Lake Huron Credit Union
Verified rate book
Current Lake Huron Credit Union rates
24 published offers verified as of August 3, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 5.500% APR | 5.500% | — | Standard |
| Mortgageother | 5.500% APR | 5.500% | — | Standard |
| Balloon Mortgageother | 5.750% APR | 5.750% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| Boats, RV's, Recreational Vehicle Loanboat | 5.990% APR | 5.990% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 7.000% APR | 7.000% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA Platinum Rewards Credit Cardcredit_card_rewards | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
15 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Prime Share Savings Accountshare_savings | 0.02% APY | 0.02% | — | Standard |
| Prime Share Savings Accountshare_savings | 0.05% APY | 0.05% | — | Standard |
| IRA Shared Savings Accountira | 0.10% APY | 0.10% | — | Standard |
| Dolly Bill Club & Teen's Club Accountsavings | 0.20% APY | 0.20% | — | Standard |
| Money Marketmoney_market | 0.50% APY | 0.50% | — | Standard |
| Money Marketmoney_market | 0.75% APY | 0.75% | — | Standard |
| Money Marketmoney_market | 1.01% APY | 1.01% | — | Standard |
| Money Marketmoney_market | 1.36% APY | 1.36% | — | Standard |
| Money Marketmoney_market | 1.51% APY | 1.51% | — | Standard |
| 6-Month Certificatecd_6mo | 3.53% APY | 3.50% | 6 mo | Standard |
| 24-Month Certificatecd_24mo | 3.56% APY | 3.50% | 24 mo | Standard |
| 18-Month Certificatecd_18mo | 3.67% APY | 3.60% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 3.77% APY | 3.70% | 12 mo | Standard |
| 12 Month JUMBO Certificatecd_12mo | 3.98% APY | 3.90% | 12 mo | Standard |
| 12 Month YOUTH Certificatecd_12mo | 4.06% APY | 4.00% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Other Titled or Non-titled Loanother | 6.990% % | 6.990% | — | Standard |
As of August 3, 2026, Lake Huron Credit Union offers a 15-year fixed mortgage at 5.5% APR. Vehicle loans available from 4.49% APR. HELOC rates from 7% APR. Personal loan rates from 9.99% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 4.06% APY.
Source: RateAPI.dev, verified from Lake Huron Credit Union's official website
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About Lake Huron Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.3K
- Assets
- $82.5M
- Founded
- 1959
- Locations reported
- 3
- NCUA charter
- 61638
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Lake Huron Credit Union
Membership eligibility from Lake Huron Credit Union's own published criteria. How we verify this.
Membership via the Teamsters Local 486 or occupations (Employees of auto dealerships, repair garages, and parts distributors +1 more)
- LocationSaginaw, Bay, Midland
- AssociationTeamsters Local 486
- OccupationEmployees of auto dealerships, repair garages, and parts distributors, Employees of trucking companies
Cost to join: About $5.
Verified from Lake Huron Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Lake Huron Credit Union?
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Frequently Asked Questions
What rates does Lake Huron Credit Union offer?
Lake Huron Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Lake Huron Credit Union rates updated?
RateAPI verifies Lake Huron Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Lake Huron Credit Union's rate data?
Rate data is collected directly from Lake Huron Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Lake Huron Credit Union's mortgage rate?
As of August 3, 2026, Lake Huron Credit Union offers a 15-year fixed mortgage at 5.5% APR.
What are Lake Huron Credit Union's auto & boat loan rates?
As of August 3, 2026, Lake Huron Credit Union offers vehicle loans from 4.49% APR.
What is Lake Huron Credit Union's HELOC rate?
As of August 3, 2026, Lake Huron Credit Union offers home equity lines of credit from 7% APR.
What is Lake Huron Credit Union's personal loan rate?
As of August 3, 2026, Lake Huron Credit Union offers personal loans from 9.99% APR.
What is Lake Huron Credit Union's best CD rate?
As of August 3, 2026, Lake Huron Credit Union offers savings and certificate (CD) yields up to 4.06% APY.
Related Rate Data
Compare Lake Huron Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Lake Huron Credit Union rates
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# Get rates for Lake Huron Credit Union
curl "https://api.rateapi.dev/credit-unions/michigan/lake-huron" \
-H "Authorization: Bearer YOUR_API_KEY"