Michigan Schools and Government Credit Union
Verified rate book
Current Michigan Schools and Government Credit Union rates
34 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5/1 ARM5 1 arm | 5.875% APR | 5.875% | — | Standard |
| Jumbo Loanother | 6.375% APR | 6.375% | — | Standard |
| FHA Mortgageother | 6.625% APR | 6.625% | — | Standard |
Auto & vehicle rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Car, Truck, or SUV Loan (24 - 36 months)auto_any_36mo | 3.740% APR | 3.740% | 36 mo | Standard |
| Car, Truck, or SUV Loan (37 - 48 months)auto_any_48mo | 4.240% APR | 4.240% | 48 mo | Standard |
| Car, Truck, or SUV Loan (49 - 63 months)auto_any_63mo | 4.740% APR | 4.740% | 63 mo | Standard |
| Car, Truck, or SUV Loan (64 - 75 months)auto_any_75mo | 4.990% APR | 4.990% | 75 mo | Standard |
| Car, Truck, or SUV Loan (76 - 84 months)auto_any_84mo | 5.240% APR | 5.240% | 84 mo | Standard |
| Up to 240-Month RV Loanrv_any_240mo | 6.740% APR | 6.740% | 240 mo | Standard |
| Up to 144-Month RV Loanrv_any_144mo | 6.740% APR | 6.740% | 144 mo | Standard |
| Up to 180-Month RV Loanrv_any_180mo | 6.740% APR | 6.740% | 180 mo | Standard |
| Car, Truck, or SUV Loan (24 - 63 months)auto_any_63mo | 8.240% APR | 8.240% | 63 mo | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed - 80% Loan-to-Valueheloc_fixed | 6.490% APR | 6.490% | — | Standard |
| Fixed - 90% Loan-to-Valueheloc_fixed | 6.740% APR | 6.740% | — | Standard |
| Variable - 80% Loan-to-Valueheloc_variable | 6.750% APR | 6.750% | — | Standard |
| Variable - 90% Loan-to-Valueheloc_variable | 7.500% APR | 7.500% | — | Standard |
Savings & CD rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 6-Month Certificatecd_6mo | 2.50% APY | 2.50% | 6 mo | Standard |
| Certificate of Deposit (Regular and IRA CDs) (6 Months)ira_cd_6mo | 2.50% APY | 2.50% | 6 mo | Standard |
| 36-Month Certificatecd_36mo | 3.25% APY | 3.25% | 36 mo | Standard |
| Certificate of Deposit (Regular and IRA CDs) (4 Years)ira_cd_48mo | 3.25% APY | 3.25% | 48 mo | Standard |
| Certificate of Deposit (Regular and IRA CDs) (3 Years)ira_cd_36mo | 3.25% APY | 3.25% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.25% APY | 3.25% | 48 mo | Standard |
| Certificate of Deposit (Regular and IRA CDs) (12 Months)ira_cd_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
| Certificate of Deposit (Regular and IRA CDs) (5 Years)ira_cd_60mo | 3.50% APY | 3.50% | 60 mo | Standard |
| 12-Month Certificatecd_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
| 60-Month Certificatecd_60mo | 3.50% APY | 3.50% | 60 mo | Standard |
| 24-Month Certificatecd_24mo | 4.00% APY | 4.00% | 24 mo | Standard |
| Certificate of Deposit (Regular and IRA CDs) (2 Years)ira_cd_24mo | 4.00% APY | 4.00% | 24 mo | Standard |
| 9-Month Certificatecd_9mo | 4.05% APY | 4.05% | 9 mo | Standard |
| Certificate of Deposit (Regular and IRA CDs) (9 Months)ira_cd_9mo | 4.05% APY | 4.05% | 9 mo | Standard |
| 15 Months - New Money^cd_15mo | 4.25% APY | 4.25% | 15 mo | Standard |
| Certificate of Deposit (Regular and IRA CDs) (15 Months - New Money^)ira_cd_15mo | 4.25% APY | 4.25% | 15 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10-Year U.S. Inflation: Average 1.9%other | 0.100% % | 0.100% | — | Standard |
| Source: U.S. Department of Laborother | 1.600% % | 1.600% | — | Standard |
As of August 4, 2026, Michigan Schools and Government Credit Union offers a 5 1 arm mortgage at 5.875% APR. Vehicle loans available from 3.74% APR for 36 months. HELOC rates from 6.49% APR. Savings and certificate yields up to 4.25% APY.
Source: RateAPI.dev, verified from Michigan Schools and Government Credit Union's official website
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About Michigan Schools and Government Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 162.1K
- Assets
- $4.4B
- Founded
- 1954
- Locations reported
- 24
- NCUA charter
- 62049
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Michigan Schools and Government Credit Union
Membership eligibility from Michigan Schools and Government Credit Union's own published criteria. How we verify this.
Community charter: live/work in MI
- LocationMI
Verified from Michigan Schools and Government Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Michigan Schools and Government Credit Union offer?
Michigan Schools and Government Credit Union currently offers mortgage, vehicle loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Michigan Schools and Government Credit Union rates updated?
RateAPI verifies Michigan Schools and Government Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Michigan Schools and Government Credit Union's rate data?
Rate data is collected directly from Michigan Schools and Government Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Michigan Schools and Government Credit Union's mortgage rate?
As of August 4, 2026, Michigan Schools and Government Credit Union offers a 5 1 arm mortgage at 5.875% APR.
What are Michigan Schools and Government Credit Union's auto & rv loan rates?
As of August 4, 2026, Michigan Schools and Government Credit Union offers vehicle loans from 3.74% APR.
What is Michigan Schools and Government Credit Union's HELOC rate?
As of August 4, 2026, Michigan Schools and Government Credit Union offers home equity lines of credit from 6.49% APR.
What is Michigan Schools and Government Credit Union's best CD rate?
As of August 4, 2026, Michigan Schools and Government Credit Union offers savings and certificate (CD) yields up to 4.25% APY.
Related Rate Data
Compare Michigan Schools and Government Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Michigan Schools and Government Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/michigan-schools-and-government" \
-H "Authorization: Bearer YOUR_API_KEY"