Alpena Community Credit Union
Verified rate book
Current Alpena Community Credit Union rates
26 published offers verified as of August 4, 2026.
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Low Rate!auto | 4.500% APR | 4.500% | — | Standard |
| New Auto Loanauto_new | 4.500% APR | 4.500% | new | Standard |
| Great rates on watercrafts and campersboat | 4.990% APR | 4.990% | — | Standard |
| New RV Loanrv_new | 4.990% APR | 4.990% | new | Standard |
| Used Auto Loanauto_used | 5.000% APR | 5.000% | used | Standard |
| Need a car?auto | 5.000% APR | 5.000% | — | Standard |
| Now is the time to get a great deal on boats and campersboat | 5.490% APR | 5.490% | — | Standard |
| Used Recreationalpowersports_used | 5.490% APR | 5.490% | used | Standard |
| Used RV Loanrv_used | 5.490% APR | 5.490% | used | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 3.050% APR | 3.050% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 8.500% APR | 8.500% | — | Standard |
| Personal Line of Creditploc_variable | 18.000% APR | 18.000% | — | Standard |
| Revolving Signatureother | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.05% APY | 0.05% | — | Standard |
| SECONDARY SHAREsavings | 0.05% APY | 0.05% | — | Standard |
| Tier 1**savings | 1.15% APY | 1.15% | — | Standard |
| Tier 2**savings | 1.35% APY | 1.35% | — | Standard |
| Tier 3**savings | 1.55% APY | 1.55% | — | Standard |
| ROTH IRA SHAREira | 1.61% APY | 1.61% | — | Standard |
| $0.00savings | 1.61% APY | 1.61% | — | Standard |
| HSAshare_savings | 3.03% APY | 3.03% | — | Standard |
| HSA -- CHECKINGsavings | 3.03% APY | 3.03% | — | Standard |
| A great rate matching loan amount with share balanceother | 3.05% APY | 3.05% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| APR as low asother | 3.050% % | 3.050% | — | Standard |
| Need a loan?other | 8.500% % | 8.500% | — | Standard |
| Convenientother | 12.000% % | 12.000% | — | Standard |
Vehicle loans available from 4.5% APR. Personal loan rates from 3.05% APR. Savings and certificate yields up to 3.05% APY.
Source: RateAPI.dev, verified from Alpena Community Credit Union's official website
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About Alpena Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.3K
- Assets
- $35.5M
- Founded
- 1970
- Locations reported
- 1
- NCUA charter
- 62264
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile payments
- Financial counseling
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Alpena Community Credit Union
Membership eligibility from Alpena Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Alpena, Alcona, Montmorency +1 more
- LocationAlpena, Alcona, Montmorency, Presque Isle
Verified from Alpena Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Alpena Community Credit Union?
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Frequently Asked Questions
What rates does Alpena Community Credit Union offer?
Alpena Community Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Alpena Community Credit Union rates updated?
RateAPI verifies Alpena Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Alpena Community Credit Union's rate data?
Rate data is collected directly from Alpena Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Alpena Community Credit Union's auto, rv, boat & powersports loan rates?
As of August 4, 2026, Alpena Community Credit Union offers vehicle loans from 4.5% APR.
What is Alpena Community Credit Union's personal loan rate?
As of August 4, 2026, Alpena Community Credit Union offers personal loans from 3.05% APR.
What is Alpena Community Credit Union's best CD rate?
As of August 4, 2026, Alpena Community Credit Union offers savings and certificate (CD) yields up to 3.05% APY.
Related Rate Data
Compare Alpena Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Alpena Community Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/alpena-community" \
-H "Authorization: Bearer YOUR_API_KEY"