One Detroit Credit Union
Verified rate book
Current One Detroit Credit Union rates
7 published offers verified as of August 3, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Refi My Rideauto | 3.500% APR | 3.500% | — | Standard |
| New Auto Loanauto_new | 4.240% APR | 4.240% | new | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC - Greater than 75% LTVheloc_variable | 5.000% APR | 5.000% | — | Standard |
| HELOC - 75% & Less LTVheloc_variable | 5.000% APR | 5.000% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 10.990% APR | 10.990% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| LINES OF CREDITother | 15.500% % | 15.500% | — | Standard |
Auto loans available from 3.5% APR. HELOC rates from 5% APR. Personal loan rates from 10.99% APR.
Source: RateAPI.dev, verified from One Detroit Credit Union's official website
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About One Detroit Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 12.5K
- Assets
- $65M
- Founded
- 1935
- Locations reported
- 4
- NCUA charter
- 61495
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join One Detroit Credit Union
Membership eligibility from One Detroit Credit Union's own published criteria. How we verify this.
Community charter: live/work in Wayne, Oakland, Macomb +1 more, MI
- LocationWayne, Oakland, Macomb, Washtenaw — MI
Cost to join: About $10.
Verified from One Detroit Credit Union's membership page. Final membership determination is always made by the credit union.
Work at One Detroit Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where One Detroit Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does One Detroit Credit Union offer?
One Detroit Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are One Detroit Credit Union rates updated?
RateAPI verifies One Detroit Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get One Detroit Credit Union's rate data?
Rate data is collected directly from One Detroit Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are One Detroit Credit Union's auto loan rates?
As of August 3, 2026, One Detroit Credit Union offers auto loans from 3.5% APR.
What is One Detroit Credit Union's HELOC rate?
As of August 3, 2026, One Detroit Credit Union offers home equity lines of credit from 5% APR.
What is One Detroit Credit Union's personal loan rate?
As of August 3, 2026, One Detroit Credit Union offers personal loans from 10.99% APR.
Related Rate Data
Compare One Detroit Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack One Detroit Credit Union rates
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# Get rates for One Detroit Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/one-detroit" \
-H "Authorization: Bearer YOUR_API_KEY"