Mid Minnesota Credit Union

Baxter, Minnesota
Last verified: August 4, 2026
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Verified rate book

Current Mid Minnesota Credit Union rates

18 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Mid Minnesota Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Construction Loanother5.990% APR5.990%Standard

Auto & vehicle rates

3 offers
Mid Minnesota Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Autos & Motorcyclesmotorcycle3.940% APR3.940%Standard
RVs & Boatsrv4.440% APR4.440%Standard
Off Road Vehiclespowersports6.190% APR6.190%Standard

HELOC rates

2 offers
Mid Minnesota Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Property Equityheloc5.990% APR5.990%Standard
HELOC (Variable)heloc_variable7.000% APR7.000%Standard

Personal loan rates

3 offers
Mid Minnesota Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Preferred Line of Creditploc_variable9.840% APR9.840%Standard
Unsecured Personal Loanpersonal_unsecured11.840% APR11.840%Standard
Personal Line of Creditploc_variable18.000% APR18.000%Standard

Credit card rates

3 offers
Mid Minnesota Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Classic Credit Cardcredit_card9.990% APR9.990%Standard
Platinum Rewards Credit Cardcredit_card_rewards10.990% APR10.990%Standard
Premier Rewards Credit Cardcredit_card_rewards14.240% APR14.240%Standard

Savings & CD rates

6 offers
Mid Minnesota Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Kasasa Saversavings0.15% APY0.15%Standard
High Yield Savings Accountsavings3.40% APY3.40%Standard
18-Month Certificatecd_18mo3.50% APY3.50%18 moStandard
7-Month Certificatecd_7mo3.85% APY3.85%7 moStandard
13-Month Certificatecd_13mo3.95% APY3.95%13 moStandard
17-Month Certificatecd_17mo4.05% APY4.05%17 moStandard

As of August 4, 2026, Mid Minnesota Credit Union offers mortgage rates from 5.99% APR. Vehicle loans available from 3.94% APR. HELOC rates from 5.99% APR. Personal loan rates from 9.84% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 4.05% APY.

Source: RateAPI.dev, verified from Mid Minnesota Credit Union's official website

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About Mid Minnesota Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
67.2K
Assets
$833.9M
Founded
1970
Locations reported
12
NCUA charter
20194
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Mid Minnesota Credit Union

Membership eligibility from Mid Minnesota Credit Union's own published criteria. How we verify this.

Membership criteria are published on Mid Minnesota Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationAitkin, Becker, Crow Wing, Douglas, Morrison, Norman, Otter Tail, Todd, Wadena — MN

Verified from Mid Minnesota Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Mid Minnesota Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mid Minnesota Credit Union ranks against Minnesota peers.

Frequently Asked Questions

What rates does Mid Minnesota Credit Union offer?

Mid Minnesota Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Mid Minnesota Credit Union rates updated?

RateAPI verifies Mid Minnesota Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Mid Minnesota Credit Union's rate data?

Rate data is collected directly from Mid Minnesota Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Mid Minnesota Credit Union's mortgage rate?

As of August 4, 2026, Mid Minnesota Credit Union offers mortgage rates from 5.99% APR.

What are Mid Minnesota Credit Union's rv, motorcycle & powersports loan rates?

As of August 4, 2026, Mid Minnesota Credit Union offers vehicle loans from 3.94% APR.

What is Mid Minnesota Credit Union's HELOC rate?

As of August 4, 2026, Mid Minnesota Credit Union offers home equity lines of credit from 5.99% APR.

What is Mid Minnesota Credit Union's personal loan rate?

As of August 4, 2026, Mid Minnesota Credit Union offers personal loans from 9.84% APR.

What is Mid Minnesota Credit Union's best CD rate?

As of August 4, 2026, Mid Minnesota Credit Union offers savings and certificate (CD) yields up to 4.05% APY.

Related Rate Data

Compare Mid Minnesota Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Mid Minnesota Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mid Minnesota Credit Union
curl "https://api.rateapi.dev/credit-unions/minnesota/mid-minnesota" \
  -H "Authorization: Bearer YOUR_API_KEY"