Lowell Firefighters Credit Union

Lowell, Massachusetts
Last verified: August 4, 2026
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Verified rate book

Current Lowell Firefighters Credit Union rates

48 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

8 offers
Lowell Firefighters Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto & Home Insurance Loan (1 Year)auto_any_12mo2.990% APR2.990%12 moStandard
CarsTrucks WITH Direct Deposit (3 Years)other4.990% APR4.990%—Standard
CarsTrucks WITH Direct Deposit (4 Years)other5.250% APR5.250%—Standard
CarsTrucks WITH Direct Deposit (5 Years)other5.490% APR5.490%—Standard
CarsTrucks WITH Direct Depositother5.990% APR5.990%—Standard
CarsTrucks WITH Direct Deposit (6 Years)other6.490% APR6.490%—Standard
CarsTrucks WITH Direct Deposit (7 Years)other6.740% APR6.740%—Standard
CarsTrucks WITH Direct Deposit (10 Years)other10.740% APR10.740%—Standard

HELOC rates

8 offers
Lowell Firefighters Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loans 80%LTV (5 Years)heloc_fixed6.250% APR6.250%—Standard
Home Equity Loans 80%LTV (10 Years)heloc_fixed6.490% APR6.490%—Standard
Home Equity Loans 80%LTV (15 Years)heloc_fixed6.990% APR6.990%—Standard
Home Equity Loans 90%LTV (5 Years)heloc_fixed7.250% APR7.250%—Standard
Home Equity Loans 80%LTV (20 Years)heloc_fixed7.250% APR7.250%—Standard
Home Equity Loans 90%LTV (10 Years)heloc_fixed7.490% APR7.490%—Standard
Home Equity Loans 90%LTV (15 Years)heloc_fixed7.990% APR7.990%—Standard
Home Equity Loans 90%LTV (20 Years)heloc_fixed8.250% APR8.250%—Standard

Personal loan rates

7 offers
Lowell Firefighters Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 60-Month Secured Personal Loanpersonal_secured_60mo3.000% APR3.000%60 moStandard
Vacation Loans ($5,000 Max.) (1 Year)personal_unsecured_12mo6.000% APR6.000%12 moStandard
Vacation Loans ($5,000 Max.) (18 Months)personal_unsecured_18mo7.000% APR7.000%18 moStandard
12-Month Unsecured Personal Loanpersonal_unsecured_12mo9.000% APR9.000%12 moStandard
24-Month Unsecured Personal Loanpersonal_unsecured_24mo10.000% APR10.000%24 moStandard
36-Month Unsecured Personal Loanpersonal_unsecured_36mo11.000% APR11.000%36 moStandard
48-Month Unsecured Personal Loanpersonal_unsecured_48mo13.000% APR13.000%48 moStandard

Student loan rates

1 offer
Lowell Firefighters Credit Union student loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Educational Loans (1 year, $15,000 Max.)other4.990% APR4.990%—Standard

Savings & CD rates

24 offers
Lowell Firefighters Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular Savings (Regular Shares* (Savings Account))savings0.25% APY0.25%—Standard
Regular Savings (Vacation Club 2)savings0.35% APY0.35%—Specialty offer
Regular Savings (Christmas Club 2)savings0.40% APY0.40%—Specialty offer
3-Month Certificatecd_3mo0.75% APY0.75%3 moStandard
6-Month Certificatecd_6mo1.25% APY1.25%6 moStandard
CD Savings for Kids (12 Months)cd_12mo2.00% APY2.00%12 moEligibility restricted
Regular Savings ($25,000.00 - $49,999.99)savings2.00% APY2.00%—Standard
12-Month Certificatecd_12mo2.02% APY2.00%12 moStandard
CD Savings for Kids (18 Months)cd_18mo2.25% APY2.25%18 moEligibility restricted
18-Month Certificatecd_18mo2.27% APY2.25%18 moStandard
48-Month Certificatecd_48mo2.89% APY2.85%48 moStandard
60-Month Certificatecd_60mo2.89% APY2.85%60 moStandard
Regular Savings ($50,000.00 - $99,999.99)savings3.00% APY3.00%—Standard
14-Month Special 1cd_14mo3.04% APY3.00%14 moStandard
24-Month Certificatecd_24mo3.14% APY3.10%24 moStandard
30-Month Certificatecd_30mo3.30% APY3.25%30 moStandard
One-Time Bump 18-Monthcd_18mo3.30% APY3.25%18 moStandard
18-Month Special 1cd_18mo3.35% APY3.30%18 moStandard
12-Month Certificatecd_12mo3.56% APY3.50%12 moStandard
35-Month Certificatecd_35mo3.56% APY3.50%35 moStandard
First-Responder 12-Monthcd_12mo3.61% APY3.55%12 moStandard
15-Month Special 1cd_15mo3.82% APY3.75%15 moStandard
Regular Savings ($100,000.00 +)savings4.00% APY4.00%—Standard
5-Month Special 1cd_5mo4.23% APY4.15%5 moStandard

Auto loans available from 2.99% APR for 12 months. HELOC rates from 6.25% APR. Personal loan rates from 3% APR. Savings and certificate yields up to 4.23% APY.

Source: RateAPI.dev, verified from Lowell Firefighters Credit Union's official website

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About Lowell Firefighters Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.9K
Assets
$27.4M
Founded
1936
Locations reported
1
NCUA charter
67767
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

AlignCorporate Office · Lowell · MA · 01851Branch in the same ZIPJeanne D'arcMain Office · Lowell · MA · 01854-3908About 1.6 miles awayPathwayCSPI · Lowell · MA · 01854-3635About 1.6 miles awayLowell Municipal EmployeesCity Hall · Lowell · MA · 01852-5909About 2.1 miles awayMills42Mills42 FCU · Lowell · MA · 01852About 2.1 miles awayFirst TechnologyLowell · Lowell · MA · 01850About 2.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Lowell Firefighters Credit Union

Membership eligibility from Lowell Firefighters Credit Union's own published criteria. How we verify this.

Membership criteria are published on Lowell Firefighters Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Lowell Firefighters Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Lowell Firefighters Credit Union?

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Frequently Asked Questions

What rates does Lowell Firefighters Credit Union offer?

Lowell Firefighters Credit Union currently offers Auto loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Lowell Firefighters Credit Union rates updated?

RateAPI verifies Lowell Firefighters Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Lowell Firefighters Credit Union's rate data?

Rate data is collected directly from Lowell Firefighters Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Lowell Firefighters Credit Union's auto loan rates?

As of August 4, 2026, Lowell Firefighters Credit Union offers auto loans from 2.99% APR.

What is Lowell Firefighters Credit Union's HELOC rate?

As of August 4, 2026, Lowell Firefighters Credit Union offers home equity lines of credit from 6.25% APR.

What is Lowell Firefighters Credit Union's personal loan rate?

As of August 4, 2026, Lowell Firefighters Credit Union offers personal loans from 3% APR.

What is Lowell Firefighters Credit Union's best CD rate?

As of August 4, 2026, Lowell Firefighters Credit Union offers savings and certificate (CD) yields up to 4.23% APY.

Related Rate Data

Compare Lowell Firefighters Credit Union's rates against national credit-union benchmarks.

More Massachusetts credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Lowell Firefighters Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/lowell-firefighters" \
  -H "Authorization: Bearer YOUR_API_KEY"
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