Centricity Credit Union

Hermantown, Minnesota
Last verified: August 4, 2026
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Verified rate book

Current Centricity Credit Union rates

3 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Centricity Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Mortgageother5.750% APR5.750%—Standard

Auto & vehicle rates

1 offer
Centricity Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.990% APR4.990%—Standard

Savings & CD rates

1 offer
Centricity Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificateshare_certificate4.00% APY4.00%—Standard

As of August 4, 2026, Centricity Credit Union offers mortgage rates from 5.75% APR. Auto loans available from 4.99% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Centricity Credit Union's official website

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About Centricity Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
21.8K
Assets
$337.9M
Founded
1943
Locations reported
5
NCUA charter
68685
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Affinity PlusDULUTH - LAKE SUPERIOR COLLEGE · DULUTH · MN · 55811-3349Branch in the same ZIPHarbor PointeKenwood Branch · Duluth · MN · 55811-2655Branch in the same ZIPMembers CooperativeMiller Hill · Duluth · MN · 55811-5448Branch in the same ZIPMinnesota Power EmployeesArrowhead Branch · Duluth · MN · 55811Branch in the same ZIPNorth ShoreDuluth - Pike Lake · Duluth · MN · 55811-1229Branch in the same ZIPShare AdvantageShare Advantage Credit Union Main Office · Duluth · MN · 55811-1864Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Centricity Credit Union

Membership eligibility from Centricity Credit Union's own published criteria. How we verify this.

Community charter: live/work in St. Louis, Carlton, Lake +2 more

  • LocationSt. Louis, Carlton, Lake, Pine, Douglas

Verified from Centricity Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Centricity Credit Union offer?

Centricity Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Centricity Credit Union rates updated?

RateAPI verifies Centricity Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Centricity Credit Union's rate data?

Rate data is collected directly from Centricity Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Centricity Credit Union's mortgage rate?

As of August 4, 2026, Centricity Credit Union offers mortgage rates from 5.75% APR.

What are Centricity Credit Union's auto loan rates?

As of August 4, 2026, Centricity Credit Union offers auto loans from 4.99% APR.

What is Centricity Credit Union's best CD rate?

As of August 4, 2026, Centricity Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Centricity Credit Union's rates against national credit-union benchmarks.

More Minnesota credit unionsMortgage rate benchmarkAuto loan rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Centricity Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/centricity" \
  -H "Authorization: Bearer YOUR_API_KEY"
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