Massmutual Credit Union

Springfield, Massachusetts
Last verified: August 4, 2026
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Verified rate book

Current Massmutual Credit Union rates

102 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
Massmutual Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Fast Track Mortgageother5.833% APR5.625%—Standard

Auto & vehicle rates

25 offers
Massmutual Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month New Auto Loan (2025–2026)auto_new_48mo4.240% APR4.240%48 mo · newStandard
48-Month Auto Loanauto_any_48mo4.240% APR4.240%48 moStandard
60-Month New Auto Loan (2025–2026)auto_new_60mo4.490% APR4.490%60 mo · newStandard
60-Month Used Auto Loan (2021–2025)auto_used_60mo4.490% APR4.490%60 mo · usedStandard
Auto Loanauto4.490% APR4.490%—Standard
48-Month Used Auto Loan (2021–2025)auto_used_48mo4.490% APR4.490%48 mo · usedStandard
60-Month Used Auto Loan (2021–2025)auto_used_60mo4.740% APR4.740%60 mo · usedStandard
72-Month New Auto Loan (2025–2026)auto_new_72mo5.240% APR5.240%72 mo · newStandard
72-Month Used Auto Loan (2021–2025)auto_used_72mo5.490% APR5.490%72 mo · usedStandard
48-Month Used Auto Loan (2016–2020)auto_used_48mo5.490% APR5.490%48 mo · usedStandard
72-Month Used Auto Loan (2016–2020)auto_used_72mo5.490% APR5.490%72 mo · usedStandard
60-Month Used Auto Loan (2016–2020)auto_used_60mo5.740% APR5.740%60 mo · usedStandard
84-Month New Auto Loan (2025–2026)auto_new_84mo6.240% APR6.240%84 mo · newStandard
72-Month Used Auto Loan (2016–2020)auto_used_72mo6.490% APR6.490%72 mo · usedStandard
84-Month Used Auto Loan (2016–2020)auto_used_84mo6.490% APR6.490%84 mo · usedStandard
84-Month Used Auto Loan (2021–2025)auto_used_84mo6.490% APR6.490%84 mo · usedStandard
84-Month Used Auto Loan (2016–2020)auto_used_84mo7.490% APR7.490%84 mo · usedStandard
Motorcycle/RV Loanmotorcycle_any_36mo8.250% APR8.250%36 moStandard
New and Used Motorcycle/RV Loan Rates (3 years*)motorcycle_any_36mo8.250% APR8.250%36 mo · anyStandard
Motorcycle/RV Loanmotorcycle_any_48mo8.750% APR8.750%48 moStandard
New and Used Motorcycle/RV Loan Rates (4 years*)motorcycle_any_48mo8.750% APR8.750%48 mo · anyStandard
Motorcycle/RV Loanmotorcycle_any_60mo9.250% APR9.250%60 moStandard
New and Used Motorcycle/RV Loan Rates (5 years*)motorcycle_any_60mo9.250% APR9.250%60 mo · anyStandard
New and Used Motorcycle/RV Loan Rates (6 years*)motorcycle_any_72mo9.500% APR9.500%72 mo · anyStandard
Motorcycle/RV Loanmotorcycle_any_72mo9.500% APR9.500%72 moStandard

HELOC rates

12 offers
Massmutual Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan Rates* (5 Years (Fixed Rate - 80% LTV))heloc_fixed6.000% APR6.000%—Standard
Home Equity Loan Rates* (10 Years (Fixed Rate - 80% LTV))heloc_fixed6.250% APR6.250%—Standard
HELOC (Variable)heloc_variable6.500% APR6.500%—Standard
Home Equity Loan Rates* (15 Years (Fixed Rate - 80% LTV))heloc_fixed6.500% APR6.500%—Standard
HELOC (80% LTV)heloc_variable6.500% APR6.500%—Standard
Home Equity Loan (90% LTV)heloc_fixed7.000% APR7.000%—Standard
Home Equity Loan Rates* (20 years (Fixed Rate - 80% LTV))heloc_fixed7.000% APR7.000%—Standard
Home Equity Loan Rates* (5 Years (Fixed Rate - 90% LTV))heloc_fixed7.000% APR7.000%—Standard
Home Equity Loan Rates* (10 Years (Fixed Rate - 90% LTV))heloc_fixed7.250% APR7.250%—Standard
Home Equity Loan Rates* (15 Years (Fixed Rate - 90% LTV))heloc_fixed7.500% APR7.500%—Standard
Home Equity Loan Rates* (20 Years (Fixed Rate - 90% LTV))heloc_fixed8.000% APR8.000%—Standard
Up to 10-Year Home Equity Loan (Fixed)heloc_fixed9.990% APR9.990%—Standard

Personal loan rates

4 offers
Massmutual Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Line of Credit (No fixed term)ploc_variable9.000% APR9.000%—Standard
No fixed termpersonal9.000% APR9.000%—Standard
$21.14 ($5,000 Loan For Five Years.)personal_unsecured_60mo9.750% APR9.750%60 moStandard
Home Improvement Loanpersonal_unsecured_120mo9.990% APR9.990%120 moStandard

Student loan rates

2 offers
Massmutual Credit Union student loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Private Student Loanstudent5.490% APR5.490%—Standard
Tuition Aid Student Loanstudent8.740% APR8.740%—Standard

Credit card rates

2 offers
Massmutual Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum12.500% APR12.500%—Standard
Rewards Credit Cardcredit_card_rewards14.500% APR14.500%—Standard

Savings & CD rates

46 offers
Massmutual Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
IRAira0.05% APY0.05%—Standard
Home Heating Club Account**savings0.05% APY0.05%—Specialty offer
Generation Now Accountsavings0.30% APY0.30%—Standard
Generation Now Account (first $1,000 in Share Account)share_savings0.30% APY0.30%—Standard
Kasasa Saver (up to $50,000)savings1.26% APY1.26%—Standard
Money Market Plus Tier 1 (Min. Balance $2,000)money_market1.65% APY1.65%—Standard
Money Market Plus Tier 1money_market1.66% APY1.65%—Standard
Money Market Plus Tier 2 (Min. Balance $25,000)money_market1.90% APY1.90%—Standard
Money Market Plus Tier 2money_market1.92% APY1.90%—Standard
Money Market Plus Tier 3 (Min. Balance $75,000)money_market2.15% APY2.15%—Standard
Money Market Plus Tier 3money_market2.17% APY2.15%—Standard
Money Market Plus Tier 4 (Min. Balance $125,000)money_market2.40% APY2.40%—Standard
Money Market Plus Tier 4money_market2.43% APY2.40%—Standard
Kasasa Cash (up to $10,000)savings2.50% APY2.50%—Standard
Kasasa Cashsavings2.52% APY2.50%—Standard
3-Month Certificatecd_3mo2.96% APY2.96%3 moStandard
3-Month Certificateshare_certificate_3mo3.00% APY2.96%3 moStandard
3-Month Certificateshare_certificate_3mo3.00% APY3.00%3 moStandard
6-Month Certificatecd_6mo3.20% APY3.20%6 moStandard
6-Month Certificateshare_certificate_6mo3.25% APY3.20%6 moStandard
6-Month Certificateshare_certificate_6mo3.25% APY3.25%6 moStandard
60-Month Certificatecd_60mo3.45% APY3.45%60 moStandard
36-Month Certificatecd_36mo3.45% APY3.45%36 moStandard
24-Month Certificatecd_24mo3.45% APY3.45%24 moStandard
48-Month Certificatecd_48mo3.45% APY3.45%48 moStandard
24-Month Certificateshare_certificate_24mo3.50% APY3.45%24 moStandard
60-Month Certificateshare_certificate_60mo3.50% APY3.50%60 moStandard
60-Month Certificateshare_certificate_60mo3.50% APY3.45%60 moStandard
48-Month Certificateshare_certificate_48mo3.50% APY3.50%48 moStandard
48-Month Certificateshare_certificate_48mo3.50% APY3.45%48 moStandard
36-Month Certificateshare_certificate_36mo3.50% APY3.50%36 moStandard
36-Month Certificateshare_certificate_36mo3.50% APY3.45%36 moStandard
24-Month Certificateshare_certificate_24mo3.50% APY3.50%24 moStandard
48 Month Jumbo Certificateshare_certificate_48mo3.60% APY3.55%48 moStandard
36 Month Jumbo Certificateshare_certificate_36mo3.60% APY3.55%36 moStandard
60 Month Jumbo Certificateshare_certificate_60mo3.60% APY3.55%60 moStandard
24 Month Jumbo Certificateshare_certificate_24mo3.60% APY3.55%24 moStandard
18-Month Certificatecd_18mo3.79% APY3.79%18 moStandard
12-Month Certificatecd_12mo3.79% APY3.79%12 moStandard
18-Month Certificateshare_certificate_18mo3.85% APY3.79%18 moStandard
12-Month Certificateshare_certificate_12mo3.85% APY3.79%12 moStandard
12-Month Certificateshare_certificate_12mo3.85% APY3.85%12 moStandard
18-Month Certificateshare_certificate_18mo3.85% APY3.85%18 moStandard
11 Month Promotionalcd_11mo3.93% APY3.93%11 moStandard
11 Month Certificateshare_certificate_11mo4.00% APY3.93%11 moStandard
Certificate Rates (11 Month Promotional)share_certificate_11mo4.00% APY4.00%11 moStandard

Other rates

10 offers
Massmutual Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Fast Track (5 Years)other5.625% %5.625%—Standard
Fast Track (6 Years)other5.750% %5.750%—Standard
Fast Track (7 Years)other5.875% %5.875%—Standard
Fast Track (8 Years)other6.000% %6.000%—Standard
Fast Track (9 Years)other6.125% %6.125%—Standard
Fast Track (10 Years)other6.375% %6.375%—Standard
Up to 80% Loan to Valueother6.500% %6.500%—Standard
Fast Track (11 Years)other6.500% %6.500%—Standard
Fast Track (12 Years)other6.625% %6.625%—Standard
Up to 90% Loan to Valueother7.500% %7.500%—Standard

As of August 4, 2026, Massmutual Credit Union offers mortgage rates from 5.833% APR. Vehicle loans available from 4.24% APR for 48 months. HELOC rates from 6% APR. Personal loan rates from 9% APR. Credit card rates from 12.5% APR. Savings and certificate yields up to 4.00% APY.

Source: RateAPI.dev, verified from Massmutual Credit Union's official website

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About Massmutual Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
13.6K
Assets
$350M
Founded
1962
Locations reported
2
NCUA charter
24566
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

BrightbridgeSpringfield - Industry Ave · Springfield · MA · 01104-3222Nearby ZIP areaFreedomSPRINGFIELD-MAIN OFFICE · SPRINGFIELD · MA · 01103-1010Nearby ZIP areaGreater SpringfieldMain Office · Springfield · MA · 01109Nearby ZIP areaPioneer ValleyCorporate Office · Springfield · MA · 01104Nearby ZIP areaUmassfive CollegeMercy Medical Center Branch · Springfield · MA · 01104-2377Nearby ZIP area

Distance data is unavailable for this ZIP. Exact ZIP matches appear first; remaining results share the first three ZIP digits.

Who Can Join Massmutual Credit Union

Membership eligibility from Massmutual Credit Union's own published criteria. How we verify this.

Membership criteria are published on Massmutual Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Massmutual Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Massmutual Credit Union offer?

Massmutual Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, student loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Massmutual Credit Union rates updated?

RateAPI verifies Massmutual Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Massmutual Credit Union's rate data?

Rate data is collected directly from Massmutual Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Massmutual Credit Union's mortgage rate?

As of August 4, 2026, Massmutual Credit Union offers mortgage rates from 5.833% APR.

What are Massmutual Credit Union's auto & motorcycle loan rates?

As of August 4, 2026, Massmutual Credit Union offers vehicle loans from 4.24% APR.

What is Massmutual Credit Union's HELOC rate?

As of August 4, 2026, Massmutual Credit Union offers home equity lines of credit from 6% APR.

What is Massmutual Credit Union's personal loan rate?

As of August 4, 2026, Massmutual Credit Union offers personal loans from 9% APR.

What is Massmutual Credit Union's best CD rate?

As of August 4, 2026, Massmutual Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Massmutual Credit Union's rates against national credit-union benchmarks.

More Massachusetts credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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