Preferred Credit Union
Verified rate book
Current Preferred Credit Union rates
2 published offers verified as of August 4, 2026.
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 8-Month Certificatecd_8mo | 3.75% APY | 3.75% | 8 mo | Standard |
| 25-Month Certificatecd_25mo | 3.85% APY | 3.85% | 25 mo | Standard |
Savings and certificate yields up to 3.85% APY.
Source: RateAPI.dev, verified from Preferred Credit Union's official website
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About Preferred Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 23.4K
- Assets
- $317.9M
- Founded
- 1968
- Locations reported
- 6
- NCUA charter
- 62340
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- First-time homebuyer program
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Preferred Credit Union
Membership eligibility from Preferred Credit Union's own published criteria. How we verify this.
Community charter: live/work in Allegan, Barry, Berrien +25 more
- LocationAllegan, Barry, Berrien, Branch, Cass, Calhoun, Clare, Clinton, Eaton, Gratiot, Ionia, Isabella, Kalamazoo, Kent, Lake, Manistee, Mason, Mecosta, Missaukee, Montcalm, Muskegon, Newaygo, Oceana, Osceola, Ottawa, St. Joseph, Van Buren, Wexford
Verified from Preferred Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Preferred Credit Union?
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Frequently Asked Questions
What rates does Preferred Credit Union offer?
Preferred Credit Union is a credit union in Michigan. Rate data is currently being verified.
How often are Preferred Credit Union rates updated?
RateAPI verifies Preferred Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Preferred Credit Union's rate data?
Rate data is collected directly from Preferred Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Preferred Credit Union's best CD rate?
As of August 4, 2026, Preferred Credit Union offers savings and certificate (CD) yields up to 3.85% APY.
Related Rate Data
Compare Preferred Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Preferred Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Preferred Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/preferred" \
-H "Authorization: Bearer YOUR_API_KEY"