duluth, Minnesota
Last verified: August 4, 2026
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Verified rate book

Current Share Advantage Credit Union rates

11 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Share Advantage Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Construction Loanother6.000% APR6.000%Standard

Auto & vehicle rates

6 offers
Share Advantage Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Autos new to 2 years oldauto_new_24mo5.990% APR5.990%24 mo · newStandard
Autos 3-7 years oldauto_any_84mo6.240% APR6.240%84 moStandard
Autos 8+ years oldauto7.740% APR7.740%Standard
RV/Motorhome new to 4 years oldrv_new_48mo9.240% APR9.240%48 mo · newStandard
RV/Motorhome 5-9 years oldrv_any_108mo9.740% APR9.740%108 moStandard
RV/Motorhome 10+ years oldrv10.740% APR10.740%Standard

Personal loan rates

2 offers
Share Advantage Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured11.740% APR11.740%Standard
Overdraft Protection Line-of-Credit $25 Min. Paymentpersonal15.150% APR15.150%Standard

Other rates

2 offers
Share Advantage Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
LTV * TO 80%other6.250% %6.250%Standard
LTV * TO 90%other7.990% %7.990%Standard

As of August 4, 2026, Share Advantage Credit Union offers mortgage rates from 6% APR. Vehicle loans available from 5.99% APR for 24 months. Personal loan rates from 11.74% APR.

Source: RateAPI.dev, verified from Share Advantage Credit Union's official website

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About Share Advantage Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.4K
Assets
$58.5M
Founded
1926
Locations reported
3
NCUA charter
60242
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Share Advantage Credit Union

Membership eligibility from Share Advantage Credit Union's own published criteria. How we verify this.

Membership criteria are published on Share Advantage Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $10.

Verified from Share Advantage Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Share Advantage Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Share Advantage Credit Union ranks against Minnesota peers.

Frequently Asked Questions

What rates does Share Advantage Credit Union offer?

Share Advantage Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Share Advantage Credit Union rates updated?

RateAPI verifies Share Advantage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Share Advantage Credit Union's rate data?

Rate data is collected directly from Share Advantage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Share Advantage Credit Union's mortgage rate?

As of August 4, 2026, Share Advantage Credit Union offers mortgage rates from 6% APR.

What are Share Advantage Credit Union's auto & rv loan rates?

As of August 4, 2026, Share Advantage Credit Union offers vehicle loans from 5.99% APR.

What is Share Advantage Credit Union's personal loan rate?

As of August 4, 2026, Share Advantage Credit Union offers personal loans from 11.74% APR.

Related Rate Data

Compare Share Advantage Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Share Advantage Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Share Advantage Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/share-advantage" \
  -H "Authorization: Bearer YOUR_API_KEY"