Blue Water Credit Union
Verified rate book
Current Blue Water Credit Union rates
10 published offers verified as of August 4, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2025 & Newer Vehicles/Motorcyclesmotorcycle_any_36mo | 4.990% APR | 4.990% | 36 mo | Standard |
| 2024-2023 Vehicles/Motorcyclesmotorcycle_any_72mo | 6.000% APR | 6.000% | 72 mo | Standard |
| 2022-2020 Vehicles/Motorcyclesmotorcycle_any_60mo | 6.000% APR | 6.000% | 60 mo | Standard |
| 2017 Vehicles/Motorcyclesmotorcycle_any_36mo | 6.250% APR | 6.250% | 36 mo | Standard |
| 2019-2018 Vehicles/Motorcyclesmotorcycle_any_48mo | 6.250% APR | 6.250% | 48 mo | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.000% APR | 5.000% | — | Standard |
| Home Equity over $50,000.00heloc | 5.125% APR | 5.125% | — | Standard |
| Home Equity up to $50,000.00heloc | 6.000% APR | 6.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 12.960% APR | 12.960% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| I Want To...other | 4.990% % | 4.990% | — | Standard |
Motorcycle loans available from 4.99% APR for 36 months. HELOC rates from 5% APR. Credit card rates from 12.96% APR.
Source: RateAPI.dev, verified from Blue Water Credit Union's official website
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About Blue Water Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.2K
- Assets
- $19.9M
- Founded
- 1959
- Locations reported
- 3
- NCUA charter
- 12906
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Blue Water Credit Union
Membership eligibility from Blue Water Credit Union's own published criteria. How we verify this.
Membership via occupations (Federal Employees)
- LocationSt. Clair, Huron, Sanilac, Tuscola
- OccupationFederal Employees
Verified from Blue Water Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Blue Water Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Blue Water Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Blue Water Credit Union offer?
Blue Water Credit Union currently offers Motorcycle loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Blue Water Credit Union rates updated?
RateAPI verifies Blue Water Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Blue Water Credit Union's rate data?
Rate data is collected directly from Blue Water Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Blue Water Credit Union's motorcycle loan rates?
As of August 4, 2026, Blue Water Credit Union offers motorcycle loans from 4.99% APR.
What is Blue Water Credit Union's HELOC rate?
As of August 4, 2026, Blue Water Credit Union offers home equity lines of credit from 5% APR.
Related Rate Data
Compare Blue Water Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Blue Water Credit Union rates
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Use it via API
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# Get rates for Blue Water Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/blue-water" \
-H "Authorization: Bearer YOUR_API_KEY"