Brainerd B. N. Credit Union
Verified rate book
Current Brainerd B. N. Credit Union rates
48 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 3/3 ARM3 3 arm | 5.440% APR | 5.440% | — | Standard |
| 5/5 ARM5 5 arm | 5.490% APR | 5.490% | — | Standard |
| 7/1 ARM7 1 arm | 6.490% APR | 6.490% | — | Standard |
| Consumer Loans (3/3 ARM)3 3 arm | 7.190% APR | 7.190% | — | Standard |
| Consumer Loans (5/5 ARM)5 5 arm | 7.240% APR | 7.240% | — | Standard |
| Consumer Loans (7/1 ARM)7 1 arm | 8.240% APR | 8.240% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Consumer Loans (Single Pay Notes)personal | 11.490% APR | 11.490% | — | Standard |
Savings & CD rates
25 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fax: (Regular Savings)savings | 0.10% APY | 0.10% | — | Standard |
| Fax: (Money Market (balance of $5 - $2,499))money_market | 0.15% APY | 0.15% | — | Standard |
| Fax: (Universal Savings)savings | 0.15% APY | 0.15% | — | Standard |
| Fax: (Christmas Club)savings | 0.30% APY | 0.30% | — | Specialty offer |
| $1,000 minimum opening deposit and balance (IRA Passbooks)ira | 0.40% APY | 0.40% | — | Standard |
| Fax: (Money Market (balance of $2,500 and over))money_market | 0.60% APY | 0.60% | — | Standard |
| Consumer Loans (Share certificates)share_certificate | 2.00% APY | 2.00% | — | Standard |
| 24 Months (Passbook)cd_24mo | 2.50% APY | 2.50% | 24 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 3.85% APY | 3.85% | 18 mo | Standard |
| 36-Month Certificatecd_36mo | 3.89% APY | 3.89% | 36 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 3.91% APY | 3.85% | 18 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 4.00% APY | 4.00% | 12 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 4.00% APY | 4.00% | 24 mo | Standard |
| $1,000 minimum opening deposit and balance (24-month IRA Certificate)ira_cd_24mo | 4.00% APY | 4.00% | 24 mo | Standard |
| $1,000 minimum opening deposit and balance (12-month IRA Certificate)ira_cd_12mo | 4.00% APY | 4.00% | 12 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 4.06% APY | 4.00% | 24 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 4.06% APY | 4.00% | 12 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 4.06% APY | 4.00% | 12 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 4.06% APY | 4.00% | 24 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 4.10% APY | 4.10% | 6 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 4.16% APY | 4.10% | 6 mo | Standard |
| 48-Month Certificatecd_48mo | 4.34% APY | 4.34% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 4.59% APY | 4.59% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 5.04% APY | 5.04% | 72 mo | Standard |
| 84-Month Certificatecd_84mo | 5.14% APY | 5.14% | 84 mo | Standard |
Other rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Consumer Loans (24 months (passbook))other | 2.500% % | 2.500% | — | Standard |
| Consumer Loans (36 Months)other | 3.890% % | 3.890% | — | Standard |
| Consumer Loans (48 Months)other | 4.340% % | 4.340% | — | Standard |
| Consumer Loans (60 Months)other | 4.590% % | 4.590% | — | Standard |
| Consumer Loans (72 Months)other | 5.040% % | 5.040% | — | Standard |
| Consumer Loans (84 Months)other | 5.140% % | 5.140% | — | Standard |
| Consumer Loans (120 Months with 60 Month Balloon ($15,000 minimum))other | 5.340% % | 5.340% | — | Standard |
| 120 Months with 60 Month Balloon ($15,000 minimum)other | 5.340% % | 5.340% | — | Standard |
| Consumer Loans (36 months)other | 6.250% % | 6.250% | — | Standard |
| 180 Months with 60 Month Balloon ($30,000 minimum)other | 6.340% % | 6.340% | — | Standard |
| Consumer Loans (180 Months with 60 Month Balloon ($30,000 minimum))other | 6.340% % | 6.340% | — | Standard |
| Consumer Loans (48 months)other | 6.500% % | 6.500% | — | Standard |
| Consumer Loans (10 Year Draw Period/5 Year Repayment Period)other | 6.700% % | 6.700% | — | Standard |
| 10 Year Draw Period/5 Year Repayment Periodother | 6.700% % | 6.700% | — | Standard |
| Consumer Loans (60 months)other | 6.750% % | 6.750% | — | Standard |
| Consumer Loans (72 months)other | 7.250% % | 7.250% | — | Standard |
As of August 4, 2026, Brainerd B. N. Credit Union offers a 3 3 arm mortgage at 5.44% APR. Personal loan rates from 11.49% APR. Savings and certificate yields up to 5.14% APY.
Source: RateAPI.dev, verified from Brainerd B. N. Credit Union's official website
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About Brainerd B. N. Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.7K
- Assets
- $124.4M
- Founded
- 1940
- Locations reported
- 1
- NCUA charter
- 60436
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
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Who Can Join Brainerd B. N. Credit Union
Membership eligibility from Brainerd B. N. Credit Union's own published criteria. How we verify this.
Membership criteria are published on Brainerd B. N. Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Brainerd B. N. Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Brainerd B. N. Credit Union offer?
Brainerd B. N. Credit Union currently offers mortgage, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Brainerd B. N. Credit Union rates updated?
RateAPI verifies Brainerd B. N. Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Brainerd B. N. Credit Union's rate data?
Rate data is collected directly from Brainerd B. N. Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Brainerd B. N. Credit Union's mortgage rate?
As of August 4, 2026, Brainerd B. N. Credit Union offers a 3 3 arm mortgage at 5.44% APR.
What is Brainerd B. N. Credit Union's personal loan rate?
As of August 4, 2026, Brainerd B. N. Credit Union offers personal loans from 11.49% APR.
What is Brainerd B. N. Credit Union's best CD rate?
As of August 4, 2026, Brainerd B. N. Credit Union offers savings and certificate (CD) yields up to 5.14% APY.
Related Rate Data
Compare Brainerd B. N. Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
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