Community Financial Credit Union
Verified rate book
Current Community Financial Credit Union rates
33 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loanauto_any_36mo | 4.740% APR | 4.740% | 36 mo | Standard |
| 36-Month New Auto Loanauto_new_36mo | 4.740% APR | 4.740% | 36 mo · new | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 5.540% APR | 5.540% | 60 mo · used | Standard |
| 60-Month Auto Loanauto_any_60mo | 5.540% APR | 5.540% | 60 mo | Standard |
| Auto Loanauto | 10.240% APR | 10.240% | — | Standard |
| 48-Month Auto Loanauto_any_48mo | 10.240% APR | 10.240% | 48 mo | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC Promotional Advanceheloc_variable | 4.750% APR | 4.750% | — | Standard |
| Variable Rate HELOC - Newheloc_variable | 5.250% APR | 5.250% | — | Standard |
| HELOC (Variable)heloc_variable | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate HE Term Loanpersonal | 7.240% APR | 7.240% | — | Standard |
| Debt Consolidation Loanpersonal | 9.740% APR | 9.740% | — | Standard |
| Credit Builder Loanpersonal | 14.450% APR | 14.450% | — | Standard |
Credit card rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Loan & Credit Card Rates (60 Months)credit_card | 9.740% APR | 9.740% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 11.990% APR | 11.990% | — | Standard |
| Personal Loan & Credit Card Rates (Revolving)credit_card | 11.990% APR | 11.990% | — | Standard |
| Platinum Rewards Mastercardcredit_card_rewards | 13.740% APR | 13.740% | — | Standard |
| World Mastercardcredit_card | 14.740% APR | 14.740% | — | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificatecd | 1.05% APY | 1.05% | — | Standard |
| 180-Daysavings | 1.05% APY | 1.05% | — | Standard |
| 48-Month Certificatecd_48mo | 1.05% APY | 1.05% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 1.05% APY | 1.05% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 1.10% APY | 1.10% | 60 mo | Standard |
| 24-Month Certificatecd_24mo | 1.10% APY | 1.10% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 1.16% APY | 1.15% | 12 mo | Standard |
| Money Marketmoney_market | 1.30% APY | 1.29% | — | Standard |
| Certificatecd | 3.21% APY | 3.21% | — | Standard |
| 7-Month Special Certificate without Direct Deposit**cd_7mo | 3.21% APY | 3.21% | 7 mo | Standard |
| 13-Month Special Certificate without Direct Depositcd_13mo | 3.25% APY | 3.21% | 13 mo | Standard |
| Money Marketmoney_market | 3.50% APY | 3.45% | — | Standard |
| 7-Month Special Certificate with Direct Depositcd_7mo | 3.75% APY | 3.70% | 7 mo | Standard |
| Certificatecd | 3.75% APY | 3.75% | — | Standard |
| 13-Month Special Certificate with Direct Depositcd_13mo | 3.75% APY | 3.70% | 13 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| APR as low as*other | 4.750% % | 4.750% | — | Standard |
Auto loans available from 4.74% APR for 36 months. HELOC rates from 4.75% APR. Personal loan rates from 7.24% APR. Credit card rates from 9.74% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Community Financial Credit Union's official website
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About Community Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 86.4K
- Assets
- $1.5B
- Founded
- 1951
- Locations reported
- 13
- NCUA charter
- 68631
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Community Financial Credit Union
Membership eligibility from Community Financial Credit Union's own published criteria. How we verify this.
Community charter: live/work in MI
- LocationMI
Cost to join: About $5.
Verified from Community Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Community Financial Credit Union?
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Frequently Asked Questions
What rates does Community Financial Credit Union offer?
Community Financial Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Community Financial Credit Union rates updated?
RateAPI verifies Community Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Community Financial Credit Union's rate data?
Rate data is collected directly from Community Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Community Financial Credit Union's auto loan rates?
As of August 4, 2026, Community Financial Credit Union offers auto loans from 4.74% APR.
What is Community Financial Credit Union's HELOC rate?
As of August 4, 2026, Community Financial Credit Union offers home equity lines of credit from 4.75% APR.
What is Community Financial Credit Union's personal loan rate?
As of August 4, 2026, Community Financial Credit Union offers personal loans from 7.24% APR.
What is Community Financial Credit Union's best CD rate?
As of August 4, 2026, Community Financial Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Community Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Community Financial Credit Union rates
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Use it via API
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# Get rates for Community Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/community-financial" \
-H "Authorization: Bearer YOUR_API_KEY"