Harbor Pointe Credit Union
Verified rate book
Current Harbor Pointe Credit Union rates
8 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mortgageother | 4.250% APR | 4.250% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.113% APR | 2.500% | — | Standard |
| Auto Loanauto | 4.740% APR | 4.740% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 1.550% APR | 1.550% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 11.740% APR | 11.740% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Marketmoney_market | 2.00% APY | 2.00% | — | Standard |
| Certificatecd | 4.00% APY | 4.00% | — | Standard |
| 12-Month Certificatecd_12mo | 4.06% APY | 4.06% | 12 mo | Standard |
As of August 4, 2026, Harbor Pointe Credit Union offers mortgage rates from 4.25% APR. Auto loans available from 3.113% APR. Personal loan rates from 1.55% APR. Credit card rates from 11.74% APR. Savings and certificate yields up to 4.06% APY.
Source: RateAPI.dev, verified from Harbor Pointe Credit Union's official website
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About Harbor Pointe Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8K
- Assets
- $157.5M
- Founded
- 1933
- Locations reported
- 4
- NCUA charter
- 60207
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Harbor Pointe Credit Union
Membership eligibility from Harbor Pointe Credit Union's own published criteria. How we verify this.
Community charter: live/work in St. Louis, Carlton, Lake +2 more
- LocationSt. Louis, Carlton, Lake, Itasca, Douglas
Cost to join: About $5.
Verified from Harbor Pointe Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Harbor Pointe Credit Union?
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Frequently Asked Questions
What rates does Harbor Pointe Credit Union offer?
Harbor Pointe Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Harbor Pointe Credit Union rates updated?
RateAPI verifies Harbor Pointe Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Harbor Pointe Credit Union's rate data?
Rate data is collected directly from Harbor Pointe Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Harbor Pointe Credit Union's mortgage rate?
As of August 4, 2026, Harbor Pointe Credit Union offers mortgage rates from 4.25% APR.
What are Harbor Pointe Credit Union's auto loan rates?
As of August 4, 2026, Harbor Pointe Credit Union offers auto loans from 3.113% APR.
What is Harbor Pointe Credit Union's personal loan rate?
As of August 4, 2026, Harbor Pointe Credit Union offers personal loans from 1.55% APR.
What is Harbor Pointe Credit Union's best CD rate?
As of August 4, 2026, Harbor Pointe Credit Union offers savings and certificate (CD) yields up to 4.06% APY.
Related Rate Data
Compare Harbor Pointe Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Harbor Pointe Credit Union rates
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# Get rates for Harbor Pointe Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/harbor-pointe" \
-H "Authorization: Bearer YOUR_API_KEY"