St. Jean's Credit Union

Lynn, Massachusetts
Last verified: August 4, 2026
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Verified rate book

Current St. Jean's Credit Union rates

11 published offers verified as of August 4, 2026.

How we verify rates

Personal loan rates

5 offers
St. Jean's Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Fuel Loanpersonal6.990% APR6.990%Standard
K-12 Loanpersonal8.990% APR8.990%Standard
Vacation Loanpersonal9.990% APR9.990%Standard
Overdraft Protection 3% of outstanding balancepersonal13.900% APR13.900%Standard
Unsecured Personal Loanpersonal_unsecured13.900% APR13.900%Standard

Savings & CD rates

6 offers
St. Jean's Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24-Month Certificatecd_24mo4.74% APY4.74%24 moStandard
36-Month Certificatecd_36mo4.74% APY4.74%36 moStandard
48-Month Certificatecd_48mo4.74% APY4.74%48 moStandard
60-Month Certificatecd_60mo4.74% APY4.74%60 moStandard
72-Month Certificatecd_72mo5.24% APY5.24%72 moStandard
84-Month Certificatecd_84mo5.99% APY5.99%84 moStandard

Personal loan rates from 6.99% APR. Savings and certificate yields up to 5.99% APY.

Source: RateAPI.dev, verified from St. Jean's Credit Union's official website

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About St. Jean's Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
18.1K
Assets
$377.3M
Founded
1910
Locations reported
5
NCUA charter
67959
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • First-time homebuyer program
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join St. Jean's Credit Union

Membership eligibility from St. Jean's Credit Union's own published criteria. How we verify this.

Membership via employers (City of Revere +2 more)

  • LocationEssex, Middlesex, Suffolk — MA
  • EmployerCity of Revere, Town of Winthrop, H.P. Hood

Cost to join: About $25.

Verified from St. Jean's Credit Union's membership page. Final membership determination is always made by the credit union.

Work at St. Jean's Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where St. Jean's Credit Union ranks against Massachusetts peers.

Frequently Asked Questions

What rates does St. Jean's Credit Union offer?

St. Jean's Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are St. Jean's Credit Union rates updated?

RateAPI verifies St. Jean's Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get St. Jean's Credit Union's rate data?

Rate data is collected directly from St. Jean's Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is St. Jean's Credit Union's personal loan rate?

As of August 4, 2026, St. Jean's Credit Union offers personal loans from 6.99% APR.

What is St. Jean's Credit Union's best CD rate?

As of August 4, 2026, St. Jean's Credit Union offers savings and certificate (CD) yields up to 5.99% APY.

Related Rate Data

Compare St. Jean's Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for St. Jean's Credit Union
curl "https://api.rateapi.dev/credit-unions/massachusetts/st-jeans" \
  -H "Authorization: Bearer YOUR_API_KEY"