U.p. State Credit Union

Escanaba, Michigan
Last verified: August 4, 2026
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Verified rate book

Current U.p. State Credit Union rates

2 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
U.p. State Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new3.250% APR3.250%newStandard
Used Auto Loanauto_used3.750% APR3.750%usedStandard

Auto loans available from 3.25% APR.

Source: RateAPI.dev, verified from U.p. State Credit Union's official website

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About U.p. State Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
14.2K
Assets
$211.8M
Founded
1955
Locations reported
6
NCUA charter
62085
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join U.p. State Credit Union

Membership eligibility from U.p. State Credit Union's own published criteria. How we verify this.

Community charter: live/work in MI

  • LocationMI

Verified from U.p. State Credit Union's membership page. Final membership determination is always made by the credit union.

Work at U.p. State Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where U.p. State Credit Union ranks against Michigan peers.

Frequently Asked Questions

What rates does U.p. State Credit Union offer?

U.p. State Credit Union currently offers Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are U.p. State Credit Union rates updated?

RateAPI verifies U.p. State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get U.p. State Credit Union's rate data?

Rate data is collected directly from U.p. State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are U.p. State Credit Union's auto loan rates?

As of August 4, 2026, U.p. State Credit Union offers auto loans from 3.25% APR.

Related Rate Data

Compare U.p. State Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for U.p. State Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/up-state" \
  -H "Authorization: Bearer YOUR_API_KEY"