Peninsula Credit Union
Verified rate book
Current Peninsula Credit Union rates
37 published offers verified as of August 4, 2026.
Mortgage rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 5.750% APR | 5.750% | — | Standard |
| NEW - 15 Yr Fixed15 year fixed | 8.000% APR | 8.000% | — | Standard |
| 15-Year Fixed15 year fixed | 8.250% APR | 8.250% | — | Standard |
| 10-Year Fixed10 year fixed | 5.500% APR | 5.500% | — | Standard |
| 20-Year Fixed20 year fixed | 6.250% APR | 6.250% | — | Standard |
| NEW - 10 Yr Fixed10 year fixed | 7.750% APR | 7.750% | — | Standard |
| 10-Year Fixed10 year fixed | 8.000% APR | 8.000% | — | Standard |
| 3 Year Balloonother | 5.750% APR | 5.750% | — | Standard |
| 5 Year Balloonother | 6.000% APR | 6.000% | — | Standard |
| 7 Year Balloonother | 6.250% APR | 6.250% | — | Standard |
| NEW - 5 Year Balloon - Up to 10 Yrother | 7.250% APR | 7.250% | — | Standard |
| USED - 5 Year Balloon - Up to 10 Yrother | 7.500% APR | 7.500% | — | Standard |
| 5 Year Fixed Rateother | 7.500% APR | 7.500% | — | Standard |
| 7 Year Fixed Rateother | 7.750% APR | 7.750% | — | Standard |
| NEW - 5 Year Balloon - Up to 20 Yrother | 7.750% APR | 7.750% | — | Standard |
| USED - 5 Year Balloon - Up to 20 Yrother | 8.000% APR | 8.000% | — | Standard |
Auto & vehicle rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month New Auto Loanauto_new_24mo | 4.550% APR | 4.550% | 24 mo · new | Standard |
| 36-Month New Auto Loanauto_new_36mo | 4.650% APR | 4.650% | 36 mo · new | Standard |
| 48-Month New Auto Loanauto_new_48mo | 4.750% APR | 4.750% | 48 mo · new | Standard |
| 24-Month Used Auto Loanauto_used_24mo | 4.800% APR | 4.800% | 24 mo · used | Standard |
| 60-Month New Auto Loanauto_new_60mo | 4.850% APR | 4.850% | 60 mo · new | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 4.900% APR | 4.900% | 36 mo · used | Standard |
| 72-Month New Auto Loanauto_new_72mo | 4.950% APR | 4.950% | 72 mo · new | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 5.000% APR | 5.000% | 48 mo · used | Standard |
| 84-Month New Auto Loanauto_new_84mo | 5.050% APR | 5.050% | 84 mo · new | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 5.100% APR | 5.100% | 60 mo · used | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 5.200% APR | 5.200% | 72 mo · used | Standard |
Personal loan rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate-Secured Loanpersonal_secured | 2.000% APR | 2.000% | — | Standard |
| 36-Month Share-Secured Loanpersonal_secured_36mo | 3.350% APR | 3.350% | 36 mo | Standard |
| 12-Month Share-Secured Loanpersonal_secured_12mo | 3.350% APR | 3.350% | 12 mo | Standard |
| 60-Month Share-Secured Loanpersonal_secured_60mo | 4.350% APR | 4.350% | 60 mo | Standard |
| Consumer Loans - 24 Monthspersonal_unsecured_24mo | 7.750% APR | 7.750% | 24 mo | Standard |
| Consumer Loans - 36 Monthspersonal_unsecured_36mo | 8.750% APR | 8.750% | 36 mo | Standard |
| Consumer Loans - 48 Monthspersonal_unsecured_48mo | 9.750% APR | 9.750% | 48 mo | Standard |
| Consumer Loans - 60 Monthspersonal_unsecured_60mo | 10.750% APR | 10.750% | 60 mo | Standard |
| One Payment Notes (Personal) - Securedpersonal_secured | 12.900% APR | 12.900% | — | Standard |
| One Payment Notes (Personal) - Unsecuredpersonal_unsecured | 17.900% APR | 17.900% | — | Standard |
As of August 4, 2026, Peninsula Credit Union offers a 15-year fixed mortgage at 5.75% APR. Auto loans available from 4.55% APR for 24 months. Personal loan rates from 2% APR.
Source: RateAPI.dev, verified from Peninsula Credit Union's official website
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About Peninsula Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 17.8K
- Assets
- $358.8M
- Founded
- 1941
- Locations reported
- 4
- NCUA charter
- 4291
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Peninsula Credit Union
Membership eligibility from Peninsula Credit Union's own published criteria. How we verify this.
Community charter: live/work in Alger, Baraga, Chippewa +18 more
- LocationAlger, Baraga, Chippewa, Delta, Dickinson, Gogebic, Houghton, Iron, Keweenaw, Luce, Mackinac, Marquette, Menominee, Ontonagon, Schoolcraft, Ashland, Florence, Forest, Marinette, Oconto, Vilas
Cost to join: About $5.
Verified from Peninsula Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Peninsula Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Peninsula Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Peninsula Credit Union offer?
Peninsula Credit Union currently offers mortgage, Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Peninsula Credit Union rates updated?
RateAPI verifies Peninsula Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Peninsula Credit Union's rate data?
Rate data is collected directly from Peninsula Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Peninsula Credit Union's mortgage rate?
As of August 4, 2026, Peninsula Credit Union offers a 15-year fixed mortgage at 5.75% APR.
What are Peninsula Credit Union's auto loan rates?
As of August 4, 2026, Peninsula Credit Union offers auto loans from 4.55% APR.
What is Peninsula Credit Union's personal loan rate?
As of August 4, 2026, Peninsula Credit Union offers personal loans from 2% APR.
Related Rate Data
Compare Peninsula Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Peninsula Credit Union rates
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# Get rates for Peninsula Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/peninsula" \
-H "Authorization: Bearer YOUR_API_KEY"