Credit Union One
Verified rate book
Current Credit Union One rates
3 published offers verified as of August 4, 2026.
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 7.740% APR | 7.740% | — | Standard |
| Home Equity Loanheloc | 7.878% APR | 7.878% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| APR As Low As*other | 7.740% % | 7.740% | — | Standard |
HELOC rates from 7.74% APR.
Source: RateAPI.dev, verified from Credit Union One's official website
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About Credit Union One
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 108.1K
- Assets
- $1.8B
- Founded
- 1938
- Locations reported
- 17
- NCUA charter
- 62562
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Credit Union One
Membership eligibility from Credit Union One's own published criteria. How we verify this.
Community charter: live/work in Cuyahoga, Lake, Lucas +3 more, MI
- LocationCuyahoga, Lake, Lucas, Sandusky, Summit, Wood — MI
Verified from Credit Union One's membership page. Final membership determination is always made by the credit union.
Work at Credit Union One?
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Frequently Asked Questions
What rates does Credit Union One offer?
Credit Union One currently offers HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Credit Union One rates updated?
RateAPI verifies Credit Union One's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Credit Union One's rate data?
Rate data is collected directly from Credit Union One's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Credit Union One's HELOC rate?
As of August 4, 2026, Credit Union One offers home equity lines of credit from 7.74% APR.
Related Rate Data
Compare Credit Union One's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Credit Union One rates
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# Get rates for Credit Union One
curl "https://api.rateapi.dev/credit-unions/michigan/credit-union-one" \
-H "Authorization: Bearer YOUR_API_KEY"