Health Advantage Credit Union
Verified rate book
Current Health Advantage Credit Union rates
12 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.960% APR | 6.750% | — | Standard |
| 15-Year Fixed15 year fixed | 6.580% APR | 6.250% | — | Standard |
| 10-Year Fixed10 year fixed | 6.850% APR | 6.375% | — | Standard |
| 20-Year Fixed20 year fixed | 7.020% APR | 6.750% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 61 Months - 84 Monthsauto_any_84mo | 6.990% APR | 6.990% | 84 mo | Standard |
| 85 Months - 180 Months (2021+)auto_any_180mo | 7.990% APR | 7.990% | 180 mo | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate Revolving Line of Credit 2ploc_variable | 11.900% APR | 11.900% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA Platinum Rewards Credit Cardcredit_card_rewards | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 72-Month Certificatecd_72mo | 5.24% APY | 5.24% | 72 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Over 80% LTVother | 2.000% % | 2.000% | — | Standard |
| 80% LTVother | 4.500% % | 4.500% | — | Standard |
| Up to 80% LTVother | 6.250% % | 6.250% | — | Standard |
As of August 4, 2026, Health Advantage Credit Union offers a 30-year fixed mortgage at 6.96% APR. Auto loans available from 6.99% APR for 84 months. Personal loan rates from 11.9% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 5.24% APY.
Source: RateAPI.dev, verified from Health Advantage Credit Union's official website
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About Health Advantage Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 10.6K
- Assets
- $179.4M
- Founded
- 1970
- Locations reported
- 3
- NCUA charter
- 20007
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Student scholarships
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Health Advantage Credit Union
Membership eligibility from Health Advantage Credit Union's own published criteria. How we verify this.
Membership via occupations (Healthcare Industry)
- LocationMI
- OccupationHealthcare Industry
Cost to join: About $5 (a $0 membership fee plus a $5 minimum deposit).
Verified from Health Advantage Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Health Advantage Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Health Advantage Credit Union ranks against Michigan peers.
Frequently Asked Questions
What rates does Health Advantage Credit Union offer?
Health Advantage Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Health Advantage Credit Union rates updated?
RateAPI verifies Health Advantage Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Health Advantage Credit Union's rate data?
Rate data is collected directly from Health Advantage Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Health Advantage Credit Union's mortgage rate?
As of August 4, 2026, Health Advantage Credit Union offers a 30-year fixed mortgage at 6.96% APR.
What are Health Advantage Credit Union's auto loan rates?
As of August 4, 2026, Health Advantage Credit Union offers auto loans from 6.99% APR.
What is Health Advantage Credit Union's personal loan rate?
As of August 4, 2026, Health Advantage Credit Union offers personal loans from 11.9% APR.
What is Health Advantage Credit Union's best CD rate?
As of August 4, 2026, Health Advantage Credit Union offers savings and certificate (CD) yields up to 5.24% APY.
Related Rate Data
Compare Health Advantage Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Health Advantage Credit Union rates
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# Get rates for Health Advantage Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/health-advantage" \
-H "Authorization: Bearer YOUR_API_KEY"