Northern Lights Community Credit Union
Verified rate book
Current Northern Lights Community Credit Union rates
23 published offers verified as of August 4, 2026.
Auto & vehicle rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Used Auto Loan (2022–2025)auto_used_36mo | 4.990% APR | 4.990% | 36 mo · used | Standard |
| 36-Month New Auto Loan (2026–2027)auto_new_36mo | 4.990% APR | 4.990% | 36 mo · new | Standard |
| 48-Month Used Auto Loan (2022–2025)auto_used_48mo | 5.490% APR | 5.490% | 48 mo · used | Standard |
| 48-Month New Auto Loan (2026–2027)auto_new_48mo | 5.490% APR | 5.490% | 48 mo · new | Standard |
| 60-Month New Auto Loan (2026–2027)auto_new_60mo | 5.990% APR | 5.990% | 60 mo · new | Standard |
| 60-Month Used Auto Loan (2022–2025)auto_used_60mo | 5.990% APR | 5.990% | 60 mo · used | Standard |
| 72-Month New Auto Loan (2026–2027)auto_new_72mo | 6.490% APR | 6.490% | 72 mo · new | Standard |
| 72-Month Used Auto Loan (2022–2025)auto_used_72mo | 6.490% APR | 6.490% | 72 mo · used | Standard |
| 36-Month New Auto Loan (2026–2027)auto_new_36mo | 6.500% APR | 6.500% | 36 mo · new | Standard |
| 48-Month New Auto Loan (2026–2027)auto_new_48mo | 6.750% APR | 6.750% | 48 mo · new | Standard |
| 84-Month Used Auto Loan (2022–2025)auto_used_84mo | 6.990% APR | 6.990% | 84 mo · used | Standard |
| 84-Month New Auto Loan (2026–2027)auto_new_84mo | 6.990% APR | 6.990% | 84 mo · new | Standard |
| 60-Month New Auto Loan (2026–2027)auto_new_60mo | 7.000% APR | 7.000% | 60 mo · new | Standard |
| 72-Month New Auto Loan (2026–2027)auto_new_72mo | 7.250% APR | 7.250% | 72 mo · new | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Share-Secured Loanpersonal_secured_60mo | 3.750% APR | 3.750% | 60 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingsshare_savings | 0.10% APY | 0.10% | — | Standard |
| Christmas Clubsavings | 0.10% APY | 0.10% | — | Specialty offer |
| Individual Retirement Accountira | 1.50% APY | 1.50% | — | Standard |
| 6-Month Certificatecd_6mo | 2.00% APY | 2.00% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 2.50% APY | 2.50% | 12 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Used 2023 - Olderother | 7.500% % | 7.500% | — | Standard |
| Durable Goodsother | 12.000% % | 12.000% | — | Standard |
Auto loans available from 4.99% APR for 36 months. Personal loan rates from 3.75% APR. Savings and certificate yields up to 2.50% APY.
Source: RateAPI.dev, verified from Northern Lights Community Credit Union's official website
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About Northern Lights Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.3K
- Assets
- $12.6M
- Founded
- 1945
- Locations reported
- 1
- NCUA charter
- 5272
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Electronic statements
- Mobile check deposit
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Northern Lights Community Credit Union
Membership eligibility from Northern Lights Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Alger, Delta, Marquette
- LocationAlger, Delta, Marquette
- EmployerNorthern Lights Community FCU
Verified from Northern Lights Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Northern Lights Community Credit Union?
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Frequently Asked Questions
What rates does Northern Lights Community Credit Union offer?
Northern Lights Community Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Northern Lights Community Credit Union rates updated?
RateAPI verifies Northern Lights Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Northern Lights Community Credit Union's rate data?
Rate data is collected directly from Northern Lights Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Northern Lights Community Credit Union's auto loan rates?
As of August 4, 2026, Northern Lights Community Credit Union offers auto loans from 4.99% APR.
What is Northern Lights Community Credit Union's personal loan rate?
As of August 4, 2026, Northern Lights Community Credit Union offers personal loans from 3.75% APR.
What is Northern Lights Community Credit Union's best CD rate?
As of August 4, 2026, Northern Lights Community Credit Union offers savings and certificate (CD) yields up to 2.50% APY.
Related Rate Data
Compare Northern Lights Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Northern Lights Community Credit Union rates
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# Get rates for Northern Lights Community Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/northern-lights-community" \
-H "Authorization: Bearer YOUR_API_KEY"