Mills42 Credit Union
Verified rate book
Current Mills42 Credit Union rates
10 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 80% of home’s value minus first mortgage and any other liensother | 5.990% APR | 5.990% | — | Standard |
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| New/Used Auto Purchase or Refinanceauto_any_36mo | 4.490% APR | 4.490% | 36 mo · any | Standard |
| Up to 120%³auto_any_36mo | 4.490% APR | 4.490% | 36 mo | Standard |
| New/Used Auto Purchase or Refinanceauto_any_72mo | 5.240% APR | 5.240% | 72 mo · any | Standard |
| Up to 120%³auto_any_72mo | 5.240% APR | 5.240% | 72 mo | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 5.990% APR | 5.990% | — | Standard |
| Home Equity Lines of Creditheloc | 7.500% APR | 7.500% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5-Month Certificatecd_5mo | 3.75% APY | 3.75% | 5 mo | Standard |
As of August 4, 2026, Mills42 Credit Union offers mortgage rates from 5.99% APR. Auto loans available from 4.49% APR. HELOC rates from 5.99% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Mills42 Credit Union's official website
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About Mills42 Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.9K
- Assets
- $31.9M
- Founded
- 1958
- Locations reported
- 1
- NCUA charter
- 12666
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mills42 Credit Union
Membership eligibility from Mills42 Credit Union's own published criteria. How we verify this.
Membership criteria are published on Mills42 Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Mills42 Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Mills42 Credit Union offer?
Mills42 Credit Union currently offers mortgage, Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mills42 Credit Union rates updated?
RateAPI verifies Mills42 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mills42 Credit Union's rate data?
Rate data is collected directly from Mills42 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Mills42 Credit Union's mortgage rate?
As of August 4, 2026, Mills42 Credit Union offers mortgage rates from 5.99% APR.
What are Mills42 Credit Union's auto loan rates?
As of August 4, 2026, Mills42 Credit Union offers auto loans from 4.49% APR.
What is Mills42 Credit Union's HELOC rate?
As of August 4, 2026, Mills42 Credit Union offers home equity lines of credit from 5.99% APR.
What is Mills42 Credit Union's best CD rate?
As of August 4, 2026, Mills42 Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Mills42 Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Mills42 Credit Union rates
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# Get rates for Mills42 Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/mills42" \
-H "Authorization: Bearer YOUR_API_KEY"